Buying real estate in France?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

Buying a property in the Loire Valley: a complete guide

Last updated on 

All sources have been thoroughly verified for credibility. Furthermore, a local real estate expert has reviewed and approved the final article.

property investment the Loire Valley

Yes, the analysis of the Loire Valley's property market is included in our pack

Thinking of buying a property in The Loire Valley? You're not alone!

Many people are fascinated by the Loire Valley's romantic ambiance and dream of owning a historic chateau or a cozy country house there.

Still, would it be a smart investment? Are property prices increasing in the Loire Valley? What is the current trend? Should you consider investing in Tours or Amboise? Are there any hidden fees? Where are the best yields?

In this article, everything is sorted out for you.

The Investropa team knows this market like the back of their hand. Actually, we've put all our findings together in a pack. Get it now.

In this article, we're happy to share useful information with you.

How is the real estate market in the Loire Valley?

Is the property market going up or down? People have different ideas. Us? We rely on the latest data and stats for accurate answers.

Types of properties

In the beautiful Loire Valley, you can find a diverse range of properties for sale to suit various preferences.

These include charming historic châteaux with elegant architecture and spacious grounds, perfect for those seeking a taste of grandeur and history.

Additionally, there are cozy cottages and farmhouses surrounded by picturesque countryside, offering a tranquil rural lifestyle.

Modern villas and townhouses in charming villages provide a blend of contemporary comfort and traditional charm.

Whether you're interested in rich history, serene landscapes, or a mix of both, the Loire Valley offers a variety of property options to cater to different tastes and lifestyles.

Buying vs Renting

(If you plan to use it yourself and not as a rental)

If you've fallen in love with the scenic beauty and historic charm of the Loire Valley in France, you may be contemplating buying or renting a property in the area.

Usually, buying is better than renting in the Loire Valley because of the area's potential for long-term capital growth, as well as its favourable tax regimes and attractive lifestyle options.

On the other hand, if you value flexibility, renting might be the better choice.

Housing prices in the Loire Valley

On average, according to the last data from National Institute of Statistics and Economic Studies (INSEE), buying a property in the Loire Valley would cost you around $3,800 per square meter.

It's evident that there are significant disparities. An estate in the Loire Valley might have a different price per square meter than a house in Tours. You'll get a more detailed in our pack for buying property in the Loire Valley and in France.

To put things in perspective, it means that, instead of buying an apartment in Paris, you could afford 4 properties in the Loire Valley.

Also, housing prices in the Loire Valley are 65% cheaper than in the French Riviera.

The most expensive places in the Loire Valley are probably Tours, Angers, and Nantes, while the cheapest places are likely to be in the more rural areas of the region.

the Loire Valley Property Price per Square Meter


First and foremost, we have to acknowledge that France currently stands out for its remarkable stability. The last Fragile State Index that has been reported for this place is 30.9.

Consider this when wondering if it's a good investment to buy a property in the Loire Valley.

Also, according to the IMF’s forecasts, France's economy is expected to soar by 6.7% in the coming 5 years, resulting in an average GDP growth rate of 1.3%.

If you're about to invest in real estate in the Loire Valley it's a good thing because, as the economy grows, people's incomes (usually) increase, motivating them to invest in real estate, which causes a rise in property demand and prices.

Also, in France, the average GDP per capita has changed by 1.7% over the last 5 years. Though not substantial, there is still a positive trend of growth.

Looking for more updated data? We've done a big-picture study to find out if it's a good idea to purchase property in France right now.

Buying property in the Loire Valley

Buying real estate in the Loire Valley can be difficult due to the difficulty of obtaining reliable and up-to-date information. That's why we have created the pack to buy property in the Loire Valley and in France.

Buying process

Within our pack, we have outlined the complete buying process. This includes the necessary documents, the applicable taxes, as well as information about where to locate properties, and more.

Here, we are providing you with a simpler version to assist you in better comprehending the information.

This is the step-by-step process to purchase a property in Loire Valley:

  1. Research Loire Valley property market and regulations.
  2. Engage a licensed local real estate agent with knowledge of the area.
  3. Visit properties, considering factors like proximity to castles, vineyards, and rivers.
  4. Obtain a "compromis de vente" (preliminary sales agreement) that outlines the property details and conditions.
  5. Hire a notary to perform property checks, "diagnostics," and ensure legal compliance.
  6. Secure financing through a French bank or mortgage broker.
  7. Sign the "acte authentique" (final deed of sale) at the notary's office.
  8. Transfer the full purchase price to the seller's account.
  9. Pay the "droits de mutation" (property transfer tax) and notary fees.
  10. Register the sale at the "Bureau des Hypothèques" (Land Registry).
  11. Obtain "Les Clés" (keys) to officially take possession of the property.
  12. Celebrate becoming a property owner in Loire Valley!

Also, if you're not from the country, you might want to check our article on how to buy property as a foreigner in France.

Make a profitable investment in the Loire Valley

Better information leads to better decisions. Save time and money. Download our guide.

buying property in the Loire Valley

Where to find a property

Explore these websites to find properties in the Loire Valley.

  • French Entrée - A comprehensive guide to buying property and living in France, featuring property listings, guides, and lifestyle articles.
  • My French House - An award-winning property portal specializing in houses, villas, and properties for sale in France. They offer expert advice and a bespoke home hunting service.
  • French Property - A leading online portal for property in France, offering a wide range of properties for sale and rent.
  • Houses & Apartments - A leading real estate website offering a wide selection of apartments and houses for sale in various locations in France.
  • - Offering a wide range of properties for sale and rent, along with information on new homes, agents, lifestyle, news, and commercial properties.

Also, know that we have included contacts of real estate agencies, property lawyers, moving companies, expats communities and more in our pack for buying property in France.

What you could get

As mentioned before, the average price per sqm in the Loire Valley is $3,800. A 1-bedroom property with 60 square meters would cost approximately $228,000, and a 2-bedroom property with 85 square meters would cost approximately $323,000.

However, the amount you pay for a property can be different based on its characteristics and where it's found.

Top-tier locations in the Loire Valley typically mean higher property valuations. A charming apartment in Tours might be priced at around $560,000, while a condominium in Orleans could cost you $400,000.

Some locations are less expensive. You could find a property in Blois for $180,000, or you may discover an apartment in a remote village priced at only $60,000.

We give more details about property types and areas in our full pack for buying property in France.

Mistakes to avoid

Here are the main pitfalls when buying a property in the Loire Valleyance:

  • Loi Carrez discrepancies: French law requires sellers to provide accurate floor area measurements, but errors may lead to disputes.
  • Local building materials: Historic properties often use unique materials, potentially complicating repairs and renovations.
  • Termites and woodworms: Common in the region, these pests can cause extensive damage to wooden structures.
  • Vineyard regulations: Properties with vineyards may face strict wine production regulations and labor-intensive maintenance.
  • Cultural heritage rules: Preservation laws could restrict modifications to historical buildings, limiting customization.
  • Septic tank compliance: Ensuring proper wastewater treatment systems meet regulations is crucial, especially in rural areas.
  • Environmental zone restrictions: Some areas have environmental protection zones that limit construction and development possibilities.
  • Château classification: Owning a château has unique tax implications and requires adherence to heritage standards.

We don't want this to happen to you, so we have included a full checklist for your property investment in our pack of documents. Avoid these mistakes and save a lot of money.

real estate France

Everything you need to know is included in our France Property Pack

Living in the Loire Valley

The life in the Loire Valley is a perfect blend of vibrant cities, peaceful countryside, and a rich cultural heritage, making it an ideal place to buy property.

Cost of living

The cost of living in the Loire Valley is generally quite affordable compared to other parts of France. The region is known for its low rents and reasonable prices for food, transportation, and other basic necessities.

Here are some examples to better understand the cost of living in the Loire Valley:

  • Rent for a one-bedroom apartment in the charming "Vieux Tours" neighborhood: $800 per month.
  • A meal at a local restaurant with "Andouillette," a traditional sausage from Orléans: $20.
  • Monthly transportation pass for "Tramway d'Orléans" and "TAN" buses in Nantes: $55.
  • Utilities (electricity, water) for a small apartment in the historic "Quartier des Ducs" in Angers: $85 per month.
  • A glass of "Crémant de Loire," a sparkling wine produced in the region: $10.
  • Entrance fee to the "Château de Chenonceau," an iconic castle spanning the Cher River: $15.
  • Monthly membership at a fitness center in "Les Halles" area of Tours: $45.
  • A bottle of "Quarts de Chaume," a rare and prestigious sweet wine from the Loire Valley: $30.

Areas and spots

We like to show information in an easy-to-understand way. So, we made a summary table to show the different parts of the Loire Valley. For yields, prices and rents, check our property pack.

Place Description Strengths Weaknesses


Amboise is a charming town with a rich history, known for its stunning château and picturesque streets, making it an attractive location for tourists and potential property buyers.

Strong tourism industry, historical significance, and scenic beauty.

High property demand may lead to inflated prices.


Tours is a vibrant city with excellent transport links, offering a mix of modern amenities and historical landmarks, which can appeal to a diverse range of investors.

Good transportation, diverse property options, and strong rental potential.

Competition may be high, and certain areas might experience high noise levels.


Saumur is a picturesque town known for its wine production and equestrian culture, providing a unique investment opportunity for wine enthusiasts and horse lovers.

Thriving wine industry, scenic location, and niche market potential.

Property market may be limited, and seasonal fluctuations in tourism.


Chinon offers a tranquil setting with its medieval architecture, vineyards, and proximity to the Loire River, making it an attractive location for buyers seeking a peaceful retreat.

Peaceful ambiance, wine production, and potential for renovation projects.

Limited job opportunities and distance from major cities.


Orléans is a city with a rich historical heritage, known for its association with Joan of Arc and its beautiful cathedral, offering investors a mix of cultural charm and modern amenities.

Historical significance, diverse economy, and good transport connections.

Certain neighborhoods may have high crime rates.


Blois is a historic town with a royal château and a medieval old town, providing property investors with opportunities to own unique heritage properties.

Cultural significance, heritage properties, and growing tourism.

Old buildings might require costly renovations.


Chambord is home to the iconic Château de Chambord, attracting history enthusiasts and tourists, making it a potential location for hospitality and tourism-related investments.

World-famous landmark, tourism potential, and scenic surroundings.

Property market may be limited due to its small size.

Life in the Loire Valley

The Loire Valley is a major agricultural region in France, with wine production and tourism as its main economic drivers. It is also home to a number of high-tech and automotive companies, as well as numerous small businesses.

What expats usually like the most in the Loire Valley are its picturesque villages and towns, such as Amboise, Chinon, and Tours, as well as its beautiful châteaux and rolling countryside.

The access to healthcare in the Loire Valley is generally good, with a wide range of medical services available.

Don't lose money on your property in the Loire Valley

100% of people who have lost money in France have spent less than 1 hour researching the market. We have reviewed everything there is to know. Grab our guide now.

invest real estate in the Loire Valley

Renting out in the Loire Valley

If you're interested in buying property not to live in, but to rent out and generate income, this section is for you.


According to the data reported by Wikipedia, the home ownership rate in France is 65%, which is average.

When people buy in the Loire Valley it's usually to live there, and not to rent out.

If you decide to rent out long-term, you might want to target people who are looking for a peaceful and tranquil lifestyle in the Loire Valley, such as retirees, remote workers, or families seeking a slower pace of life.

Here is a little summary table we've made for you.

Property type and area Profiles of potential tenants What they are looking for Expected monthly rent in $

Chateau in Amboise

History enthusiasts, tourists

Ancient charm, cultural experience

$2500 - $6000

Cottage in Tours

Families, retirees

Proximity to amenities, gardens

$1200 - $2500

Apartment in Orleans

Students, professionals

City life, historic sites

$1000 - $1800

House in Blois

Nature lovers, history buffs

River views, medieval charm

$1500 - $3000

Now, you will probably ask us about the yields. Unlike other places, giving you an average rental yield for the Loire Valley is though. The region is quite varied. For example, rental yields in Tours and Orléans are quite different from those in small villages.

Finally, if you want to rent long-term in the Loire Valley, be aware that the rental income tax stands at 45-50%, which is quite high.


You could also decide to rent short-term to tourists visiting the Loire Valley who are looking to explore the area's world-famous châteaux and vineyards. Additionally, you could rent to business travelers attending conferences or workshops in the region.

If you decide to go with that option, look for properties in the city of Tours or the nearby towns of Amboise, Chenonceaux, Chinon, and Saumur. These areas are known for their beautiful scenery, great food, and wine, and are popular tourist destinations.

Is it worth buying real estate in the Loire Valley then?

The Loire Valley is like a postcard brought to life, boasting historic châteaux, rolling vineyards, and charming countryside.

If you're enchanted by the idea of waking up in a place steeped in French history, this is it. Buying here can be a fantastic move if you're looking for a long-term investment. The property market is relatively stable, and while you may not see rapid gains, the potential for long-term appreciation is strong. Plus, the Loire Valley offers tax incentives and a lower cost of living compared to major cities like Paris.

It's a place where you can live a rich and culturally immersive life without breaking the bank.

However, if you're chasing quick profits or the excitement of a bustling city, this region might not satisfy your craving. The Loire Valley's appeal lies in its tranquillity and charm, which may not align with those seeking an urban lifestyle.

Moreover, if you plan to rent out your property, be prepared for relatively high rental income taxes, which can eat into your returns.

Also, while historic properties are charming, they can come with hefty maintenance costs and may be subject to strict cultural heritage rules.

So, while the Loire Valley is a dream for many, it's crucial to understand that this dream is one of timeless beauty and serene living, not a fast-paced investment rollercoaster.

Make sure you understand the real estate market in the Loire Valley

Don't rush into buying the wrong property in France. Sit, relax and read our guide to avoid costly mistakes and make the best investment possible.

real estate market the Loire Valley

The content provided here is for informational purposes only and does not imply endorsement or advice. While we strive for accuracy, we do not guarantee the completeness or reliability of the information, including text, images, links, or other elements in this material. Following the content and analyses presented here does not assure specific outcomes. For guidance tailored to your individual circumstances, it is recommended to consult with a professional, such as a lawyer, accountant, or business advisor.