Authored by the expert who managed and guided the team behind the Poland Property Pack
Everything you need to know before buying real estate is included in our Poland Property Pack
Poland's house market in 2026 is a tale of two speeds: big-city commuter belts around Warsaw, Krakow, and the Tri-City are expensive, while smaller towns and rural areas remain surprisingly affordable.
We constantly update this blog post to give you the freshest data and most accurate picture of house prices across Poland.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Poland.
How much do houses cost in Poland as of 2026?
What's the median and average house price in Poland as of 2026?
As of early 2026, the average house price in Poland is around 720,000 PLN (about 171,000 EUR or 180,000 USD), while the median sits lower at roughly 600,000 PLN (143,000 EUR or 150,000 USD).
The typical price range that covers roughly 80% of house sales in Poland in 2026 runs from 450,000 PLN to 1,100,000 PLN (107,000 to 261,000 EUR, or 113,000 to 275,000 USD).
The gap between the median and average house price in Poland reveals that expensive properties in Warsaw and other major metros pull the average up, while most buyers actually pay closer to that 600,000 PLN median figure.
At the median price of 600,000 PLN in Poland, a buyer can realistically expect a modest detached house of around 100 to 120 square meters on a standard plot in a smaller city or the outer commuter belt of a major metro, though it may need some updating.
What's the cheapest livable house budget in Poland as of 2026?
As of early 2026, the minimum budget for a livable house in Poland starts at around 250,000 to 350,000 PLN (60,000 to 83,000 EUR, or 63,000 to 88,000 USD) in rural areas and small towns.
At this entry-level price point in Poland, "livable" typically means a smaller house of 60 to 90 square meters that may have dated interiors, older heating systems, and basic finishes, but with functioning plumbing, electricity, and a sound structure.
These cheapest livable houses in Poland are usually found in eastern voivodeships like Podlaskie, Lubelskie, and Swietokrzyskie, as well as in towns far from major job centers like Warsaw or Krakow.
Wondering what you can get? We cover all the buying opportunities at different budget levels in Poland here.
How much do 2 and 3-bedroom houses cost in Poland as of 2026?
As of early 2026, 2-bedroom houses in Poland typically cost between 350,000 and 700,000 PLN (83,000 to 166,000 EUR, or 88,000 to 175,000 USD), while 3-bedroom houses generally range from 500,000 to 1,200,000 PLN (119,000 to 285,000 EUR, or 125,000 to 300,000 USD).
The realistic price range for a 2-bedroom house in Poland in 2026 spans from 350,000 PLN in smaller towns and rural areas up to 850,000 PLN (83,000 to 202,000 EUR, or 88,000 to 213,000 USD) in Warsaw's outer commuter belt.
For a 3-bedroom house in Poland, buyers should expect to pay between 500,000 PLN in mid-size cities and up to 1,600,000 PLN (119,000 to 380,000 EUR, or 125,000 to 400,000 USD) in prime Warsaw metro locations.
The typical price premium when moving from a 2-bedroom to a 3-bedroom house in Poland ranges from 30% to 50%, depending largely on whether you're buying in a big-city commuter zone or a smaller regional town.
How much do 4-bedroom houses cost in Poland as of 2026?
As of early 2026, a 4-bedroom house in Poland typically costs between 650,000 and 2,200,000 PLN (155,000 to 523,000 EUR, or 163,000 to 550,000 USD), with prices varying sharply between smaller cities and major-city suburbs.
The realistic price range for a 5-bedroom house in Poland in 2026 runs from 900,000 PLN in regional towns to over 3,000,000 PLN (214,000 to 714,000 EUR, or 225,000 to 750,000 USD) in prestigious suburbs near Warsaw or Krakow.
For a 6-bedroom house in Poland, which is typically a premium or luxury property, buyers should budget anywhere from 1,200,000 PLN in smaller markets to 5,000,000 PLN or more (285,000 to 1,190,000 EUR, or 300,000 to 1,250,000 USD) in prestige areas like Konstancin-Jeziorna near Warsaw.
Please note that we give much more detailed data in our pack about the property market in Poland.
How much do new-build houses cost in Poland as of 2026?
As of early 2026, a new-build house in Poland typically costs between 900,000 and 1,800,000 PLN (214,000 to 428,000 EUR, or 225,000 to 450,000 USD) in major-city commuter zones, with prices lower in smaller regional markets.
The typical percentage premium that new-build houses carry compared to older resale houses in Poland in 2026 ranges from 10% to 25%, mainly because new builds save buyers the cost of upgrading insulation, windows, and heating systems that older Polish homes often need.
How much do houses with land cost in Poland as of 2026?
As of early 2026, a house with land in Poland typically costs between 450,000 and 1,600,000 PLN (107,000 to 380,000 EUR, or 113,000 to 400,000 USD), with the price driven primarily by how close the property is to a major city.
The typical plot size that qualifies as a "house with land" in Poland ranges from 300 to 800 square meters for standard suburban plots, though rural properties and those near major cities with larger plots of 1,000 square meters or more command significantly higher prices.
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Where are houses cheapest and most expensive in Poland as of 2026?
Which neighborhoods have the lowest house prices in Poland as of 2026?
As of early 2026, the neighborhoods with the lowest house prices in Poland's major cities include Bialoleka, Wawer, and Rembertow in Warsaw; Nowa Huta and Biezanow-Prokocim in Krakow; Psie Pole in Wroclaw; and Orunia-Sw. Wojciech-Lipce in Gdansk.
The typical house price range in these cheapest neighborhoods within Poland's major cities runs from 550,000 to 900,000 PLN (131,000 to 214,000 EUR, or 138,000 to 225,000 USD), which is 30% to 50% below prime district prices.
The main reason these neighborhoods have lower house prices in Poland is their distance from city centers and limited public transit options, combined with less prestigious reputations and, in some cases like Nowa Huta, post-industrial histories that still affect buyer perceptions despite ongoing revitalization.
Which neighborhoods have the highest house prices in Poland as of 2026?
As of early 2026, the three neighborhoods with the highest house prices in Poland are Wilanow and Zoliborz in Warsaw, Zwierzyniec (especially Wola Justowska) in Krakow, and coastal Sopot in the Tri-City area.
The typical house price range in these most expensive neighborhoods in Poland runs from 1,500,000 to 4,000,000 PLN (357,000 to 952,000 EUR, or 375,000 to 1,000,000 USD), with prestige suburbs like Konstancin-Jeziorna near Warsaw sometimes exceeding 5,000,000 PLN.
The main reason these neighborhoods command the highest house prices in Poland is their severe supply constraint, as detached houses are rare in these established, green, and well-connected areas that combine prestige addresses with proximity to top schools and amenities.
The typical buyer purchasing houses in these premium Polish neighborhoods is either a senior executive or business owner seeking family space near international schools, a returning Polish expat converting foreign earnings into a flagship property, or occasionally a foreign diplomat or investor drawn to Warsaw's growing international profile.
How much do houses cost near the city center in Poland as of 2026?
As of early 2026, houses near city centers in Poland, such as areas around Stare Miasto in Krakow, Srodmiescie in Warsaw, or central Sopot, typically cost between 1,200,000 and 4,000,000 PLN (285,000 to 952,000 EUR, or 300,000 to 1,000,000 USD), mainly because detached houses in these locations are extremely scarce.
Houses near major transit hubs in Poland, such as those within walking distance of Warsaw Metro stations or SKM rail stops in the Tri-City, typically cost 15% to 25% more than comparable houses farther from transit, putting them in the 800,000 to 1,500,000 PLN range (190,000 to 357,000 EUR, or 200,000 to 375,000 USD).
Houses near top-rated schools in Poland, such as the American School of Warsaw in Konstancin-Jeziorna, the British School Warsaw in Wilanow, or the International School of Krakow, typically cost between 1,200,000 and 2,500,000 PLN (285,000 to 595,000 EUR, or 300,000 to 625,000 USD) due to strong demand from expat families.
Houses in expat-popular areas in Poland, particularly Wilanow and Mokotow in Warsaw, typically cost between 1,000,000 and 2,000,000 PLN (238,000 to 476,000 EUR, or 250,000 to 500,000 USD), driven by proximity to international schools, embassies, and multinational company offices.
We actually have an updated expat guide for Poland here.
How much do houses cost in the suburbs in Poland as of 2026?
As of early 2026, a house in the suburbs of Poland's major cities typically costs between 650,000 and 1,400,000 PLN (155,000 to 333,000 EUR, or 163,000 to 350,000 USD), with Warsaw's commuter belt running higher at 850,000 to 1,800,000 PLN.
The typical price difference between suburban houses and city-center houses in Poland is around 40% to 60% lower in the suburbs, making commuter-belt locations the most common choice for families who want a detached house with a garden.
The most popular suburbs for house buyers in Poland in 2026 include Piaseczno, Jozefoslaw, and Lesznowola near Warsaw; Wieliczka and Niepolomice near Krakow; Siechnice near Wroclaw; and Pruszcz Gdanski near the Tri-City.
What areas in Poland are improving and still affordable as of 2026?
As of early 2026, the top areas in Poland that are improving and still affordable for house buyers include parts of Praga-Polnoc in Warsaw (where revitalization is ongoing), Podgorze in Krakow, Orunia in Gdansk, and outer zones of Bialoleka and Wawer in Warsaw where new infrastructure is being built.
The current typical house price in these improving yet affordable areas of Poland ranges from 500,000 to 900,000 PLN (119,000 to 214,000 EUR, or 125,000 to 225,000 USD), which is 25% to 40% below comparable houses in established premium neighborhoods.
The main sign of improvement driving buyer interest in these areas is visible infrastructure investment, such as new tram lines reaching Praga in Warsaw, road upgrades in Bialoleka, and EU-funded urban renewal projects in Orunia that are transforming formerly neglected post-industrial zones.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Poland.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Poland versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What extra costs should I budget for a house in Poland right now?
What are typical buyer closing costs for houses in Poland right now?
The estimated typical total closing cost for house buyers in Poland in 2026 ranges from 3% to 6% of the purchase price on the secondary market (resale), or about 1.5% to 4% when buying a new-build directly from a developer.
The main closing cost categories that make up this total in Poland include the PCC tax at 2% of the purchase price for resale properties, notary fees which are legally capped but typically run 3,000 to 10,000 PLN (700 to 2,400 EUR, or 750 to 2,500 USD), and land registry and court fees of around 500 to 2,000 PLN (120 to 475 EUR, or 125 to 500 USD).
The single largest closing cost category for house buyers in Poland is usually the 2% PCC (civil-law transactions tax) on secondary market purchases, which on a 700,000 PLN house would amount to 14,000 PLN (about 3,300 EUR or 3,500 USD).
We cover all these costs and what are the strategies to minimize them in our property pack about Poland.
How much are property taxes on houses in Poland right now?
The estimated typical annual property tax on a house in Poland in 2026 ranges from a few hundred to around 2,000 to 3,000 PLN (475 to 714 EUR, or 500 to 750 USD) for an average family home, depending on the municipality and the property's floor area and land size.
Property tax in Poland is calculated based on the building's floor area (taxed per square meter) and the land area (also taxed per square meter), with each municipality setting its own rates up to national caps that are published annually by the Ministry of Finance.
If you want to go into more details, we also have a page with all the property taxes and fees in Poland.
How much is home insurance for a house in Poland right now?
The estimated typical annual home insurance cost for a house in Poland in 2026 ranges from 400 to 1,500 PLN (95 to 357 EUR, or 100 to 375 USD), with most standard family homes falling around 800 to 1,000 PLN for basic building coverage.
The main factors that affect home insurance premiums for houses in Poland include the building's construction type and age, the insured value and sum insured, the location (flood zones or high-crime areas cost more), and whether you add extras like contents coverage, liability, or protection against specific perils like storms.
What are typical utility costs for a house in Poland right now?
The estimated typical total monthly utility cost for a house in Poland in 2026 ranges from 800 to 1,800 PLN (190 to 428 EUR, or 200 to 450 USD), with older, poorly insulated houses often exceeding this range during cold winters.
The breakdown of main utility categories for houses in Poland includes electricity at 200 to 400 PLN per month, gas or heating at 300 to 800 PLN per month (highly variable by heating type and efficiency), water and sewage at 100 to 200 PLN per month, waste collection at 50 to 100 PLN per month, and internet at 60 to 120 PLN per month.
What are common hidden costs when buying a house in Poland right now?
The estimated total of common hidden costs that house buyers in Poland often overlook can easily reach 20,000 to 100,000 PLN (4,750 to 23,800 EUR, or 5,000 to 25,000 USD), especially if the house needs heating upgrades, roof repairs, or lacks proper sewer connections.
Typical inspection fees that buyers should expect when purchasing a house in Poland range from 800 to 2,500 PLN (190 to 595 EUR, or 200 to 625 USD) for a basic technical survey, with specialist add-ons like thermal imaging, roof assessment, or structural engineer reports adding another 500 to 3,000 PLN.
Other common hidden costs beyond inspections when buying a house in Poland include connecting to municipal sewerage if the house uses a septic tank (often 10,000 to 30,000 PLN), resolving boundary or easement issues, upgrading outdated electrical panels, and paying for translations and legalization of documents if you're a foreigner.
The hidden cost that tends to surprise first-time house buyers the most in Poland is heating system replacement, as many older Polish houses still use inefficient coal or oil boilers, and swapping to a heat pump or modern gas condensing boiler can cost 30,000 to 60,000 PLN (7,100 to 14,300 EUR, or 7,500 to 15,000 USD).
You will find here the list of classic mistakes people make when buying a property in Poland.
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What do locals and expats say about the market in Poland as of 2026?
Do people think houses are overpriced in Poland as of 2026?
As of early 2026, the general sentiment among locals and expats in Poland is that house prices feel high relative to average Polish wages, especially in Warsaw and other major metros, though many acknowledge prices are still reasonable compared to Western European capitals.
Houses in Poland typically stay on the market for around 60 to 120 days before selling in 2026, with well-priced properties in hot commuter corridors moving faster and overpriced or renovation-heavy houses often sitting for six months or longer.
The main reason locals give for feeling house prices are too high in Poland is the mismatch between rising prices and stagnant wage growth, while expats often note that even "expensive" Polish houses remain bargains compared to London, Paris, or Munich.
Current sentiment on house prices in Poland feels calmer than one or two years ago, when the market saw sharper price jumps and more frantic buyer behavior; now there's more negotiation room and less fear of missing out.
You'll find our latest property market analysis about Poland here.
Are prices still rising or cooling in Poland as of 2026?
As of early 2026, house prices in Poland appear stable to gently rising at the national level, with the sharp acceleration seen in previous years giving way to more moderate, single-digit annual growth.
The estimated year-over-year house price change in Poland through late 2025 and into early 2026 is around 5% to 8%, down from the double-digit jumps that characterized the market during the post-pandemic boom years.
Experts and locals expect house prices in Poland over the next 6 to 12 months to continue rising modestly in desirable commuter areas while staying flat or even softening slightly in oversupplied segments and less popular locations.
Finally, please note that we have covered property price trends and forecasts for Poland here.
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Poland. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Poland, we always rely on the strongest methodology we can, and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Statistics Poland (GUS) | Poland's official statistics office using administrative transaction registers. | We used GUS data to anchor typical house-with-land deal sizes and regional differences. We then updated 2024 baselines to early 2026 using price-index signals. |
| National Bank of Poland (NBP) | Poland's central bank with the widely-cited BaRN housing price dataset. | We used NBP quarterly datasets as the main "market pulse" for recent quarters. We cross-checked price direction and city-level ranges into early 2026. |
| Eurostat House Price Index | The EU's official statistics body with harmonized methodology across countries. | We used Eurostat HPI coverage through Q3 2025 to confirm Poland's broader trend. We used it as a second official check against NBP and GUS. |
| Cushman & Wakefield Poland Marketbeat | Major global real estate consultancy with transparent city-level research. | We used their Q3 2025 report to cross-check city-level price spreads and market heat. We translated those signals into early-2026 buyer expectations. |
| JLL Poland | Top-tier global real estate consultancy with established research practice. | We used JLL to cross-check market context around 2024-2025 supply and sales. We used those context indicators to interpret early-2026 conditions. |
| Otodom Analytics | One of Poland's largest property portals with documented methodology. | We used Otodom as a private-sector reality check on pricing patterns in listings. We treated it as a consistency check against official NBP and GUS data. |
| Polish Tax Portal (podatki.gov.pl) | Official government portal explaining civil-law transaction tax rules. | We used it to confirm PCC rates for secondary market purchases. We built our closing-cost budget for house buyers from these official rates. |
| Monitor Polski (via INFOR) | Official announcement setting nationwide caps for 2026 local taxes. | We used it to anchor the upper bound of property tax rates for 2026. We explained that actual bills depend on the municipality and property details. |
| Regulation on Maximum Notary Fees | Binding regulation defining maximum notarial tariff rates in Poland. | We used it to justify why notary fees have a legal ceiling in Poland. We then translated that into practical budgeting ranges for house buyers. |
| European Central Bank (ECB) | Official central bank reference for EUR/PLN exchange rates. | We used ECB rates to convert PLN house prices into EUR. We used the January 2026 reference window as our early-2026 conversion proxy. |
| DLA Piper REALWORLD | International law firm summarizing standard legal costs consistently. | We used it as a secondary cross-check for typical registration and court fees. We only relied on it where it aligns with official rules and common practice. |
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