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Poland's apartment market has experienced significant price increases throughout 2025, with average prices reaching PLN 13,404-14,265 per square meter in major cities.
Warsaw leads the market with prices up to PLN 22,500 per m², while cities like Kraków and Wrocław follow with strong year-on-year growth of approximately 14.4% across the country. The market is showing signs of stabilization after rapid growth, particularly in premium city center districts.
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Poland's apartment prices reached PLN 13,404-14,265 per m² in major cities as of September 2025, with Warsaw commanding the highest prices at PLN 18,000-22,500 per m².
The market experienced 14.4% year-on-year growth but is now showing signs of stabilization, with new apartments carrying a 5-15% premium over older properties.
| City | Average Price per m² (PLN) | Year-on-Year Change |
|---|---|---|
| Warsaw | 18,097 - 22,515 | +12-15% |
| Kraków | 14,000 - 20,139 | +10-12% |
| Wrocław | 13,000 - 14,734 | +10-14% |
| Gdańsk | 12,500 - 16,000 | +8-12% |
| Poznań | 11,000 - 13,500 | +8-10% |
| Łódź | 9,500 - 12,000 | +6-9% |
| Katowice | 9,800 - 12,200 | +7-10% |
What is the current average price of an apartment in Poland?
As of September 2025, the average apartment price per square meter in Poland's seven largest cities stands at PLN 13,404 for existing properties and PLN 14,265 for new apartments.
Warsaw dominates the market with prices ranging from PLN 18,097 to PLN 22,515 per square meter, particularly in central districts where premium locations can exceed PLN 22,500 per m². Kraków follows closely with average prices between PLN 14,000 and PLN 20,139 per m², while Wrocław maintains a range of PLN 13,000 to PLN 14,734 per m².
In smaller cities like Łódź, Poznań, and Katowice, apartment prices typically range from PLN 9,500 to PLN 12,000 per square meter, making them significantly more affordable than the major metropolitan areas. These price variations reflect the economic strength and demand dynamics specific to each urban center.
It's something we develop in our Poland property pack.
How does the average apartment price in Poland compare to last year?
Poland's residential property market has experienced substantial growth with apartment prices increasing by approximately 14.4% compared to the same period in 2024.
Cities like Kraków and Wrocław have seen particularly strong performance with year-on-year increases approaching or exceeding 10%. Warsaw, despite being the most expensive market, has maintained steady growth in the 12-15% range across different districts.
This growth rate represents a continuation of the upward trend that began in 2023, though some premium city center districts are now showing signs of stabilization or slight price reductions. The rapid appreciation has been driven by strong demand from both domestic buyers and international investors, combined with limited housing supply.
However, market analysts note that this growth pace is beginning to moderate as affordability constraints start to impact buyer behavior, particularly among first-time homebuyers.
Which cities in Poland have the highest average apartment prices?
Warsaw maintains its position as Poland's most expensive apartment market, followed by Gdańsk, Kraków, and Wrocław in terms of average price per square meter.
The capital city's premium districts command the highest prices due to its status as the economic and political center, with strong demand from multinational corporations, government institutions, and high-income professionals. Gdańsk benefits from its coastal location and growing tech sector, making it increasingly attractive to both residents and investors.
Kraków's historic charm combined with its university atmosphere and growing business services sector has established it as a premium market, while Wrocław's rapid economic development and strategic location have driven significant price appreciation in recent years.
Other major cities like Poznań, Łódź, and Katowice offer more affordable options while still providing good investment potential and quality of life, making them attractive alternatives for budget-conscious buyers.
What is the average price per square meter in major Polish cities like Warsaw, Kraków, and Wrocław?
| City | Average Price per m² (PLN) | City Center Premium |
|---|---|---|
| Warsaw | 18,097 - 22,515 | +30-50% above suburbs |
| Kraków | 14,000 - 20,139 | +25-40% above suburbs |
| Wrocław | 13,000 - 14,734 | +20-35% above suburbs |
| Gdańsk | 12,500 - 16,000 | +25-40% above suburbs |
| Poznań | 11,000 - 13,500 | +20-30% above suburbs |
| Łódź | 9,500 - 12,000 | +15-25% above suburbs |
| Katowice | 9,800 - 12,200 | +15-25% above suburbs |
Are apartment prices in Poland expected to rise or fall in the next few months?
After experiencing sharp price increases throughout 2024 and early 2025, Poland's apartment market is entering a stabilization phase with modest growth expected through the remainder of 2025.
Most market forecasts indicate either price stabilization or only modest increases of 2-5% for the remainder of 2025, particularly in premium city center districts where some minor price corrections are already occurring. The rapid growth phase appears to be cooling as affordability constraints begin to impact demand.
However, significant price falls are unlikely in the immediate future due to Poland's severe housing shortage of 1.5-2.2 million units and continued strong underlying demand from urbanization, a growing middle class, and ongoing demographic pressures.
Regional variations are expected, with smaller cities potentially seeing continued moderate growth while major metropolitan areas experience more pronounced stabilization. Interest rate policies and construction cost developments will be key factors influencing price movements in the coming months.
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What factors are influencing the price of apartments in Poland right now?
Poland's apartment market is currently driven by a complex combination of supply constraints, demographic pressures, and economic factors that continue to support elevated price levels.
1. **Housing shortage crisis**: Poland faces an estimated deficit of 1.5-2.2 million housing units, creating persistent upward pressure on prices across all market segments. 2. **Urbanization trends**: Continued migration from rural areas to major cities increases demand for urban housing, particularly in Warsaw, Kraków, and Wrocław. 3. **Ukrainian refugee influx**: The ongoing presence of Ukrainian refugees has added significant demand to the rental and purchase markets, particularly in border regions and major cities. 4. **Construction cost inflation**: Rising material costs, energy prices, and labor shortages have increased new apartment development costs, pushing up prices for new builds. 5. **Growing middle class**: Poland's expanding middle class with increased purchasing power continues to drive demand for quality housing in desirable locations.Additionally, rising minimum wages and overall economic growth have improved affordability for some segments while increasing construction costs, creating a complex dynamic that generally supports higher price levels across the market.
How do apartment prices in Poland vary by neighborhood or district?
Apartment prices in Poland's major cities show dramatic variations based on neighborhood characteristics, with central districts commanding significant premiums over suburban areas.
In Warsaw, prestigious districts like Śródmieście, Mokotów, and Żoliborz can exceed PLN 20,000 per m², while peripheral areas like Rembertów or Białołęka may offer apartments for PLN 12,000-15,000 per m². Historic city centers consistently command the highest prices due to their cultural significance and limited supply.
Affluent neighborhoods with good infrastructure, schools, and transportation links see sustained demand and price premiums, while areas with older housing stock or industrial heritage typically offer more affordable options. Green districts with parks and recreational facilities also command higher prices than densely built urban areas.
Emerging neighborhoods undergoing revitalization often present investment opportunities with lower current prices but potential for appreciation as infrastructure improves and gentrification occurs.
Is it more expensive to buy an apartment in the city center or in the suburbs of Poland's major cities?
City center apartments are significantly more expensive than suburban properties, typically commanding premiums of 50% or more compared to outlying districts.
Central locations in Warsaw can reach PLN 22,500 per m² or higher, while comparable quality apartments in suburban areas may cost PLN 12,000-15,000 per m². This premium reflects the convenience of central locations, proximity to employment centers, cultural amenities, and superior public transportation access.
However, suburban areas offer several advantages including larger living spaces for the same budget, parking availability, quieter environments, and often newer construction with modern amenities. Many suburban developments also provide better value for families seeking more space and green areas.
The choice between city center and suburban living often depends on lifestyle preferences, commuting tolerance, and budget constraints, with many buyers finding suburban areas offer better long-term value for money despite the location trade-offs.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Poland versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.
What is the price difference between new apartments and older ones in Poland?
New apartments typically carry a premium of 5-15% over older properties, with the gap widening for luxury developments and energy-efficient buildings.
Brand new apartments with modern amenities, energy-efficient systems, and smart home features command the highest prices per square meter, often exceeding older property prices by 10-20%. These properties benefit from lower maintenance costs, better energy ratings, and contemporary design features that appeal to modern buyers.
Properties built before 1990, particularly panel buildings (bloki), often trade at significant discounts to newer construction due to concerns about build quality, energy efficiency, and aesthetic appeal. However, well-maintained older buildings in prime locations can still command strong prices due to their central positioning.
Pre-war buildings with character and charm, especially those that have been renovated, can actually command premium prices in historic districts, while Soviet-era panel buildings typically represent the most affordable segment of the market despite potential for renovation and improvement.
How does the apartment market in Poland differ between urban and rural areas?
Urban apartment markets in Poland's major cities are significantly more expensive and liquid compared to rural and small-town markets, where prices can be less than half those seen in metropolitan areas.
The "big seven" cities (Warsaw, Kraków, Wrocław, Gdańsk, Poznań, Łódź, and Katowice) dominate investment activity with strong rental demand, international buyer interest, and professional property management services. These markets offer better liquidity and faster transaction times.
Rural markets typically feature lower prices, limited rental demand, and longer sales periods, making them less suitable for investment purposes but potentially attractive for lifestyle purchases or retirement properties. Small towns often lack the economic drivers that support sustained property value growth.
Transportation infrastructure plays a crucial role, with properties near major highways or rail connections to cities commanding premiums even in rural areas, while remote locations may struggle to maintain value over time.
It's something we develop in our Poland property pack.
What is the average time it takes to sell an apartment in Poland?
Apartments in prime urban locations typically sell within 30-60 days when priced appropriately, while suburban and rural properties may require longer marketing periods.
Well-priced apartments in Warsaw's central districts or Kraków's historic areas often receive multiple offers within weeks of listing, particularly if they feature modern amenities or unique characteristics. Properties in popular neighborhoods with good transportation links generally attract buyer interest quickly.
Suburban properties and those in secondary cities may take 60-120 days to sell, especially if priced above market rates or requiring significant renovation work. Overpriced properties can remain on the market for six months or longer, particularly in slower market segments.
Market conditions, seasonal factors, and property presentation significantly impact sale times, with professionally staged properties and comprehensive marketing typically achieving faster sales at better prices than poorly presented alternatives.
What are the financing options available for buying an apartment in Poland?
Polish banks offer comprehensive mortgage products for both residents and foreigners, with loan terms typically extending up to 30 years and competitive interest rates.
Down payment requirements generally start at 10-20% for Polish residents with strong credit profiles, while non-residents or foreign buyers may face higher requirements of 20-30% depending on their financial situation and the specific bank's policies. Some premium properties or investment purchases may require larger down payments.
As of September 2025, mortgage interest rates hover around 6-8% for typical borrowers, with both fixed and variable rate products available. Fixed-rate mortgages provide payment certainty but may carry slightly higher initial rates than variable products.
Foreign buyers should prepare for additional documentation requirements and potentially longer approval processes, but major Polish banks actively serve international clients and offer services in English and other languages to facilitate property purchases.
It's something we develop in our Poland property pack.
Conclusion
This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.
Poland's apartment market has demonstrated remarkable growth in 2025, with prices reaching new highs across major cities while showing signs of stabilization.
The combination of housing shortages, demographic pressures, and economic growth continues to support strong fundamentals, making Polish real estate an attractive option for both investors and residents seeking quality urban living.
Sources
- Poland Insight - Average Apartment Prices in Poland's Largest Cities
- Global Property Guide - Poland Price History
- InvestRopa - Poland Price Forecasts
- OkeAsk - Poland Real Estate Analysis
- Deloitte - Property Index Research
- Simpl.rent - Poland Real Estate Market 2025-2026
- Knight Frank - Poland Market Review 2024-2025
- EY - Polish Real Estate Guide 2025