Buying in Greece? Ask us any question you have.
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What other buyers in Greece ran into
136 real stories, sorted by stage. Open the one you're at.
While you wait, here's what other buyers ran into at your stage.
Getting your AFM and myAADE · 8 stories “Our power of attorney from the Greek consulate took five months.”
The tax number, the online login and a Greek bank account
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“Our power of attorney from the Greek consulate took five months.”
You'll learn why a power of attorney signed abroad was refused, and which office had to issue it instead.
Marietta ChristRead the post ↗ -
“My Spiti Mou purchase needed far more cash than the loan gap”
You'll see how fees and renovation made a Spiti Mou purchase far more cash-heavy than expected.
RedditRead the post ↗ -
“I tried three Greek banks before one opened my buyer account”
You'll learn the documents a non-resident needed to open a Greek bank account for a purchase.
Expat.com GreeceRead the post ↗ -
“My Greek bank asked me to prove UK tax residency for my account.”
You'll see which certificate a Greek bank demanded from a UK buyer, and how long it took to get.
Expat.com GreeceRead the post ↗ -
“The Greek bank account was the most frustrating part for us.”
Worth reading because it shows which bank documents and appointments slowed a real purchase.
RedditRead the post ↗ -
“My mortgage adviser rarely replies while our purchase drags on”
You'll see a buyer describe months of bank paperwork and poor communication during a live purchase.
RedditRead the post ↗ -
“I own my Athens home but still cannot open a Greek bank account”
The replies explain why owning an Athens home didn't help open the Greek account needed for bills.
RedditRead the post ↗ -
“Our mortgage required a much larger cash buffer than planned”
You'll learn a borrower describe needing 20–50% cash even while using a Greek housing loan.
RedditRead the post ↗
Hiring a lawyer and engineer · 15 stories “One engineer told us no pool, another just disappeared.”
No lawyer required by law, but no protection without one
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“One engineer told us no pool, another just disappeared.”
Worth reading because it shows what had to be legalised, like the veranda, before the pool was approved.
A Place in the SunRead the post ↗ -
“Our lawyer and engineer kept finding hidden legal issues.”
Owners show why paying for independent legal and technical checks can change a deal entirely.
Reddit · 20+ repliesRead the post ↗ -
“Our engineer's report worried me, and we must decide in days.”
Useful thread because engineers explain why a roof load added after the last check worries a buyer.
Michanikos.grRead the post ↗ -
“The agent’s lawyer sent me a POA with irrelevant powers”
You'll see which powers in a lawyer's POA made a Crete plot buyer change lawyers.
RedditRead the post ↗ -
“I may pay €750 each time a bank rejects a property check”
You'll learn why repeated bank legal and technical checks can become costly when several properties fail.
RedditRead the post ↗ -
“I still needed my own experts despite the bank inspections”
Owners show why the bank's lawyer and engineer protect the lender, not you as the buyer.
RedditRead the post ↗ -
“I saw an acquaintance nearly buy a home with sewage problems”
Useful thread because an engineer exposed a sewage defect just before the purchase.
RedditRead the post ↗ -
“My lawyer asked for power to buy any property at any price”
You’ll see why a remote buyer questioned a POA that went far beyond the agreed Greek house purchase.
RedditRead the post ↗ -
“My lawyer quoted nearly triple the fee I expected to pay”
Useful discussion because it shows what a Thessaloniki buyer expected to pay a lawyer, and the quote.
RedditRead the post ↗ -
“My small mortgage came with a €750 legal and technical check”
You'll learn how much a bank's legal and technical check costs on a small Greek mortgage.
RedditRead the post ↗ -
“We abandoned problem houses and bought land to build instead”
You'll see how legal and hidden-property issues pushed a Crete buyer toward building new.
RedditRead the post ↗ -
“I hired a lawyer yet still chased nearly all the paperwork”
You'll learn why hiring a lawyer did not remove this buyer's burden of collecting documents.
RedditRead the post ↗ -
“I do not trust the family lawyer handling my Greek inheritance”
You'll see why one non-resident owner feared conflicts when relatives shared the same Greek lawyer.
RedditRead the post ↗ -
“Our Greek solicitors stopped replying during the estate transfer”
You'll learn a family describe year-long delays and silence from Greek solicitors handling property.
RedditRead the post ↗ -
“I paid lawyers for preliminary work but still lack key records”
You'll see a non-resident heir question legal fees while key Greek property records stay missing.
RedditRead the post ↗
Searching the title · 15 stories “I discovered that I had lost more than two-thirds of my field.”
Cadastre or old registry, inheritances and unfinished areas
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“I discovered that I had lost more than two-thirds of my field.”
You'll see how 2007 aerial maps let a stranger appear as owner of most of a field bought in 2015.
Ta NeaRead the post ↗ -
“We discovered the seller never accepted the inheritance.”
You'll learn why an unfinished inheritance can stop title transfer even after negotiations begin.
RedditRead the post ↗ -
“Our first Corfu house carried a large debt. The deal collapsed.”
You'll see at which stage a debt on the house surfaced, and what this Corfu couple did next.
A Place in the SunRead the post ↗ -
“The heir had already taken €2,000 from another buyer before me.”
You'll learn why an unaccepted inheritance can make even a signed prosymfono hard to secure.
RedditRead the post ↗ -
“We inherited property with €48,000 of tax debts attached”
You'll see how ENFIA arrears and missing cadastre records can complicate an inherited sale.
RedditRead the post ↗ -
“Our deed says 80m2 while Ktimatologio records 135m2 today”
You'll learn how a decades-old title mismatch can force a court correction before ownership is clean.
RedditRead the post ↗ -
“Ktimatologio and title areas differ by more than the 7% allowed.”
You'll see the routes a lawyer and a surveyor proposed when Ktimatologio and deed areas don't match.
Michanikos.grRead the post ↗ -
“My bank rejected a legal home because its plot is unbuildable”
You'll learn how an ektos schediou plot can make a legal house unacceptable collateral for a mortgage.
RedditRead the post ↗ -
“We bought in 2015, and 90% of the house sits in the beach zone.”
Useful thread because engineers explain what a later beach-zone line means once the cadastre is done.
Michanikos.grRead the post ↗ -
“My parents' house has no papers, yet the price keeps rising.”
Useful discussion because it shows why missing title papers must be resolved before price talks.
RedditRead the post ↗ -
“We cannot sell until a twelve-year inheritance is accepted”
You'll see how an unaccepted inheritance can stop a village-house sale years after the original death.
RedditRead the post ↗ -
“I was stuck waiting for inheritance acceptance and Ktimatologio”
You'll learn a buyer who faced the same inheritance and Ktimatologio delay before purchase.
RedditRead the post ↗ -
“I inherited one twelfth of a property with thirteen co-heirs”
You'll see how fragmented inheritance can leave an owner unable to sell without court action.
RedditRead the post ↗ -
“Our inherited Chania land sat unregistered for a decade”
You'll learn how unregistered inheritance, family conflict and back taxes tied up Chania land.
RedditRead the post ↗ -
“I am waiting while my buyer seeks a permit in my own name”
You'll see a plot sale where the buyer sought a permit in the seller's name before closing.
RedditRead the post ↗
Getting the building ID · 15 stories “The renovations weren't registered. That cost me about €25k.”
The engineer's check, illegal works and the 2028 deadline
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“The renovations weren't registered. That cost me about €25k.”
You'll learn why a seller's unregistered renovations become the buyer's bill once the deed is signed.
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“The flat I want was legalised at 72 m², Ktimatologio says 54.”
Useful thread because engineers explain when legalised semi-open spaces force a change to the deed.
Michanikos.grRead the post ↗ -
“We bought off-plan with a legal permit. Then it was annulled.”
You'll learn how a court case filed months before the sale cancelled a new build's permit after payment.
LiFORead the post ↗ -
“My co-owned plot has an illegal building regularized without me”
You'll see how afthaireta on jointly owned land created conflict over a regularization.
Michanikos.gr · 20+ repliesRead the post ↗ -
“My deed says 81.70 m² but the inside measures only about 69 m².”
Owners show how a balcony counted in the deed's square metres can block a later transfer of the flat.
Michanikos.gr · 20+ repliesRead the post ↗ -
“Two engineers gave us opposite views on the 1992 permit.”
Interesting because it shows how a permit issued on wrong plot data can turn into a no-permit building.
Michanikos.grRead the post ↗ -
“Our engineer said we can build, but we need the permit by 2026.”
You'll see why a lawyer pushed this Kos buyer to file a building permit before stricter 2027 rules.
Marietta ChristRead the post ↗ -
“I need the buyer deposit to regularize my illegal alteration”
Useful thread because it shows a seller planning to fund the legalisation with your deposit.
Insomnia.grRead the post ↗ -
“My apartment sale needs illegal works regularized first”
You'll see why an engineer, regularization and building ID can be required before a sale proceeds.
RedditRead the post ↗ -
“Our Greek properties were built without the required permits”
You'll learn an owner explain how architects later had to document and legalize old construction.
RedditRead the post ↗ -
“I need a repair permit before rebuilding my collapsed roof”
You'll see why unlicensed rebuilding can later block certificates needed for a sale.
Expat.com GreeceRead the post ↗ -
“My shop is legally ground floor but actually semi-basement”
Interesting because it shows how a paper-versus-reality mismatch on a shop matters once it is up for sale.
RedditRead the post ↗ -
“We took money from our pensions to buy the plot for €80,000.”
You'll learn why a local rule change gave this couple a deadline to get planning permission.
A Place in the SunRead the post ↗ -
“A wall was missing in our off-plan flat that all the others had.”
Worth reading because it shows what regular site visits catch on an off-plan new build in Greece.
Your Overseas HomeRead the post ↗ -
“I bought a house outside the town plan in 2005 and fixed it up.”
Interesting because it shows how extensions on a house outside the plan led to huge fines.
Ta NeaRead the post ↗
Checking the forest maps · 6 stories “My plot came out as forest, with the state listed as owner.”
Plots marked as forest, objections and the 2026 fix
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“My plot came out as forest, with the state listed as owner.”
You'll see what the first day of the Chania cadastre posting revealed to owners with titles from 1930.
Haniotika NeaRead the post ↗ -
“I learned a quarter of my plot was classified as forest land”
You'll learn how a buyer discovered a forest classification the seller had failed to disclose.
RedditRead the post ↗ -
“I bought land, paid my ENFIA, then it was declared forest land.”
You'll see how a plot bought, mortgaged and taxed for years was still reclassified as forest.
in.grRead the post ↗ -
“Ktimatologio shows half our maisonette on Forest Service land.”
You'll learn why a 1999 building permit and a non-forest map still let 1945 forest maps split a plot.
Michanikos.grRead the post ↗ -
“I inherited nine stremmata that forest maps say I cannot build”
You'll see what an AD or AN forest-map classification meant for inherited building rights.
RedditRead the post ↗ -
“My plot sale stalled over missing forest characterization”
Useful thread because it shows how a missing forest characterization froze a sale that was ready to sign.
RedditRead the post ↗
Signing the prosymfono · 15 stories “I paid a €300,000 deposit, then the seller signed a second sale.”
The pre-contract, the deposit and the ban on cash
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“I paid a €300,000 deposit, then the seller signed a second sale.”
You'll see how a large deposit can vanish when the seller signs a parallel deal on the same house.
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“The agent wanted €1,000 before my lawyer saw the contract”
You'll learn how reservation pressure can appear before a lawyer has reviewed the purchase paperwork.
RedditRead the post ↗ -
“We wrongly left the 4495/17 legalisation out of our prosymfono.”
The replies explain what a buyer can still fix after the deed when the prosymfono missed a clause.
Michanikos.grRead the post ↗ -
“The seller took another offer and wanted €100,000 more from me.”
You'll see why a deposit paid straight to a Greek seller worried this buyer before the deal collapsed.
Your Overseas HomeRead the post ↗ -
“We paid €6,000 more to the proxy. The owner had already died.”
You'll learn what can go wrong when deposit instalments are paid to a seller's power-of-attorney holder.
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“We paid our deposit two days before the Council of State ruling.”
You'll see why a NOK-based building permit can cost an off-plan buyer square metres after the deposit.
LiFORead the post ↗ -
“I paid deposits, then an engineer found a boundary mismatch”
Useful thread because a measurement dispute derailed a deal after reservation and deposit payments.
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“We rejected black-money sellers before our four-month closing”
You'll see how off-deed cash demands and stripped fixtures complicated this buyer's purchase.
RedditRead the post ↗ -
“Our one-page purchase agreement left out all appliances”
Worth reading because the buyer explains what vanished at handover and what belongs in the deal.
RedditRead the post ↗ -
“I paid under pressure and seven months later issues remain”
You'll see what stayed unresolved for months after a deposit paid under an agent's pressure.
RedditRead the post ↗ -
“My buyer wanted a side agreement in case his bank loan failed.”
Useful discussion because it shows why loan conditions and payment timing must be settled early.
RedditRead the post ↗ -
“I lost three homes by waiting days before making my offers”
You'll see how waiting a few days cost one buyer three homes before a direct-owner deal.
RedditRead the post ↗ -
“We tried to bargain and lost our first-choice home instead”
You'll learn how aggressive bargaining cost one buyer the property they had chosen in a fast market.
RedditRead the post ↗ -
“A rival buyer kept phoning the agent to get my deal cancelled.”
Interesting because it shows how a small first deposit is used to pull a listing off the market.
Insomnia.grRead the post ↗ -
“I bought 12% below asking then spent nearly as much renovating”
You'll see how a successful price negotiation can be dwarfed by renovation costs on an older Greek home.
RedditRead the post ↗
Paying tax in myPROPERTY · 14 stories “I bought seven plots for €31,000 and got a €235,015 tax bill.”
3.09% accepted online within 3 days, or 24% VAT on new builds
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“I bought seven plots for €31,000 and got a €235,015 tax bill.”
You'll learn why a low price paid to a relative can be recast as a gift and taxed on objective value.
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“My seller insists that €80,000 of the price is paid in cash.”
You'll see why buyers insist on bank transfer and what the replies flag before signing.
Reddit · 20+ repliesRead the post ↗ -
“The transfer tax must land in 3 days. My bank can't check it.”
You'll learn why the payee name on a myPROPERTY tax payment worried this buyer, and what a miss restarts.
Marietta ChristRead the post ↗ -
“The tax office called my €200,000 loan for a Samos flat fake.”
You'll see which missing proofs made the tax office reject a private loan used to fund a home purchase.
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“We paid €56,000 but were taxed on a €331,403 objective value.”
Interesting because the court explains which figure the tax office may use when price and value differ.
Capital.grRead the post ↗ -
“Three engineers told us to put €110,000 outside the deed”
You’ll see a live Athens search where builders wanted €110k undeclared and made bank finance impossible.
RedditRead the post ↗ -
“Every builder I contacted wanted the price gap in a bag.”
You'll learn how buyers describe undeclared price gaps on new builds and the red flags to spot.
RedditRead the post ↗ -
“I refused a €140,000 cash demand and found another payment”
Interesting because it shows an extreme cash request and the bank-transfer route finally used.
RedditRead the post ↗ -
“I paid the deposit ten months ago, now they want 30% black.”
Useful thread because it shows what can surface after a long delay, just before transfer.
RedditRead the post ↗ -
“Someone very close to me paid half the price off the books”
You'll see a close-relative account of €50k paid off deed on a small property purchase in Volos.
RedditRead the post ↗ -
“My accountant miscalculated the funds behind my purchase”
You'll learn how a €125k purchase created a tax-proof problem when prior capital was overstated.
RedditRead the post ↗ -
“I walked away when sellers wanted part of the price in cash”
You'll see how cash demands can surface during negotiations and why one buyer rejected those properties.
RedditRead the post ↗ -
“My relative sold property and took about €10,000 off the deed”
Interesting because it gives a family example of part of the price paid outside the declared deed amount.
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“We sold recently and my brother accepted part of it in cash”
You'll learn a seller-family account of an off-deed cash portion even when the buyer had the funds.
RedditRead the post ↗
Signing the deed at the notary · 15 stories “The bank says it's my risk if I sign before the loan is final.”
The digital property file, energy certificate and ENFIA papers
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“The bank says it's my risk if I sign before the loan is final.”
You'll see how a Spiti mou 2 loan can lapse between a near-signed deed and the bank's release of funds.
in.grRead the post ↗ -
“Two years after paying, my new build's papers aren't finished.”
You'll learn which unfinished documents can leave a completed new build impossible to close.
Reddit · 20+ repliesRead the post ↗ -
“Our notary had no escrow and wouldn't sign until a bank check.”
You'll see why a Greek notary won't sign until the seller's bank account is verified, and what it delays.
Marietta ChristRead the post ↗ -
“My purchase took seven months and about €10,000 in costs”
You’ll learn which legal, notary, bank and travel costs kept adding up before completion.
RedditRead the post ↗ -
“My bank suddenly moved my deed deadline weeks earlier”
You'll see how a bank deadline change forced buyer, lawyer and notary into a last-minute rush.
RedditRead the post ↗ -
“I stopped the purchase after the bank deadlines contradicted”
The replies explain why contradictory bank deadlines made this buyer walk away before the deed.
RedditRead the post ↗ -
“Four notaries said yes, my buyer's notary calls the sale void.”
Useful thread because owners show what to do when the buyer's notary refuses a deed fix before signing.
Insomnia.grRead the post ↗ -
“My bank says sign the deed before final mortgage approval”
You'll see a live conflict between bank and lawyer over when final mortgage approval should come.
RedditRead the post ↗ -
“I spent four months gathering files for my father purchase”
You'll learn how a financed purchase consumed months of paperwork before the notary stage.
RedditRead the post ↗ -
“I was told to keep 20% extra for costs after buying my home”
You'll see why one buyer was advised to reserve a large cash buffer beyond the headline purchase price.
RedditRead the post ↗ -
“We just bought and the extra fees ran into thousands”
You'll learn which bank, lawyer, notary and Ktimatologio costs appeared around closing day.
RedditRead the post ↗ -
“I paid cash and still needed months to finish the purchase”
You'll see that even a cash purchase with cooperative professionals can take months from start to deed.
RedditRead the post ↗ -
“We were told a month to a year. Our closing took half a year.”
Worth reading because it explains what slowed a Peloponnese closing, from paperwork to electricity.
11 Cheap Houses in EuropeRead the post ↗ -
“I fear transferring title before the buyer loan is paid”
Useful thread because it shows the gap between deed transfer and late mortgage disbursement.
RedditRead the post ↗ -
“My father fears selling to a buyer whose bank pays later”
Useful discussion because it shows why a seller may refuse a buyer whose bank pays later.
RedditRead the post ↗
Registering and paying ENFIA · 14 stories “We bought nine months ago and registration is still not done.”
Cadastre registration, the E9 return and unpaid bills
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“We bought nine months ago and registration is still not done.”
The replies explain which fee starts the Ktimatologio registration and where to check its status.
Expat.com GreeceRead the post ↗ -
“My E9 stalled because the builder omitted the house area”
You'll see how missing square-meter data blocked an owner's E9 and ENFIA setup correctly.
RedditRead the post ↗ -
“The water utility refused me service over the old owner's debt.”
Worth reading because it shows how a new owner pushed back when a utility refused service over old bills.
LawspotRead the post ↗ -
“The previous owners left me an undisclosed €10,000+ water bill.”
Interesting because owners show which bill stays with the property and what to check before you agree.
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“My correct E9 still made the new property application fail”
Useful thread because it shows how E9 and prior-year E1 data can clash after a purchase.
RedditRead the post ↗ -
“My Ktimatologio registration took a full year to finish”
You’ll see how bank, notary and registry delays can stretch a financed purchase for months.
RedditRead the post ↗ -
“My Ktimatologio registration took a year even with help”
You'll learn a buyer report a twelve-month Ktimatologio registration even with help.
RedditRead the post ↗ -
“My ENFIA jumped from €99 last year to €200 this year”
You'll see an owner compare a sudden ENFIA increase and replies explain likely exemption issues.
RedditRead the post ↗ -
“My Ktimatologio petition is still unanswered after months”
You'll learn how a registration request expected in weeks can remain unresolved for months after purchase.
RedditRead the post ↗ -
“I inherited land and may owe years of unpaid ENFIA on it”
You'll see how inherited land can arrive with uncertainty over old ENFIA and Ktimatologio records.
RedditRead the post ↗ -
“I inherited a house with old bank, water and electricity debts”
You'll learn how an inherited Greek home can carry unresolved debts and utility bills for years.
RedditRead the post ↗ -
“Our former seller now blocks parking and common-charge peace”
You'll see a post-purchase dispute with a former seller over parking and common charges.
RedditRead the post ↗ -
“I am selling my Crete house with years of property taxes due”
Worth reading because it shows why years of unpaid property taxes must be cleared before a sale.
Expat.com GreeceRead the post ↗ -
“I bought a Greek flat and discovered a new filing duty late”
You'll learn how an owner raised abroad discovered an unexpected property declaration after buying.
RedditRead the post ↗
If you want a golden visa · 12 stories “We arrived to find other people living in our new apartment.”
€800k, €400k or €250k zones, and no short-term letting
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“We arrived to find other people living in our new apartment.”
Interesting because it shows how a €330k golden visa flat in Kallithea was occupied without the owners.
SolomonRead the post ↗ -
“My Golden Visa has been under examination for 18 months.”
The replies explain what applicants can check when a Golden Visa file stops moving for months.
RedditRead the post ↗ -
“Our empty Glyfada flat was secretly renovated and rented out.”
Interesting because it shows who can take over a golden visa flat left empty, and what police won't do.
Tencent NewsRead the post ↗ -
“Had we sensed we were unwelcome, we'd never have bought here.”
You'll see what golden visa buyers in Exarchia faced around their building after the purchase.
eKathimeriniRead the post ↗ -
“We paid €250,000 for a golden visa flat. The papers were forged.”
The replies explain how a Kifisia golden visa sale went through with a seller who held no title at all.
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“My land-registry certificate became the biggest visa headache”
You'll learn an applicant explain how Attica land-registry delays affected a real Golden Visa case.
RedditRead the post ↗ -
“I applied in December 2023 and still had nothing 19 months later”
You'll see a Golden Visa applicant document a 19-month wait after entering the Greek process.
RedditRead the post ↗ -
“We waited 18 months after biometrics for our visa cards”
You'll learn how a completed property purchase can still leave residence cards delayed over a year.
RedditRead the post ↗ -
“I applied in April 2024 and had no result 15 months later”
You'll see a Golden Visa applicant report a 15-month delay despite already being in the process.
RedditRead the post ↗ -
“We bought last year and were still waiting 12 months later”
You'll learn a second property buyer confirm a full year of waiting for the Greek Golden Visa card.
RedditRead the post ↗ -
“I have waited nine months for my Greek Golden Visa result”
You'll see another applicant confirm that Golden Visa delays continued well beyond the purchase.
RedditRead the post ↗ -
“They sold at twice the price and put my golden visa at risk.”
Worth reading because a buyer lists what went wrong with the price and papers in a golden visa deal.
TrustpilotRead the post ↗
If you plan to rent it out · 7 stories “We paid the climate fee ourselves, €10 a night, not €1.50.”
AMA number, safety rules and the central Athens freeze
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“We paid the climate fee ourselves, €10 a night, not €1.50.”
You'll learn how property size sets the Greek climate fee and why hosts can't just fold it into prices.
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“Conditions on my street made me rethink the rental I bought.”
You'll see why an investor in Metaxourgeio rethought her rental plan, and what a long lease means.
eKathimeriniRead the post ↗ -
“A court ordered me to stop my Airbnb or pay €1,000 per breach.”
Interesting because it shows which line in the building regulations can shut down a short-term rental.
Rua.grRead the post ↗ -
“I declared my net Airbnb profit. Now I see fees count as income.”
Useful thread because Greek hosts show how tax applies to gross Airbnb payouts under the new host fee.
Airbnb CommunityRead the post ↗ -
“I accepted Airbnb's new fee model in a pop-up. My tax jumped.”
The replies explain why one click on Airbnb's single-fee model can raise a Greek host's taxable income.
Airbnb CommunityRead the post ↗ -
“My accountant says remove the 24% VAT. Airbnb says it can't.”
Useful thread because it shows how switching listings to professional status changes the VAT on fees.
Airbnb CommunityRead the post ↗ -
“Belvilla never sent my income figures, and I was fined for it.”
You'll learn which platform figures a Greek owner needs for the tax return, and what missing them costs.
TrustpilotRead the post ↗
Something here sounds like your case? Ask us about it.