Buying real estate in Valencia?

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What properties can you buy in Valenciawith $100k, $300k, $500k and more? (January 2026)

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Authored by the expert who managed and guided the team behind the Spain Property Pack

property investment Valencia

Yes, the analysis of Valencia's property market is included in our pack

Valencia has become one of Spain's fastest-growing property markets, with prices climbing around 14% in 2025 alone and showing no signs of slowing down in 2026.

Understanding what your budget can actually buy in Valencia right now is essential, especially since the gap between asking prices and what different neighborhoods actually cost can be dramatic.

In this guide, we break down the current housing prices in Valencia across every major budget level, from $100k to luxury, and we constantly update this blog post to keep the numbers fresh.

And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Valencia.

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Anna Siudzinska 🇵🇱

Real Estate Agent

Anna Siudzińska is a seasoned business strategist and accomplished manager with a strong background in sales, marketing, and corporate expansion. With extensive experience in both domestic and international markets, she has developed deep expertise in Valencia’s real estate landscape, helping clients identify high-potential investment opportunities in the city.

What can I realistically buy with $100k in Valencia right now?

Are there any decent properties for $100k in Valencia, or is it all scams?

With $100,000 (around €85,000 in early 2026), you can find legitimate properties in Valencia, but your options are limited to small studios of about 25 to 35 square meters, old walk-up apartments without elevators, or units that need significant renovation work.

The neighborhoods in Valencia that give the best value for a $100k budget include Natzaret (where prices sit around €1,900 per square meter), parts of L'Olivereta (around €2,500 per square meter), Benicalap, Rascanya, and outer areas of Poblats del Sud, as well as nearby towns like Mislata, Burjassot, Torrent, and Paterna where your money stretches much further.

Buying in popular Valencia neighborhoods like Ruzafa, El Carmen in Ciutat Vella, or Pla del Real for $100k is essentially impossible unless you find a distressed micro-unit with serious legal, structural, or access issues, since these areas now average €4,000 to €5,300 per square meter.

Sources and methodology: we compiled price data from idealista's Valencia city reports and cross-referenced with Fotocasa's price index to verify neighborhood-level pricing. We also validated against INE's official house price index to confirm market direction. Our own internal analyses helped refine these estimates for foreign buyers.

What property types can I afford for $100k in Valencia (studio, land, old house)?

For $100k (around €85,000) in Valencia in 2026, you can realistically purchase a small studio or one-bedroom apartment of 20 to 40 square meters in peripheral districts, an older flat on a high floor without an elevator, or a renovation project where the low price reflects the work required.

At this budget level in Valencia, you should expect properties that need at least basic updates (€15,000 to €25,000 for kitchen, bathroom, and cosmetic work) or more extensive renovation (€25,000 to €40,000 or more for full interior overhauls including electrical and plumbing).

For long-term value at the $100k level in Valencia, small flats in commuter towns like Mislata or Burjassot tend to offer the best balance because they provide better condition and livability than similarly priced renovation projects inside the city, while still benefiting from Valencia's overall price appreciation.

Sources and methodology: we based property type availability on idealista's provincial reports and verified renovation cost ranges with local contractor estimates and CaixaBank Research housing analyses. We also drew on our own data from tracking Valencia transactions over the past year.

What's a realistic budget to get a comfortable property in Valencia as of 2026?

As of early 2026, the realistic minimum budget to get a comfortable, move-in-ready property inside Valencia city is around €170,000 to €200,000 ($200,000 to $235,000), which typically gets you a decent one to two bedroom apartment in a normal neighborhood.

Most buyers looking for a comfortable standard in Valencia in 2026 need to budget between €200,000 and €300,000 ($235,000 to $350,000) to access well-connected neighborhoods with good building stock and no immediate renovation requirements.

In Valencia, "comfortable" generally means an apartment of 50 to 75 square meters with a working kitchen and bathroom, natural light, reasonable community fees, and ideally an elevator, which is a significant factor since many older Valencia buildings lack one.

The required budget in Valencia varies dramatically by neighborhood, ranging from around €2,000 per square meter in outer districts like Patraix or Benicalap to over €4,500 per square meter in premium zones like L'Eixample or Ciutat Vella, so your location choice can double the price for similar square footage.

Sources and methodology: we anchored comfortable-level pricing using idealista's December 2025 Valencia city data (average €3,269 per square meter) and validated with Banco de España's housing indicators. Our property pack includes more granular calculations for specific buyer scenarios.

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What can I get with a $200k budget in Valencia as of 2026?

What "normal" homes become available at $200k in Valencia as of 2026?

As of early 2026, a $200,000 budget (around €170,000) opens up what most people would consider a "normal" home in Valencia, typically a one to two bedroom apartment of 45 to 65 square meters in a decent residential building, often with an elevator and in livable condition.

For €170,000 in Valencia in 2026, you can expect sizes ranging from 45 square meters in more central or trendy districts up to 65 square meters in good-value neighborhoods like Benimaclet, Patraix, or Extramurs, where price-per-square-meter sits closer to €2,500 to €2,800.

By the way, we have much more granular data about housing prices in our property pack about Valencia.

Sources and methodology: we used idealista's Valencia city index for baseline pricing and Indomio's district-level breakdowns to map budget to size by neighborhood. Our team also analyzed listing patterns to identify realistic size expectations at this price point.

What places are the smartest $200k buys in Valencia as of 2026?

As of early 2026, the smartest neighborhoods to buy at $200k (€170,000) in Valencia include Benimaclet, Patraix, Extramurs, Quatre Carreres (away from premium pockets), and parts of Camins al Grau, which combine good livability with prices below the city average.

These Valencia neighborhoods are smarter buys because they offer better square footage for your money, solid public transport connections via Metro and bus, walkable local services, and strong rental demand without the premium prices of trendy central zones.

The main growth factor driving value in these Valencia areas is proximity to key demand drivers like the University of Valencia (especially for Benimaclet), the Turia gardens corridor, and improving infrastructure, combined with limited new housing supply pushing existing home values upward.

Sources and methodology: we identified smart-buy neighborhoods using idealista's district price reports and growth trend data from BBVA Research's Observatorio Inmobiliario. We validated demand patterns with our internal tracking of rental and resale activity in Valencia.
statistics infographics real estate market Valencia

We have made this infographic to give you a quick and clear snapshot of the property market in Spain. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.

What can I buy with $300k in Valencia in 2026?

What quality upgrade do I get at $300k in Valencia in 2026?

As of early 2026, moving from $200k to $300k (€170,000 to €255,000) in Valencia brings a meaningful quality upgrade, including better chances of finding an elevator, more natural light, a balcony or terrace, and two bedrooms that actually function as proper rooms rather than tiny boxes.

Yes, $300k can buy a property in a newer building in Valencia right now, particularly in areas like Quatre Carreres and parts of Camins al Grau where recent developments exist, though new-build prices have surged over 60% since 2022 and now average around €350,000 citywide.

At this €255,000 budget level in Valencia, you typically unlock features like updated kitchens and bathrooms, better building maintenance, lower floors in buildings with elevators, and properties that need little to no immediate work before moving in.

Sources and methodology: we benchmarked quality upgrades using idealista's new-build market analysis and CaixaBank Research's housing reports. Our pack includes detailed feature comparisons across price brackets.

Can $300k buy a 2-bedroom in Valencia in 2026 in good areas?

As of early 2026, $300k (€255,000) can definitely buy a two-bedroom apartment in good areas of Valencia, with solid options available in well-regarded neighborhoods that are not ultra-premium but offer convenient, pleasant daily living.

The specific good areas in Valencia where you can find two-bedroom properties for €255,000 include Benimaclet, Extramurs, Patraix, non-luxury pockets of Campanar, and parts of Quatre Carreres, all of which have strong local infrastructure and good transport links.

A $300k two-bedroom apartment in Valencia typically offers 60 to 80 square meters in these good-but-not-prime neighborhoods, which is enough space for a functional layout with a proper living area and two usable bedrooms.

Sources and methodology: we mapped two-bedroom availability to budget using idealista's Valencia city data and verified size expectations with Fotocasa's price index. We also cross-checked with our internal transaction tracking for this budget segment.

Which places become "accessible" at $300k in Valencia as of 2026?

At $300k (€255,000) in Valencia in 2026, you start to access more desirable areas that were out of reach at lower budgets, including the edges of Ruzafa in L'Eixample, Gran Via corridor pockets, and better micro-locations in Poblats Maritims like parts of El Cabanyal.

These newly accessible Valencia neighborhoods are desirable because they offer proximity to the city's cultural heart, vibrant street life, better restaurants and cafes, and the kind of atmosphere that makes Valencia attractive to international buyers and renters alike.

At $300k in these newly accessible Valencia areas, buyers can typically expect a smaller two-bedroom or larger one-bedroom apartment of 50 to 70 square meters, often in older characterful buildings that may need some updates but are in walkable, lifestyle-rich locations.

By the way, we've written a blog article detailing what are the current best areas to invest in property in Valencia.

Sources and methodology: we identified accessible neighborhoods at this price point using Indomio's district pricing data and idealista's neighborhood breakdowns. Our analyses helped identify which premium-adjacent zones become viable at €255,000.

Get to know the market before buying a property in Valencia

Better information leads to better decisions. Get all the data you need before investing a large amount of money. Download our guide.

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What does a $500k budget unlock in Valencia in 2026?

What's the typical size and location for $500k in Valencia in 2026?

As of early 2026, $500,000 (around €425,000) in Valencia typically buys an apartment of 90 to 130 square meters in strong residential districts, or you can choose between a prime location with medium size versus a larger property in a good-but-not-most-prime neighborhood.

For $500k in Valencia, getting a family home with outdoor space inside the city usually means a terrace rather than a garden, but if you want actual garden space for a family, suburban Valencia areas like Paterna or La Cañada offer detached houses with plots at this budget level.

At €425,000 in Valencia in 2026, you can typically find three-bedroom apartments with two bathrooms in desirable neighborhoods, often with features like a parking space, storage room, and well-maintained common areas that lower-budget properties rarely include.

Finally, please note that we cover all the housing price data in Valencia here.

Sources and methodology: we calculated size and location expectations at €425,000 using idealista's Valencia market data and BBVA Research's housing outlook. We also applied our internal price-to-size models for Valencia's different district tiers.

Which "premium" neighborhoods open up at $500k in Valencia in 2026?

At $500k (€425,000) in Valencia in 2026, genuinely premium neighborhoods become realistic options, including Pla del Real (Valencia's classic upscale district), prime parts of L'Eixample along Gran Via, select buildings in Ciutat Vella, and premium pockets along the Alameda and Turia riverfront.

These Valencia neighborhoods are considered premium because they combine architectural character (Modernist buildings, historic facades), proximity to green spaces like the Turia gardens, excellent walkability, and a concentration of quality restaurants, boutiques, and cultural venues that define upscale urban living.

For $500k in these premium Valencia neighborhoods, buyers can realistically expect a well-maintained two to three bedroom apartment of 80 to 110 square meters, often with period features like high ceilings and wood floors, though the very best buildings and largest units will still exceed this budget.

Sources and methodology: we identified premium neighborhood thresholds using Indomio's district data showing L'Eixample at €4,611 per square meter and idealista's Valencia city series. Our pack includes detailed premium-market analysis for serious buyers.
infographics rental yields citiesValencia

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Spain versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.

What counts as "luxury" in Valencia in 2026?

At what amount does "luxury" start in Valencia right now?

In Valencia in 2026, the luxury real estate segment generally starts at around €700,000 ($820,000), where properties begin offering premium finishes, larger terraces, prime building locations, and top-tier streets in the most sought-after neighborhoods.

Entry-level luxury in Valencia typically means fully renovated apartments with designer kitchens, premium materials like marble and hardwood, smart home features, private parking, and locations in the best buildings of neighborhoods like Pla del Real or prime L'Eixample addresses.

Compared to Madrid or Barcelona where luxury starts at €1.5 million or higher, Valencia offers a more accessible entry point to premium real estate, making it attractive to buyers seeking Spanish luxury at a more reasonable price point.

For mid-tier Valencia luxury, expect to pay €1 million to €1.5 million ($1.17 million to $1.75 million), while top-tier luxury properties in the city's absolute best locations with exceptional features regularly exceed €2 million ($2.34 million).

Sources and methodology: we established luxury thresholds by analyzing high-end listings on idealista and cross-referencing with The Luxury Playbook's Valencia market overview. Our internal data on premium transactions helped calibrate these brackets.

Which areas are truly high-end in Valencia right now?

The truly high-end neighborhoods in Valencia in 2026 include Pla del Real (the city's most prestigious address), prime L'Eixample along Gran Via and the best Ruzafa-adjacent streets, select renovated properties in Ciutat Vella, Alameda riverfront locations, and Patacona in Alboraya for beachfront luxury.

These Valencia areas are considered truly high-end because they combine limited housing supply, architectural prestige, proximity to the Turia gardens and cultural landmarks, and a concentration of professional residents and international buyers who prioritize quality over value.

The typical buyer profile for Valencia's high-end areas includes Spanish professionals upgrading to their forever home, northern European relocators (especially from Germany, France, and the Netherlands), Latin American investors seeking eurozone assets, and second-home buyers drawn to Valencia's quality of life at prices below Madrid and Barcelona.

Sources and methodology: we identified high-end areas using Indomio's neighborhood price rankings and Global Property Guide's Spain analysis. We validated buyer profiles with our own Valencia transaction data and market observations.

Don't buy the wrong property, in the wrong area of Valencia

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How much does it really cost to buy, beyond the price, in Valencia in 2026?

What are the total closing costs in Valencia in 2026 as a percentage?

As of early 2026, the total closing costs when buying property in Valencia typically range from 11% to 14% of the purchase price, depending on whether you are buying a resale property or a new build from a developer.

The realistic low-to-high percentage range for standard Valencia transactions is 11% to 12% for straightforward resale purchases (where ITP transfer tax dominates) up to 13% to 15% for new builds or complex transactions involving additional legal services.

The specific fee categories making up Valencia closing costs include the transfer tax (ITP at 10%, dropping to 9% from June 2026) or VAT plus stamp duty for new builds, notary fees, property registry fees, gestoria (administrative agent) fees, and independent lawyer fees.

To avoid hidden costs and bad surprises, you can check our our pack covering the property buying process in Valencia.

Sources and methodology: we compiled closing cost percentages from Agencia Tributaria's VAT guidance and Generalitat Valenciana's ITP procedure page. We also referenced Lawants' 2026 cost breakdown and validated with our internal transaction cost tracking.

How much are notary, registration, and legal fees in Valencia in 2026?

As of early 2026, notary and land registry fees in Valencia typically cost €1,200 to €2,500 ($1,400 to $2,900) depending on the property price, while independent lawyer fees for a straightforward foreign buyer transaction run €1,500 to €3,000 ($1,750 to $3,500).

These fees together represent roughly 1.5% to 2.5% of the property price in Valencia, with the percentage decreasing as property values increase since notary and registry fees are regulated on a sliding scale.

In Valencia, legal fees for hiring an independent lawyer are usually the most expensive of these three categories, especially for foreign buyers who need more guidance on NIE applications, tax implications, and due diligence, while notary and registry fees are fixed by regulation and identical across all notaries.

Sources and methodology: we based fee ranges on Spanish regulated notary tariffs and Lawants' detailed cost guide. We cross-checked legal fee estimates with SpainEasy's foreign buyer breakdown and our internal records of Valencia transactions.

What annual property taxes should I expect in Valencia in 2026?

As of early 2026, the annual property tax (IBI) for a typical apartment in Valencia ranges from €300 to €900 ($350 to $1,050) per year, with the exact amount depending primarily on the property's cadastral value rather than its market price.

IBI in Valencia typically represents roughly 0.4% to 0.6% of the cadastral value annually, and since cadastral values are often well below market values, your actual tax as a percentage of what you paid can feel relatively low compared to property taxes in other countries.

IBI varies significantly within Valencia based on the property's size, age, building category, and specific location, so two apartments with similar market prices in different neighborhoods can have quite different annual tax bills depending on their cadastral history.

Valencia's city government has announced IBI relief measures for 2026, and certain buyer categories like large families may qualify for reductions, though the specific impact depends on your property's individual cadastral assessment.

You can find the list of all property taxes, costs and fees when buying in Valencia here.

Sources and methodology: we compiled IBI ranges from Valencia City Council's 2026 fiscal ordinances and cross-referenced with cadastral value patterns from Banco de España indicators. Our pack includes more detailed tax projections for specific property types.

Is mortgage a viable option for foreigners in Valencia right now?

Mortgages are definitely viable for foreigners buying in Valencia in 2026, though Spanish banks apply more conservative terms to non-residents than they do to Spanish residents, making it important to plan your financing carefully before committing to a purchase.

Foreign buyers in Valencia typically receive loan-to-value ratios of 60% to 70% (meaning you need 30% to 40% down payment plus closing costs), with interest rates that have been running around 3% though your specific rate depends heavily on your profile and the bank.

Documentation requirements for foreign mortgage applicants in Valencia include proof of income (tax returns, payslips, or business accounts), bank statements showing savings and regular income, passport and NIE, a credit report from your home country, and sometimes proof of existing assets or employment contracts.

You can find the list of all property taxes, costs and fees when buying in Valencia here.

Sources and methodology: we based mortgage viability on El Pais reporting on Spain's 2025 mortgage market and CaixaBank Research's housing finance analysis. Our internal data on foreign buyer financing helped calibrate the typical terms.
infographics comparison property prices Valencia

We made this infographic to show you how property prices in Spain compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.

What should I predict for resale and growth in Valencia in 2026?

What property types resell fastest in Valencia in 2026?

As of early 2026, the property types that resell fastest in Valencia are one to two bedroom apartments of 45 to 85 square meters in well-connected neighborhoods, particularly those near university areas, Metro stations, or lifestyle hubs like the Turia gardens corridor.

The typical time on market for a well-priced, good-condition property in Valencia is around two to four months, while overpriced properties or those with issues like no elevator, poor natural light, or high community fees can sit for six to twelve months or longer.

Properties in Valencia sell faster when they have specific features that match local demand, such as exterior-facing windows (critical for light), proximity to Benimaclet's university crowd, Ruzafa's restaurant scene, or the beach access points along Poblats Maritims.

The slowest-selling property types in Valencia tend to be ground-floor interior apartments with limited light, large units over 150 square meters that exceed most local budgets, properties requiring major structural work, and those in buildings with unusually high community fees or pending special assessments.

If you're interested, we cover all the best exit strategies in our real estate pack about Valencia.

Sources and methodology: we identified fast-selling property characteristics using listing duration data from idealista and demand pattern analysis from INE's house price index methodology. Our internal transaction tracking helped identify which specific features accelerate or slow sales in Valencia.

Make a profitable investment in Valencia

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buying property foreigner Valencia

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our property pack about Valencia, we always rely on the strongest methodology we can and we don't throw out numbers at random.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why It's Authoritative How We Used It
Instituto Nacional de Estadistica (INE) Spain's official statistics agency and the source for the national house price index. We used INE to anchor overall market direction and verify that Valencia's growth aligns with national trends. We also used it to sanity-check portal-based asking prices against official transaction data.
Banco de Espana Spain's central bank with official housing market indicators. We used Banco de Espana to cross-check price growth and macro context. We kept our estimates consistent with national-level signals from their dashboard.
idealista Valencia Reports Spain's largest property portal with consistent monthly methodology. We used idealista as our main city benchmark for asking prices per square meter. We applied their neighborhood data to translate budgets into realistic sizes and locations.
Fotocasa Price Index A major Spanish portal index useful for triangulating pricing data. We used Fotocasa to cross-check idealista's numbers and ensure we weren't relying on a single dataset. We treated it as a confidence check on market direction.
BBVA Research Observatorio Inmobiliario A major bank research house with transparent forecasts. We used BBVA Research for 2026 market context and supply-demand pressures. We did not use it for neighborhood pricing, only for macro direction and risk factors.
CaixaBank Research A top-tier bank research unit with cited evidence. We used CaixaBank to validate the supply shortage narrative with data. We translated their findings into practical resale and liquidity expectations for Valencia buyers.
Agencia Tributaria (AEAT) Spain's national tax authority and the definitive source on VAT. We used AEAT to explain when buyers pay IVA versus ITP. We structured our closing cost breakdown according to their official guidance.
Generalitat Valenciana The regional government portal for Valencia property taxes. We used GVA to ground who pays ITP and what the tax covers. We kept the process explanation buyer-friendly using their official procedure framing.
BOE (Ley 5/2025) Spain's official state gazette with legally binding text. We used BOE to support claims about regional tax rule changes affecting 2026. We relied on the law text rather than commentary articles for accuracy.
Ayuntamiento de Valencia The city's official site for 2026 local tax policy. We used it to inform our IBI discussion at the city level. We kept guidance practical, noting that amounts depend on individual cadastral values.
European Central Bank The official source for EUR/USD reference exchange rates. We used ECB rates to convert USD budgets into EUR defensibly. We then did all property math in EUR since listings and taxes are priced in euros.
infographics map property prices Valencia

We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Spain. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.