Authored by the expert who managed and guided the team behind the Germany Property Pack
Yes, the analysis of Düsseldorf's property market is included in our pack
If you're thinking about buying an apartment in Düsseldorf, you're probably wondering what the real costs look like in 2026.
This guide breaks down everything from average prices per square meter to neighborhood differences, closing costs, and ongoing expenses.
We constantly update this blog post to reflect the latest market data and trends in Düsseldorf's property market.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Düsseldorf.
Insights
- Düsseldorf apartment prices in January 2026 average around 4,400 euros per square meter, but crossing the Rhine to Oberkassel can nearly double that figure to roughly 7,750 euros per square meter.
- New-build apartments in Düsseldorf typically cost 20% to 50% more per square meter than comparable resale units, mainly due to stricter energy standards and modern layouts.
- Buyer closing costs in Düsseldorf add up to 10% to 12% of the purchase price when a broker is involved, with the 6.5% property transfer tax being the largest non-negotiable expense.
- Foreign buyers should plan to bring 25% to 35% of the purchase price in cash, as German banks apply stricter lending criteria for non-residents in 2026.
- Garath remains Düsseldorf's most affordable neighborhood at around 3,200 euros per square meter, while premium areas like Pempelfort reach nearly 7,800 euros per square meter.
- Monthly Hausgeld (similar to HOA fees) in Düsseldorf typically runs between 3 and 4.50 euros per square meter, meaning an 80-square-meter apartment costs roughly 240 to 360 euros monthly.
- Flingern Nord apartment prices rose about 1.5% year-over-year in early 2026, making it one of Düsseldorf's fastest-appreciating neighborhoods for buyers seeking growth potential.
- Germany's property tax reform means your Düsseldorf Grundsteuer bill now depends heavily on the new assessed value and the city's updated Hebesatz multiplier.
How much do apartments really cost in Düsseldorf in 2026?
What's the average and median apartment price in Düsseldorf in 2026?
As of January 2026, the average apartment price in Düsseldorf is approximately 4,400 euros per square meter (around 4,620 USD or 4,400 EUR), while the median sits slightly lower at about 4,150 euros per square meter (roughly 4,360 USD or 4,150 EUR).
When you look at the price per square foot, that average translates to roughly 410 euros (about 430 USD), which helps if you're comparing with markets that use imperial measurements.
The typical price range that covers most standard apartments in Düsseldorf spans from about 2,500 euros per square meter (2,625 USD) in value areas with older buildings up to 6,500 euros per square meter (6,825 USD) in premium neighborhoods, though luxury properties can push well beyond 12,000 euros per square meter.
How much is a studio apartment in Düsseldorf in 2026?
As of January 2026, a typical studio apartment in Düsseldorf costs between 130,000 and 185,000 euros (roughly 136,500 to 194,250 USD), depending on location and condition.
Entry-level studios in less central areas start around 100,000 euros (105,000 USD), while high-end or luxury studios in prime neighborhoods like Pempelfort or Oberkassel can reach 250,000 euros (262,500 USD) or more.
Studio apartments in Düsseldorf typically range from 28 to 40 square meters, with buyers paying a slight premium per square meter (around 4,600 euros) because smaller units offer better liquidity and location flexibility.
How much is a one-bedroom apartment in Düsseldorf in 2026?
As of January 2026, a typical one-bedroom apartment in Düsseldorf costs around 200,000 to 285,000 euros (approximately 210,000 to 299,250 USD), with the midpoint sitting near 242,000 euros (254,100 USD) for a 55-square-meter unit.
Entry-level one-bedroom apartments in neighborhoods like Gerresheim or Unterrath start around 180,000 euros (189,000 USD), while luxury one-bedroom apartments in Oberkassel or Carlstadt can exceed 400,000 euros (420,000 USD).
One-bedroom apartments in Düsseldorf typically measure between 45 and 60 square meters, which is fairly standard for German cities and suitable for singles or couples.
How much is a two-bedroom apartment in Düsseldorf in 2026?
As of January 2026, a typical two-bedroom apartment in Düsseldorf costs between 300,000 and 420,000 euros (roughly 315,000 to 441,000 USD), with an average around 344,000 euros (361,200 USD) for an 80-square-meter unit.
Entry-level two-bedroom apartments in value districts like Garath or Benrath can start around 250,000 euros (262,500 USD), while luxury two-bedroom apartments in premium areas like Oberkassel or Düsseltal often exceed 550,000 euros (577,500 USD).
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Düsseldorf.
How much is a three-bedroom apartment in Düsseldorf in 2026?
As of January 2026, a typical three-bedroom apartment in Düsseldorf costs between 400,000 and 540,000 euros (approximately 420,000 to 567,000 USD), with a midpoint around 462,000 euros (485,100 USD) for a 110-square-meter unit.
Entry-level three-bedroom apartments in more affordable southern districts start around 350,000 euros (367,500 USD), while luxury family-sized apartments in sought-after neighborhoods like Oberkassel or Pempelfort can reach 800,000 euros (840,000 USD) or higher.
Three-bedroom apartments in Düsseldorf typically range from 95 to 120 square meters, providing comfortable space for families and often including features like balconies or storage rooms.
What's the price gap between new and resale apartments in Düsseldorf in 2026?
As of January 2026, new-build apartments in Düsseldorf typically cost 20% to 50% more per square meter than comparable resale apartments, depending on the neighborhood and building specifications.
New-build apartments in Düsseldorf average between 5,400 and 6,700 euros per square meter (5,670 to 7,035 USD) in medium locations, and can reach 6,000 to 8,500 euros per square meter (6,300 to 8,925 USD) in good locations.
Resale apartments in Düsseldorf, by contrast, typically range from 3,400 to 4,500 euros per square meter (3,570 to 4,725 USD) in medium locations and 4,500 to 6,000 euros per square meter (4,725 to 6,300 USD) in good locations, making them more accessible for budget-conscious buyers.
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Can I afford to buy in Düsseldorf in 2026?
What's the typical total budget (all-in) to buy an apartment in Düsseldorf in 2026?
As of January 2026, a typical all-in budget to buy a standard one-bedroom apartment in Düsseldorf is around 266,000 to 271,000 euros (approximately 279,300 to 284,550 USD), which includes both the purchase price and closing costs.
Beyond the purchase price, buyers in Düsseldorf must budget for property transfer tax (6.5%), notary and land registry fees (1.5% to 2%), broker fees if applicable (up to 3.57% buyer share), and smaller administrative costs like document translations for foreigners.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Düsseldorf property pack.
You can also read our dedicated blog article to understand what you can at different budget levels in Düsseldorf.
What down payment is typical to buy in Düsseldorf in 2026?
As of January 2026, a typical down payment for buying an apartment in Düsseldorf is around 20% to 30% of the total costs, which for a 250,000-euro property means roughly 50,000 to 75,000 euros (52,500 to 78,750 USD).
Most German banks require a minimum down payment covering at least the closing costs (about 10% to 12%) in cash, though some lenders prefer buyers to contribute 15% to 20% of the purchase price as well.
To secure favorable mortgage terms in Düsseldorf, especially as a foreign buyer, you should aim for 25% to 35% of the purchase price in available cash, as banks have maintained stricter lending criteria in recent years.
You can also read our latest update about mortgage and interest rates in Germany.
We made this infographic to show you how property prices in Germany compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
Which neighborhoods are cheapest or priciest in Düsseldorf in 2026?
How much does the price per m² for apartments vary by neighborhood in Düsseldorf in 2026?
As of January 2026, the price per square meter for apartments in Düsseldorf varies dramatically from around 3,200 euros (3,360 USD) in the most affordable areas to over 7,800 euros (8,190 USD) in premium neighborhoods.
The most affordable neighborhoods in Düsseldorf include Garath at roughly 3,200 euros per square meter (3,360 USD), Unterrath at around 4,350 euros per square meter (4,570 USD), and Gerresheim at approximately 4,650 euros per square meter (4,880 USD).
The most expensive neighborhoods in Düsseldorf include Oberkassel at roughly 7,750 euros per square meter (8,140 USD), Pempelfort at around 7,790 euros per square meter (8,180 USD), and Carlstadt at approximately 6,000 euros per square meter (6,300 USD).
By the way, we've written a blog article detailing what are the current best areas to invest in property in Düsseldorf.
What neighborhoods are best for first-time buyers on a budget in Düsseldorf in 2026?
As of January 2026, the three neighborhoods best suited for first-time buyers on a budget in Düsseldorf are Garath, Gerresheim, and Unterrath, all offering prices well below the city average.
In these budget-friendly Düsseldorf neighborhoods, apartment prices typically range from 200,000 to 320,000 euros (210,000 to 336,000 USD) for a two-bedroom unit, making homeownership more accessible for newcomers.
These Düsseldorf neighborhoods offer good public transport connections, local shops, green spaces, and a mix of housing stock that gives buyers options across different building ages and styles.
The main trade-off of buying in these budget-friendly Düsseldorf neighborhoods is the longer commute to the city center and fashionable districts, plus a perception of being less trendy than areas west of the Rhine.
Which neighborhoods have the fastest-rising apartment prices in Düsseldorf in 2026?
As of January 2026, the neighborhoods with the fastest-rising apartment prices in Düsseldorf include Flingern Nord, parts of Bilk, and Garath, each showing notable year-over-year growth.
Flingern Nord has seen apartment prices rise approximately 1.5% year-over-year, while Garath recorded about 2.2% growth, reflecting renewed buyer interest in both trendy central and value-oriented southern districts.
The main drivers behind rapid price growth in these Düsseldorf neighborhoods are proximity to the inner city, improving local amenities, and buyers seeking alternatives to the already-expensive premium west-of-Rhine areas.
You can also read our latest update about property price forecasts in Düsseldorf.
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What extra costs will I pay on top of the apartment price in Düsseldorf in 2026?
What are all the buyer closing costs when you buy an apartment in Düsseldorf?
For a typical 300,000-euro apartment purchase in Düsseldorf, total buyer closing costs amount to roughly 30,000 to 36,000 euros (31,500 to 37,800 USD), representing 10% to 12% of the purchase price when a broker is involved.
The main categories of closing costs buyers must pay in Düsseldorf include the property transfer tax (Grunderwerbsteuer), notary fees, land registry fees, and broker commission if an agent is used.
The property transfer tax at 6.5% is typically the largest closing cost for buyers in Düsseldorf, as this rate is set by North Rhine-Westphalia state law and cannot be negotiated or avoided.
The broker fee is the main negotiable closing cost in Düsseldorf, as German law now requires equal sharing between buyer and seller for residential apartments, and some properties sell without a broker at all.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Düsseldorf?
Buyers in Düsseldorf should budget approximately 10% to 12% of the purchase price for total closing costs when a broker is involved, or about 8% to 9% for direct sales without a broker.
The realistic low-to-high range for most standard apartment transactions in Düsseldorf spans from 8% (no broker, efficient transaction) to 12% (full broker involvement plus minor extras like document translations for foreign buyers).
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Düsseldorf.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Germany versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What are the ongoing monthly and yearly costs of an apartment in Düsseldorf in 2026?
What are typical HOA fees in Düsseldorf right now?
Monthly Hausgeld (the German equivalent of HOA fees) for apartments in Düsseldorf typically runs between 3 and 4.50 euros per square meter, meaning an 80-square-meter apartment costs roughly 240 to 360 euros (250 to 380 USD) per month.
The range of Hausgeld in Düsseldorf varies from around 200 euros monthly (210 USD) for basic buildings without elevators to over 500 euros monthly (525 USD) for luxury buildings with concierge services, underground parking, and extensive amenities.
What utilities should I budget monthly in Düsseldorf right now?
The estimated total monthly utility cost for a typical apartment in Düsseldorf is around 150 to 300 euros (160 to 315 USD), depending on the size of your apartment and whether heating is included in your Hausgeld.
Utility costs in Düsseldorf can range from 120 euros monthly (125 USD) for a small, energy-efficient apartment up to 400 euros monthly (420 USD) for larger units with separate gas heating contracts during cold winters.
The typical monthly utility budget in Düsseldorf includes electricity (40 to 90 euros), heating and hot water if not in Hausgeld (80 to 180 euros), and internet (30 to 50 euros).
Heating tends to be the most expensive utility for apartment owners in Düsseldorf, especially in older buildings without modern insulation, though this cost is sometimes partially covered within the Hausgeld for buildings with central heating systems.
How much is property tax on apartments in Düsseldorf?
The estimated typical annual property tax (Grundsteuer) for an apartment in Düsseldorf varies significantly based on the new assessed values under Germany's property tax reform, but many owners should expect several hundred euros per year.
Property tax in Düsseldorf is calculated by multiplying the new assessed property value by a base rate and then by the city's Hebesatz (municipal multiplier), which Düsseldorf updated for 2025 onwards.
The realistic range of annual property tax in Düsseldorf depends heavily on your specific building and unit assessment, so the best approach is to request the last Grundsteuer notice from the seller or check the WEG documents before buying.
If you want to go into more details, we also have a blog article detailing all the property taxes and fees in Düsseldorf.
What's the yearly building maintenance cost in Düsseldorf?
The estimated typical yearly building maintenance contribution for apartment owners in Düsseldorf is included within the Hausgeld and typically represents 50 to 150 euros (52 to 157 USD) per month set aside for the reserve fund (Instandhaltungsrücklage).
Yearly maintenance costs in Düsseldorf can vary from minimal contributions in newer buildings to substantial reserve requirements in older buildings from the 1960s and 1970s that may face elevator replacements, roof repairs, or facade renovations.
Building maintenance costs in Düsseldorf typically cover items like roof repairs, elevator maintenance, facade upkeep, communal area improvements, and heating system replacements.
In Düsseldorf apartments, building maintenance costs are generally included within the monthly Hausgeld payment, though owners may face additional special assessments (Sonderumlagen) if the reserve fund is insufficient for major repairs.
How much does home insurance cost in Düsseldorf?
The estimated typical annual home contents insurance (Hausratversicherung) cost for an apartment in Düsseldorf ranges from 100 to 300 euros (105 to 315 USD), depending on your coverage level and belongings value.
Home contents insurance costs in Düsseldorf can range from basic policies at 60 to 80 euros annually (63 to 84 USD) for minimal coverage up to 400 euros or more annually (420 USD) for comprehensive policies covering high-value items and additional risks.
Building insurance for the structure itself is typically arranged by the owners' association (WEG) in Düsseldorf and paid through your Hausgeld, so apartment owners primarily need to arrange their own contents insurance, which is optional but strongly recommended.
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What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Düsseldorf, we always rely on the strongest methodology we can … and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| Stadt Düsseldorf | Official city government publishing local tax multipliers. | We used it to anchor how Düsseldorf calculates property tax bills. We also referenced it for the updated 2025 Hebesatz rates. |
| Gutachterausschuss Düsseldorf | Official transaction-based reporting body for local property markets. | We used it to ground our discussion in real transaction evidence. We also used it to sanity-check private-sector asking-price data. |
| vdpResearch | Well-known German index based on bank transaction data. | We used it to translate offer prices into early-2026 trend context. We also justified price adjustments from late 2025 into January 2026. |
| Destatis | Germany's official statistics agency publishing the national house price index. | We used it to confirm the direction of travel (prices rising in 2025). We also cross-checked it against bank and portal indicators. |
| ImmoScout24 Preisatlas | Germany's largest property portal with transparent market summaries. | We used it for citywide buyer-facing benchmarks. We triangulated it with official and bank sources for January 2026 estimates. |
| HypoVereinsbank | Major German bank publishing standardized local market reports. | We used it to quantify the new-build versus resale price gap. We also used its location-based segmentation for realistic estimates. |
| Engel & Völkers | Long-established brokerage publishing neighborhood-level indicators. | We used it to attach concrete prices to specific Düsseldorf neighborhoods. We also used its year-over-year change data for appreciation examples. |
| Homeday Preisatlas | Large German platform publishing comparable neighborhood snapshots. | We used it to cross-check which neighborhoods are consistently premium versus value. We also verified our neighborhood examples weren't cherry-picked. |
| Immoportal | German property data site stating levels and annual changes explicitly. | We used it to provide a concrete budget-district benchmark. We also used its stated annual change as a neighborhood momentum example. |
| RECHT.NRW.DE | Official North Rhine-Westphalia legal portal for binding tax rates. | We used it to pin down NRW's 6.5% property transfer tax rate. We also used it to calculate buyer closing costs confidently. |
| Gesetze im Internet | Official federal repository for German statutes. | We used it to explain broker fee sharing rules for apartments. We also used it to estimate realistic buyer broker fee shares. |
| notar.de | Notary-run information portal explaining legally-set fees. | We used it to justify why notary costs are predictable percentages. We then estimated totals based on standard fee ranges. |
| GNotKG fee table | Directly reflects the legal fee schedule used by notaries and land registries. | We used it as the legal backbone for notary cost estimates. We also explained why fees scale with purchase price. |
| Sparkasse | Germany's largest retail banking group giving mainstream affordability guidance. | We used it to ground typical down payment expectations. We also framed what banks usually want buyers to cover with cash. |
| Deutsche Bundesbank | Germany's central bank describing mortgage credit standards. | We used it to explain why financing can feel stricter than before. We also justified being conservative on equity requirements for foreign buyers. |
| Matera | WEG management platform providing Hausgeld benchmarks. | We used it to establish typical monthly Hausgeld ranges per square meter. We also explained what Hausgeld payments typically cover. |
| BDEW | German energy industry association publishing household consumption data. | We used it to estimate realistic monthly electricity costs. We calibrated our utility budget ranges based on their household benchmarks. |
| Finanztip | Respected German consumer finance guide providing insurance cost guidance. | We used it to estimate typical home contents insurance costs. We also referenced their advice on avoiding unnecessary coverage add-ons. |
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Germany. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
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