Authored by the expert who managed and guided the team behind the France Property Pack
Yes, the analysis of Paris' property market is included in our pack
If you're a foreigner thinking about buying an apartment in Paris, the real question isn't just "how much does it cost?" but "what will I actually pay when everything is added up?"
Paris apartment prices vary wildly depending on the arrondissement, the building's age, and whether you're buying new or resale, so getting a clear picture requires looking at real transaction data, not just listing prices.
We constantly update this blog post to reflect the latest official data from French notaries and government sources, so you always have current numbers to work with.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Paris.
Insights
- The gap between the cheapest and priciest Paris arrondissements can exceed €6,000 per square meter, meaning two identical apartments could differ by €360,000 just based on location.
- French banks typically require Paris buyers to keep their debt-to-income ratio below 35%, which often limits borrowing power more than the down payment itself.
- New-build apartments in Paris command a 15% to 35% premium over resale properties, but genuine new construction is so scarce that most buyers end up purchasing resale anyway.
- Closing costs in Paris for resale apartments run about 7% to 8% of the purchase price, significantly higher than the 2% to 3% you'd pay on a new build.
- Monthly HOA charges in Paris typically range from €175 to €325 for a 60 square meter apartment, but buildings with concierges, collective heating, and elevators can push this higher.
- The 19th and 20th arrondissements offer the most affordable entry points into Paris, with prices often €2,000 to €3,000 per square meter below the city average.
- Property tax in Paris usually falls between €600 and €1,800 per year for a standard apartment, calculated based on cadastral rental value rather than market price.
- Paris apartment prices dropped during the 2022-2024 interest rate shock but have started stabilizing, with some neighborhoods like the 10th and 11th showing early signs of recovery.
How much do apartments really cost in Paris in 2026?
What's the average and median apartment price in Paris in 2026?
As of January 2026, the median apartment price in Paris sits around €392,000 (roughly $425,000 or £330,000) for a typical 40 square meter property, while the average skews higher due to luxury sales in premium arrondissements.
Looking at price per square meter, which is how Paris real estate is typically measured, the standardized median hovers around €9,800 per square meter ($10,600 or £8,700 per square meter), while the average reaches approximately €10,200 per square meter ($11,000 or £9,000 per square meter) because expensive districts pull it upward.
For most standard Paris apartments, you should expect to pay somewhere between €350,000 and €700,000 ($380,000 to $760,000 or £310,000 to £620,000), though this range shifts dramatically depending on which arrondissement you're looking at and whether the building has an elevator.
How much is a studio apartment in Paris in 2026?
As of January 2026, a typical studio apartment in Paris costs around €245,000 ($265,000 or £215,000), assuming a standard size of about 25 square meters.
Entry-level to mid-range studios in less central arrondissements like the 19th or 20th can start from €200,000 ($215,000 or £175,000), while high-end studios in the 6th, 7th, or 8th arrondissements regularly reach €300,000 to €350,000 ($325,000 to $380,000 or £265,000 to £310,000).
Studio apartments in Paris typically measure between 18 and 30 square meters, with 25 square meters being a common benchmark size that allows for a separate sleeping area and a small kitchen.
How much is a one-bedroom apartment in Paris in 2026?
As of January 2026, a typical one-bedroom apartment in Paris costs around €392,000 ($425,000 or £345,000), based on a standard size of approximately 40 square meters.
Entry-level to mid-range one-bedroom apartments in Paris start around €330,000 ($355,000 or £290,000) in outer arrondissements, while high-end or luxury one-bedrooms in central Paris or the prestigious Left Bank can reach €500,000 to €550,000 ($540,000 to $595,000 or £440,000 to £485,000).
One-bedroom apartments in Paris typically range from 35 to 50 square meters, with 40 square meters being the most common configuration that includes a separate bedroom, living area, kitchen, and bathroom.
How much is a two-bedroom apartment in Paris in 2026?
As of January 2026, a typical two-bedroom apartment in Paris costs around €588,000 ($635,000 or £520,000), assuming a standard size of about 60 square meters.
Entry-level to mid-range two-bedroom apartments in Paris start around €500,000 ($540,000 or £440,000) in the outer arrondissements, while high-end two-bedrooms in sought-after neighborhoods like Saint-Germain-des-Prés or the Marais can reach €750,000 to €850,000 ($810,000 to $920,000 or £660,000 to £750,000).
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Paris.
How much is a three-bedroom apartment in Paris in 2026?
As of January 2026, a typical three-bedroom apartment in Paris costs around €833,000 ($900,000 or £735,000), based on a standard size of approximately 85 square meters.
Entry-level to mid-range three-bedroom apartments in Paris start around €700,000 ($755,000 or £615,000) in neighborhoods like the 12th or 20th, while high-end three-bedrooms in classic Haussmann buildings in the 6th, 7th, or 16th arrondissements can exceed €1.2 to €1.4 million ($1.3 to $1.5 million or £1.05 to £1.23 million).
Three-bedroom apartments in Paris typically range from 75 to 100 square meters, with 85 square meters being a common size for family apartments that include three separate bedrooms, a living room, kitchen, and one or two bathrooms.
What's the price gap between new and resale apartments in Paris in 2026?
As of January 2026, new-build apartments in Paris typically sell for 15% to 35% more per square meter than comparable resale properties, though the exact premium depends heavily on the specific location and building amenities.
New-build apartments in Paris generally price between €11,500 and €13,000 per square meter ($12,400 to $14,000 or £10,100 to £11,450 per square meter), reflecting their modern energy performance, warranties, and contemporary layouts.
Resale apartments in Paris average around €9,800 per square meter ($10,600 or £8,600 per square meter), though this figure includes everything from renovated Haussmann gems to older buildings needing updates, which explains the wide variation buyers encounter.
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Can I afford to buy in Paris in 2026?
What's the typical total budget (all-in) to buy an apartment in Paris in 2026?
As of January 2026, the typical all-in budget to buy a standard two-bedroom apartment in Paris comes to approximately €656,000 ($710,000 or £580,000), which includes the purchase price plus all acquisition costs.
Beyond the purchase price, Paris apartment buyers must budget for notary and acquisition costs (mostly transfer taxes) at around 7% to 8%, agency fees typically running 3% to 5%, and if financing, mortgage setup costs including bank fees and the guarantee or caution.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Paris property pack.
You can also read our dedicated blog article to understand what you can at different budget levels in Paris.
What down payment is typical to buy in Paris in 2026?
As of January 2026, the typical down payment for buying an apartment in Paris ranges from 15% to 25% of the purchase price, which translates to roughly €88,000 to €147,000 ($95,000 to $159,000 or £78,000 to £130,000) for a standard €588,000 two-bedroom.
At minimum, Paris apartment buyers need enough cash to cover the 7% to 8% closing costs, but most French banks prefer to see at least 10% to 15% of the purchase price as a down payment before they'll approve a mortgage.
To secure favorable mortgage terms in Paris, particularly for foreign buyers, a down payment of 20% to 25% significantly improves your negotiating position with lenders, especially given that French regulations cap debt-to-income ratios at 35%.
You can also read our latest update about mortgage and interest rates in France.
We made this infographic to show you how property prices in France compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
Which neighborhoods are cheapest or priciest in Paris in 2026?
How much does the price per m² for apartments vary by neighborhood in Paris in 2026?
As of January 2026, the price per square meter for Paris apartments ranges from approximately €8,500 ($9,200 or £7,500) in the most affordable arrondissements to over €15,000 ($16,200 or £13,200) in the most prestigious neighborhoods.
The most affordable neighborhoods in Paris include La Villette and Buttes-Chaumont in the 19th arrondissement, Belleville and Père-Lachaise in the 20th arrondissement, and parts of the 18th around Marx Dormoy, where prices typically range from €8,500 to €10,000 per square meter ($9,200 to $10,800 or £7,500 to £8,800).
The most expensive neighborhoods in Paris include the Triangle d'Or in the 8th arrondissement, Saint-Germain-des-Prés in the 6th, and the area around Invalides in the 7th, where prices regularly exceed €12,000 to €15,000 per square meter ($13,000 to $16,200 or £10,600 to £13,200), with ultra-prime pockets going even higher.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Paris.
What neighborhoods are best for first-time buyers on a budget in Paris in 2026?
As of January 2026, the top three Paris neighborhoods for budget-conscious first-time buyers are La Villette in the 19th arrondissement, Belleville straddling the 19th and 20th arrondissements, and the Daumesnil area in the 12th arrondissement.
In these budget-friendly Paris neighborhoods, typical apartment prices range from €320,000 to €450,000 ($345,000 to $485,000 or £280,000 to £395,000) for a one or two-bedroom, compared to €500,000 or more in central Paris for similar sizes.
These neighborhoods offer first-time buyers in Paris good metro connections, lively local markets, parks like Buttes-Chaumont and the Promenade Plantée, and an increasingly diverse restaurant and café scene that makes daily life enjoyable.
The main trade-off of buying in these budget-friendly Paris neighborhoods is that they sit farther from central tourist areas, some streets can feel grittier, and resale appreciation has historically been slower than in more established arrondissements.
Which neighborhoods have the fastest-rising apartment prices in Paris in 2026?
As of January 2026, the three Paris neighborhoods showing the fastest price recovery are the Canal Saint-Martin area in the 10th arrondissement, the Oberkampf and Bastille side streets in the 11th arrondissement, and parts of the 19th around Buttes-Chaumont.
These fast-appreciating Paris neighborhoods are seeing estimated year-over-year price increases of 2% to 5%, outpacing the city average, after having dipped more sharply during the 2022-2024 interest rate shock.
The main driver behind the rapid price growth in these Paris neighborhoods is a combination of improved affordability attracting buyers priced out of central areas, ongoing urban renewal projects, and stabilizing credit conditions that have brought hesitant buyers back to the market.
You can also read our latest update about property price forecasts in Paris.
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What extra costs will I pay on top of the apartment price in Paris in 2026?
What are all the buyer closing costs when you buy an apartment in Paris?
For a typical €588,000 two-bedroom resale apartment in Paris, estimated total buyer closing costs come to approximately €44,000 to €47,000 ($47,500 to $51,000 or £39,000 to £41,500), not including the agency fee.
The main categories of closing costs Paris apartment buyers must pay include transfer taxes (called DMTO or droits de mutation), notary remuneration (émoluments), administrative disbursements (débours), and property registration fees.
Transfer taxes represent the largest closing cost for Paris apartment buyers, typically accounting for about 5.8% of the purchase price, with the remainder split between notary fees and various administrative charges.
Agency fees in Paris, usually running 3% to 5%, are sometimes negotiable, and whether they appear as buyer-paid or seller-paid varies by listing, so clarifying this upfront can affect your total budget.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Paris?
For resale apartments in Paris, buyers should budget approximately 7% to 8% of the purchase price for closing costs, while new-build apartments typically carry lower closing costs of around 2% to 3%.
The realistic range for Paris apartment closing costs spans from about 7% on the lower end (for straightforward transactions) to 8.5% on the higher end when accounting for the 2025-2028 transfer tax increase that some départements have implemented.
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Paris.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in France versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What are the ongoing monthly and yearly costs of an apartment in Paris in 2026?
What are typical HOA fees in Paris right now?
HOA fees, called charges de copropriété in France, are standard for Paris apartment buildings, and a typical 60 square meter apartment carries monthly charges of about €175 to €325 ($190 to $350 or £155 to £285).
The realistic range of Paris HOA fees runs from around €120 per month ($130 or £105) for a basic building without an elevator or concierge, up to €400 or more ($430 or £350) per month for luxury buildings with collective heating, a full-time concierge, and extensive common amenities.
What utilities should I budget monthly in Paris right now?
For a typical Paris apartment, total monthly utility costs run approximately €155 to €305 ($170 to $330 or £135 to £270), depending on apartment size, heating type, and personal usage habits.
The realistic range spans from about €120 per month ($130 or £105) for a well-insulated studio with moderate usage, up to €350 or more ($380 or £310) for a larger apartment with electric heating during cold winter months.
Typical monthly utilities in Paris include electricity (€60 to €110), gas if you have individual heating (€50 to €120), water (€15 to €35 unless included in HOA fees), and internet (€30 to €40).
Electricity tends to be the most expensive utility for Paris apartment owners, especially in buildings with electric heating or poor insulation, where winter bills can spike significantly.
How much is property tax on apartments in Paris?
The typical annual property tax, called taxe foncière, for a standard Paris apartment ranges from €600 to €1,800 ($650 to $1,950 or £530 to £1,580), with most mid-sized apartments falling somewhere in the middle of this range.
Property tax in Paris is calculated based on the cadastral rental value of your apartment, which is an administrative estimate of what the property could theoretically rent for, multiplied by the local tax rate set by the City of Paris.
The realistic range of annual property tax in Paris runs from about €400 ($430 or £350) for a small studio to over €2,500 ($2,700 or £2,200) for larger or higher-value apartments, since the cadastral value increases with size and location quality.
If you want to go into more details, we also have a blog article detailing all the property taxes and fees in Paris.
What's the yearly building maintenance cost in Paris?
The typical yearly building maintenance cost for Paris apartment owners runs approximately €600 to €1,500 ($650 to $1,620 or £530 to £1,320) for a 60 square meter apartment, averaged over time to account for irregular major works.
The realistic range depends heavily on building age and type, with well-maintained newer buildings requiring perhaps €10 per square meter per year ($11 or £9), while older Haussmann buildings needing façade or roof work can average €20 to €25 per square meter per year ($22 to $27 or £18 to £22).
Building maintenance costs in Paris typically cover long-cycle works like roof repairs, façade restoration, elevator replacement, heating system upgrades, and increasingly, energy renovation projects mandated by French environmental regulations.
In Paris, routine maintenance is usually included in your monthly HOA charges, but major works are assessed separately through special levies, so the €600 to €1,500 annual figure represents a planning allowance for these irregular but inevitable expenses.
How much does home insurance cost in Paris?
The typical annual home insurance cost for a Paris apartment owner runs approximately €200 to €350 ($215 to $380 or £175 to £310) for basic coverage protecting against standard risks like water damage, fire, and liability.
The realistic range spans from about €150 per year ($160 or £130) for minimal coverage on a small studio, up to €600 to €700 ($650 to $755 or £530 to £615) per year for comprehensive policies covering higher contents values, valuables, and enhanced liability limits.
Home insurance in France is mandatory for apartment owners in copropriété buildings, at minimum for third-party liability, so this is not an optional expense when buying in Paris.
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What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Paris, we always rely on the strongest methodology we can … and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Notaires du Grand Paris - Price Map | Uses actual notarized transaction data, not asking prices. | We anchored Paris standardized prices and short-term price changes on this source. We treat it as the closest thing to an official market record for Paris apartments. |
| Notaires du Grand Paris - Arrondissement Data | Built from recorded sales using the Notaires-INSEE methodology. | We used it to estimate cheapest versus priciest areas and price dispersion. We selected real neighborhood examples from this arrondissement-level dataset. |
| Notaires du Grand Paris - Q3 2025 Market Report | Official market publication summarizing transaction prices and trends. | We used it as the baseline for late-2025 Paris prices. We then adjusted slightly to January 2026 using the most recent short-term trend direction. |
| Immobilier.notaires.fr | National notaries portal built from authenticated sales records. | We used it as a cross-check that our Paris price levels are consistent. We also verified Paris versus France magnitude with this source. |
| INSEE - Île-de-France Overview | France's official statistics agency with rigorous methodology. | We used it to ground new-build context at the regional level. We treated it as a macro reality-check rather than Paris-only pricing. |
| Banque de France - Credit Statistics | Central bank publishing official credit rate statistics. | We used it to anchor the interest rate environment shaping affordability. We also used it to keep down payment guidance realistic for early 2026. |
| Ministry of Economy - HCSF Rules | Official government page describing binding mortgage regulations. | We used it to set typical borrowing envelopes with the 35% debt-to-income cap. We explained why large loans in Paris face regulatory constraints. |
| Ville de Paris - Taxes | Official City of Paris site with local tax rate explanations. | We used it to ground how property tax works in Paris. We translated the TFPB rate into a buyer-friendly annual budget range. |
| Ministry of Economy - Notary Fees | Official government explainer on acquisition costs. | We used it to structure closing costs by category. We converted the breakdown into realistic percentage ranges for Paris apartments. |
| Impots.gouv.fr - Notary Costs | French tax authority spelling out tax components. | We used it as an authoritative cross-check for closing costs. We relied on it when separating transfer taxes from other items. |
| Notaires de France - DMTO Increase | Official notaries explainer of a national tax change affecting buyers. | We used it to explain why buyer taxes can be higher in 2025-2028. We translated this into a practical percentage buffer for buyers. |
| CRE - Energy Regulator | French energy regulator setting official price benchmarks. | We used CRE benchmarks to tie utility budgeting to regulated reference points. We converted typical consumption into monthly ranges. |
| ADEME - Energy Agency | France's public agency for ecological transition. | We used it to explain why older Paris buildings face expensive renovation cycles. We reflected this reality in our maintenance budget ranges. |
| FNAIM Grand Paris - Charges Observatory | Major real estate federation with methodology-based research. | We used it to anchor typical HOA and condo charges. We translated it into per-square-meter and monthly figures for common apartment sizes. |
| Meilleurs Agents | Established French price index with disclosed methodology. | We used it to sanity-check arrondissement gradients and spot rebound trends. We never treat it as the sole truth, only as a consistency check. |
| Le Figaro Immobilier | Major national newspaper's data portal with transparent methodology. | We used it to add named quartier examples like Triangle d'Or and Saint-Germain. We validated neighborhood-level extremes with this source. |
| FPI France - New Build Report | Industry federation tracking new construction market data. | We used it to validate new-build pricing context and supply constraints. We referenced it when explaining the new versus resale premium. |
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of France. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
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