As of June 2026, apartments in Toulouse cost about €3,500 to €3,600 per m², which means a normal resale apartment usually costs around €190,000 to €210,000 before fees.
Get all the data you need about the real estate market in Toulouse
We constantly update this blog post so the Toulouse apartment prices, ownership costs and buyer budget examples stay useful for readers looking at the Toulouse property market in 2026.
Toulouse is not a cheap city anymore, but Toulouse still gives buyers more choice than Paris, Bordeaux or many Mediterranean markets.
The key is to compare the apartment price, the building condition, the copropriété fees and the exact transport access before you fall in love with a street or a balcony.
And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Toulouse.
Insights
- Toulouse apartment prices in 2026 are around €3,500 to €3,600 per m², but a buyer can still find serious discounts outside the old centre.
- The real Toulouse budget is not the sale price alone, because resale closing costs can add roughly 8% to 12% before furniture, repairs or moving.
- Small apartments in Toulouse often cost more per m² than larger apartments, because student and young-worker demand is deep in metro-connected areas.
- Saint-Étienne, Carmes and Saint-Cyprien are expensive, but Toulouse investors often get better rent logic in Rangueil, Jolimont, Minimes or Croix-Daurade.
- New-build apartments in Toulouse look easier to maintain, but the new-build premium can reach about 30% to 35% compared with comparable resale apartments.
- For a foreign buyer in Toulouse in June 2026, the bank deposit can matter more than the headline price, especially if income is outside France.
- Copropriété documents are not a formality in Toulouse, because older brick buildings and 1960s to 1980s blocks can hide large future works.
- The Toulouse metro, tram and future Line C effect is very local, so one good street near transport can beat a nicer but car-dependent area.
- Gross yields in Toulouse are usually around 4% to 6%, and yields above that often come with weaker resale liquidity or tenant-quality risk.
How much do apartments really cost in Toulouse in 2026?
What's the average and median apartment price in Toulouse in 2026?
As of June 2026, the average apartment price in Toulouse is about €200,000, around $216,000, and the median apartment price in Toulouse is about €190,000 to €200,000, around $205,000 to $216,000.
That works out to about €3,500 to €3,600 per m², or about $3,780 to $3,890 per m², which is roughly €325 to €335 per sq ft, or about $350 to $360 per sq ft.
For most standard resale apartments in Toulouse in 2026, a realistic buyer range is about €120,000 to €400,000, or around $130,000 to $432,000, depending mostly on size, district, building condition and transport access.
How much is a studio apartment in Toulouse in 2026?
As of June 2026, a typical studio apartment in Toulouse costs about €115,000, or around $124,000, if the studio is in a normal resale building near useful transport.
In practical Toulouse districts, entry-level to mid-range studios often cost about €95,000 to €135,000, or around $103,000 to $146,000, while high-end studios in Carmes, Saint-Étienne or Saint-Cyprien can reach €150,000 to €190,000, or around $162,000 to $205,000.
Most Toulouse studios are about 20 to 30 m², and the best rental logic is usually around 22 to 28 m² near Rangueil, Saint-Agne, Compans-Caffarelli, Minimes or Jolimont.
How much is a one-bedroom apartment in Toulouse in 2026?
As of June 2026, a typical one-bedroom apartment in Toulouse costs about €165,000, or around $178,000, for a 38 to 45 m² resale apartment in a normal district.
Entry-level to mid-range one-bedroom apartments in Toulouse usually cost about €140,000 to €190,000, or around $151,000 to $205,000, while high-end one-bedroom apartments in Carmes, Saint-Étienne, Capitole or Saint-Cyprien can cost €200,000 to €260,000, or around $216,000 to $281,000.
Most one-bedroom apartments in Toulouse are about 35 to 50 m², which is why the final price moves quickly when the apartment is central, renovated or close to a metro station.
How much is a two-bedroom apartment in Toulouse in 2026?
As of June 2026, a typical two-bedroom apartment in Toulouse costs about €240,000, or around $259,000, for a 60 to 70 m² resale apartment in a normal urban area.
Entry-level to mid-range two-bedroom apartments in Toulouse usually cost about €210,000 to €285,000, or around $227,000 to $308,000, while high-end two-bedroom apartments in Saint-Cyprien, Busca, Carmes, Saint-Étienne or central Canal-side streets can cost €300,000 to €380,000, or around $324,000 to $410,000.
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Toulouse.
How much is a three-bedroom apartment in Toulouse in 2026?
As of June 2026, a typical three-bedroom apartment in Toulouse costs about €330,000, or around $356,000, for an 85 to 95 m² family apartment in a decent resale building.
Entry-level to mid-range three-bedroom apartments in Toulouse usually cost about €285,000 to €400,000, or around $308,000 to $432,000, while high-end three-bedroom apartments in Saint-Étienne, Carmes, Busca, Côte Pavée or Saint-Cyprien can cost €450,000 to €600,000, or around $486,000 to $648,000.
Most three-bedroom apartments in Toulouse are about 80 to 105 m², and larger flats often cost a little less per m² than studios because the buyer pool is narrower.
What's the price gap between new and resale apartments in Toulouse in 2026?
As of June 2026, new-build apartments in Toulouse are usually about 30% to 35% more expensive per m² than resale apartments.
A realistic new-build apartment price in Toulouse in 2026 is about €4,600 to €4,800 per m², or around $4,970 to $5,180 per m², especially in areas like Cartoucherie, Montaudran, Borderouge and Saint-Martin-du-Touch.
By comparison, resale apartments in Toulouse are closer to €3,500 to €3,600 per m², or around $3,780 to $3,890 per m², so the new-build premium only works if the energy rating, layout, parking and resale location are strong.
Make a profitable investment in Toulouse
Better information leads to better decisions. Save time and money. Download our data.
Can I afford to buy in Toulouse in 2026?
What's the typical total budget (all-in) to buy an apartment in Toulouse in 2026?
As of June 2026, the typical all-in budget to buy a standard resale apartment in Toulouse is about €210,000 to €235,000, or around $227,000 to $254,000, for a normal 55 to 60 m² apartment.
This all-in Toulouse apartment budget usually includes the purchase price, acquisition costs, possible agency fees, mortgage guarantee costs, bank costs, moving costs, furniture and a small repair allowance.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Toulouse property pack.
What down payment is typical to buy in Toulouse in 2026?
As of June 2026, a French resident buying a Toulouse apartment often needs 10% to 20% in cash plus costs, while a foreign non-resident should often plan for 25% to 35%, meaning about €60,000 to €85,000, or around $65,000 to $92,000, on a €240,000 two-bedroom apartment.
The minimum deposit that many French banks want is often around 10% for strong resident buyers, but foreign buyers usually face stricter income checks and may need more equity.
For better mortgage terms in Toulouse in 2026, a safer target is 20% to 30% equity, because the bank still checks the 35% debt-service rule and the 25-year mortgage maturity rule.
Get fresh and reliable information about the market in Toulouse
Don't base significant investment decisions on outdated data. Get updated and accurate information.
Which neighborhoods are cheapest or priciest in Toulouse in 2026?
How much does the price per m² for apartments vary by neighborhood in Toulouse in 2026?
As of June 2026, apartment prices in Toulouse vary from about €2,600 to more than €5,600 per m², or around $2,810 to more than $6,050 per m², depending on the neighborhood and the exact street.
The most affordable Toulouse neighborhoods include Les Izards, Mirail, Reynerie, Bellefontaine, Lalande, Grand Selve and parts of Saint-Simon, where apartments often sit around €2,600 to €3,100 per m², or about $2,810 to $3,350 per m².
The most expensive Toulouse neighborhoods include Saint-Étienne, Carmes, Saint-Cyprien, Capitole, Chalets and Saint-Aubin, where good apartments often sit around €4,700 to €5,600 per m², or about $5,080 to $6,050 per m².
What neighborhoods are best for first-time buyers on a budget in Toulouse in 2026?
As of June 2026, the top three Toulouse neighborhoods for first-time buyers on a budget are Minimes or Barrière de Paris, Croix-Daurade or Borderouge, and Jolimont or Soupetard.
In these budget-friendly Toulouse neighborhoods, a realistic apartment price range is about €130,000 to €260,000, or around $140,000 to $281,000, depending on whether the buyer wants a one-bedroom or a two-bedroom apartment.
These areas give first-time buyers useful daily life advantages, such as metro or bus access, shops, schools, rental demand and prices below the old centre.
The trade-off is that building quality and exact street choice matter a lot, because a cheap apartment in a weak copropriété can become expensive after repairs or hard to resell.
Which neighborhoods have the fastest-rising apartment prices in Toulouse in 2026?
As of June 2026, the most interesting fast-rising or re-rating Toulouse neighborhoods are Cartoucherie, Montaudran and Bonnefoy or La Roseraie.
In these areas, a reasonable year-over-year apartment price increase estimate is about 2% to 5%, but the best buildings near transport or new services can do better than the district average.
The main driver is not tourism, but infrastructure and jobs, especially tram and metro access, the future Line C effect, aerospace activity, new housing, offices and better local services.
Get to know the market before buying a property in Toulouse
Better information leads to better decisions. Get all the data you need before investing a large amount of money.
What extra costs will I pay on top of the apartment price in Toulouse in 2026?
What are all the buyer closing costs when you buy an apartment in Toulouse?
For a typical €240,000 resale apartment in Toulouse, buyer closing costs are usually about €20,000 to €30,000, or around $22,000 to $32,000, before the buyer adds furniture or renovation work.
The main closing cost categories in Toulouse are notary and acquisition costs, possible agency fees, mortgage guarantee costs, bank fees, valuation costs and small administrative costs.
The largest cost is usually the acquisition cost paid through the notary, because it is mostly tax and registration duty on resale homes.
Some costs can vary, especially agency fees, mortgage guarantee structure, bank fees and furniture allocation, but the main public acquisition taxes are not really negotiable.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Toulouse?
For a resale apartment in Toulouse, buyers should usually budget about 8% to 9% of the purchase price if the agency fee is already included or paid by the seller.
A realistic low-to-high range for most Toulouse resale transactions is about 8% to 14%, because the final percentage depends heavily on agency-fee structure and loan costs.
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Toulouse.
Buying real estate in Toulouse can be risky
An increasing number of foreign investors are showing interest. However, 90% of them will make mistakes. Avoid the pitfalls with our comprehensive guide.
What are the ongoing monthly and yearly costs of an apartment in Toulouse in 2026?
What are typical HOA fees in Toulouse right now?
HOA fees, called charges de copropriété in Toulouse, are common, and a normal apartment owner should often budget about €120 to €250 per month, or around $130 to $270, for a small to medium apartment.
Basic Toulouse buildings with few services can be closer to €70 to €130 per month, or around $76 to $140, while buildings with lifts, collective heating, parking, green areas or major works can reach €250 to €450 per month, or around $270 to $486.
What utilities should I budget monthly in Toulouse right now?
For a typical apartment in Toulouse in June 2026, monthly utilities usually cost about €120 to €230, or around $130 to $248, for electricity, heating, water, internet and basic mobile service.
A small efficient studio can be closer to €80 to €130 per month, or around $86 to $140, while a larger or poorly insulated apartment can cost €250 to €350 per month, or around $270 to $378.
The normal monthly utility budget in Toulouse includes electricity, gas or heating, water, internet, mobile service and sometimes waste or building-related utility recharges through the copropriété.
Heating is usually the most expensive utility risk for Toulouse apartment owners, especially when the apartment has electric heating, weak insulation or collective heating charges.
How much is property tax on apartments in Toulouse?
For a normal apartment in Toulouse in 2026, annual property tax is usually about €900 to €1,600, or around $970 to $1,730.
Toulouse property tax is not calculated as a simple percentage of the purchase price, because taxe foncière depends on cadastral rental value and local tax rates.
A small Toulouse studio can be closer to €500 to €900 per year, or around $540 to $970, while a central two-bedroom or three-bedroom apartment can reach €1,300 to €2,300 per year, or around $1,400 to $2,480.
What's the yearly building maintenance cost in Toulouse?
For an apartment owner in Toulouse, routine building maintenance is usually included in copropriété fees, but a prudent extra reserve is about €600 to €1,500 per year, or around $650 to $1,620, for a 60 m² older apartment.
A realistic yearly maintenance range is about €10 to €25 per m² for long-term works risk, or about $11 to $27 per m², depending on the age, roof, façade, lift, heating system and energy rating.
Building maintenance in Toulouse usually covers common-area cleaning, insurance, syndic management, lift service, common electricity, heating systems, roof work, façade work and sometimes energy renovation.
Routine maintenance is normally inside HOA fees, but major works are often voted separately, which is why buyers should read the last general-meeting minutes before signing.
How much does home insurance cost in Toulouse?
For a Toulouse apartment in 2026, annual home insurance usually costs about €150 to €300, or around $162 to $324, for a normal owner-occupier apartment.
A realistic range is about €100 to €170 per year for a studio, or around $108 to $184, and about €230 to €380 per year for a larger three-bedroom apartment, or around $248 to $410.
Home insurance is strongly recommended for apartment owners in Toulouse, and non-occupying landlords usually take PNO insurance even when the tenant has their own cover.
Get the full checklist for your due diligence in Toulouse
Don't repeat the same mistakes others have made before you. Make sure everything is in order before signing your sales contract.
What sources have we used to write this blog article?
Whether it’s in our blog articles or the market analyses included in our property pack about Toulouse, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.
We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| Immobilier.notaires.fr | It is the French notaries’ official property-price portal. | We used it as the official transaction benchmark for Toulouse. We compared its values with DVF and private indexes. |
| DVF / data.gouv.fr explorer | It is the French government database of declared property sales. | We used it to anchor resale apartment values in real sales. We treated it as stronger than listing prices. |
| DVF Explorer Toulouse apartments | It republishes DVF data in an apartment-only format. | We used it to read Toulouse apartment medians more easily. We cross-checked the result against notary and portal data. |
| Immo-DVF Toulouse | It gives another DVF-based view of official sales data. | We used it as a sanity check for apartment mean and median prices. We did not use it alone. |
| Meilleurs Agents Toulouse | It is a widely used French valuation index. | We used it for June 2026 city and neighborhood price signals. We treated it as a modelled market estimate. |
| SeLoger Toulouse | It is one of France’s main property portals. | We used it to cross-check current apartment prices in Toulouse. We treated it as a live-market signal. |
| Le Figaro Immobilier Toulouse | It gives current price and rent estimates by area. | We used it for neighborhood texture and room-count estimates. We compared its rent figures with official rent data. |
| Observatoires des loyers, Toulouse agglomeration | It is the official local rent-observatory network. | We used it for conservative rent and yield estimates. We preferred it to portals for realistic rental income. |
| INSEE Toulouse dossier | INSEE is France’s official statistics agency. | We used it for population and demand fundamentals. We used it to explain small-apartment liquidity in Toulouse. |
| HCSF mortgage rules | HCSF sets France’s key mortgage-lending rules. | We used it for the 35% debt-service cap and 25-year rule. We applied it to buyer affordability. |
| Notaires de France acquisition costs | It is the official notarial explanation of acquisition costs. | We used it for resale and new-build closing-cost logic. We separated taxes from agency and financing costs. |
| Immobilier.notaires.fr fee simulator | It is an official notary tool for acquisition-cost estimates. | We used it to validate practical all-in buyer budgets. We used rounded ranges, not exact simulated bills. |
| Toulouse Métropole 2026 property tax | It is the official metropolitan tax-rate statement. | We used it for the 2026 built-property tax rate. We combined it with cadastral-value logic. |
| impots.gouv.fr taxe foncière | It explains property tax through the official tax authority. | We used it to explain how taxe foncière is calculated. We avoided presenting it as a simple purchase-price percentage. |
| Eau de Toulouse Métropole tariffs | It is the official Toulouse Métropole water tariff page. | We used it for water budgeting in Toulouse. We converted official tariffs into monthly apartment estimates. |
| Service-Public.fr copropriété works fund | It is France’s official public-service legal portal. | We used it for the mandatory copropriété works fund. We separated routine charges from major works risk. |
| Registre national des copropriétés | It is France’s official copropriété registration platform. | We used it to frame copropriété due diligence. We treated building-level risk as central for Toulouse resale apartments. |
| ANAH | It is France’s national housing-improvement agency. | We used it to understand renovation and energy-upgrade pressure. We linked this to older Toulouse apartment buildings. |
| Service-Public.fr home insurance | It explains home-insurance obligations in France. | We used it to explain insurance basics for owners and landlords. We then estimated Toulouse premiums from market ranges. |
| France Assureurs | It represents the French insurance industry. | We used it as a general insurance-market reference. We cross-checked it with comparator ranges for practical budgets. |
Make a profitable investment in Toulouse
Better information leads to better decisions. Save time and money. Download our data.