As of June 2026, houses in Cambridge are still expensive by UK standards, with a normal house buyer often needing around £560,000 to £700,000, while family houses in the best Cambridge neighbourhoods can easily move above £1 million.
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Cambridge is a small but globally known city, so house prices in Cambridge are pushed up by university demand, science jobs, London rail access, and limited land.
This guide focuses only on houses in Cambridge, not flats, because a foreign buyer looking for a family home needs a different budget from a buyer looking at apartments.
And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Cambridge.
How much do houses cost in Cambridge as of 2026?
What's the median and average house price in Cambridge as of 2026?
As of 2026, the estimated median house price in Cambridge is about £585,000, or about $785,000 and €675,000, while the estimated average house price in Cambridge is about £675,000, or about $905,000 and €775,000.
In simple terms, roughly 80% of normal house sales in Cambridge sit between about £425,000 and £1.25 million, or about $570,000 to $1.68 million and €490,000 to €1.44 million.
The median and average house prices in Cambridge differ because a small number of large detached houses in Newnham, west Cambridge, Queen Edith’s, and prime central streets pull the average up.
At the median house price in Cambridge in 2026, a buyer can usually expect a 3-bedroom terrace or a modest semi-detached house in areas such as Cherry Hinton, East Chesterton, Arbury, King’s Hedges, or parts of Trumpington.
What's the cheapest livable house budget in Cambridge as of 2026?
As of 2026, the cheapest realistic livable house budget in Cambridge is about £350,000 to £425,000, or about $470,000 to $570,000 and €405,000 to €490,000.
At this entry level in Cambridge, livable usually means a small 2-bedroom terrace, an ex-council house, or a compact house that is mortgageable but may need decoration, insulation work, a kitchen refresh, or bathroom updates.
The cheapest livable houses in Cambridge are usually found in King’s Hedges, Arbury, Abbey, Cherry Hinton, Orchard Park, and parts of East Chesterton, rather than in Newnham, De Freville, or central CB2.
[VARIABLE WHAT YOU CAN GET BUDGET]How much do 2 and 3-bedroom houses cost in Cambridge as of 2026?
As of 2026, a 2-bedroom house in Cambridge usually costs about £425,000 to £575,000, or about $570,000 to $770,000 and €490,000 to €660,000, while a 3-bedroom house usually costs about £500,000 to £825,000, or about $670,000 to $1.11 million and €575,000 to €950,000.
For a 2-bedroom house in Cambridge, a realistic budget is £425,000 to £575,000, with the lower end usually in Arbury, King’s Hedges, Abbey, or Cherry Hinton and the upper end closer to Mill Road, Romsey, Petersfield, or the station side of CB1.
For a 3-bedroom house in Cambridge, a realistic budget is £500,000 to £700,000 for many terraces and £575,000 to £825,000 for many semi-detached houses, with central Victorian terraces often priced like larger homes farther out.
The typical premium for moving from a 2-bedroom to a 3-bedroom house in Cambridge is about £100,000 to £200,000, or about $135,000 to $270,000 and €115,000 to €230,000, because the third bedroom brings family demand into the market.
How much do 4-bedroom houses cost in Cambridge as of 2026?
As of 2026, a 4-bedroom house in Cambridge usually costs about £700,000 to £1.15 million, or about $940,000 to $1.54 million and €805,000 to €1.32 million.
A 5-bedroom house in Cambridge usually costs about £900,000 to £1.7 million, or about $1.21 million to $2.28 million and €1.04 million to €1.96 million, with cheaper examples more likely in Arbury, Cherry Hinton, Abbey, or near the outer edges.
A 6-bedroom house in Cambridge usually costs about £1.1 million to £2.5 million, or about $1.47 million to $3.35 million and €1.27 million to €2.88 million, with prime central or west Cambridge examples often above this range.
Please note that we give much more detailed data in our pack about the property market in Cambridge.
How much do new-build houses cost in Cambridge as of 2026?
As of 2026, a new-build house in Cambridge usually costs about £650,000 to £1.6 million, or about $870,000 to $2.14 million and €750,000 to €1.84 million.
New-build houses in Cambridge usually carry a premium of about 10% to 30% compared with older resale houses, although the premium is highest when the house has parking, strong energy performance, a warranty, and access to Addenbrooke’s, Cambridge Biomedical Campus, or the Science Park.
How much do houses with land cost in Cambridge as of 2026?
As of 2026, a house with land in Cambridge usually costs about £900,000 to £1.8 million, or about $1.21 million to $2.41 million and €1.04 million to €2.07 million.
In Cambridge, a house with land usually means a meaningful garden, a wider plot, a driveway, a garage, or possible extension space, rather than a small courtyard behind a terraced house.
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Where are houses cheapest and most expensive in Cambridge as of 2026?
Which neighborhoods have the lowest house prices in Cambridge as of 2026?
As of 2026, the lowest house prices in Cambridge are usually in King’s Hedges, Arbury, Abbey, Cherry Hinton, Orchard Park, and parts of East Chesterton.
In these cheaper Cambridge neighbourhoods, a normal house budget is usually about £400,000 to £750,000, or about $535,000 to $1 million and €460,000 to €865,000.
These areas are cheaper for Cambridge because they have more post-war housing, fewer postcard streets, weaker walking access to the historic core, and less of the Newnham or central CB2 prestige premium.
Which neighborhoods have the highest house prices in Cambridge as of 2026?
As of 2026, the three highest-price Cambridge house areas are Newnham, central CB2 around The Backs, and De Freville or Riverside, with Queen Edith’s and west Cambridge also very strong.
In these expensive Cambridge neighbourhoods, a typical house budget is usually about £900,000 to £3 million+, or about $1.21 million to $4 million+ and €1.04 million to €3.45 million+.
These neighbourhoods command the highest Cambridge house prices because they combine scarce period homes, larger plots, college-land surroundings, school access, river access, and very short routes to the historic centre.
The typical buyer in these premium Cambridge neighbourhoods is often a senior university employee, a life-sciences or tech professional, a London-linked executive, a returning British family, or a foreign buyer who wants long-term security rather than a bargain.
How much do houses cost near the city center in Cambridge as of 2026?
As of 2026, a house near Cambridge city centre, including central CB1, CB2, Petersfield, Mill Road, Newnham, Jesus Green, and streets around The Backs, usually costs about £650,000 to £1.5 million, or about $870,000 to $2 million and €750,000 to €1.73 million.
Near Cambridge station, Cambridge North, and the future Cambridge South area, houses usually cost about £550,000 to £1.3 million, or about $735,000 to $1.74 million and €635,000 to €1.5 million.
Near top Cambridge schools such as The Perse School, The Leys, Stephen Perse, St Faith’s, Hills Road Sixth Form College, Parkside Community College, and Queen Edith Primary, a family house usually costs about £750,000 to £1.5 million, or about $1 million to $2 million and €865,000 to €1.73 million.
In expat-popular Cambridge areas such as Newnham, Trumpington, Queen Edith’s, De Freville, Romsey, Mill Road, and CB1 station-side streets, a modest house usually costs about £650,000 to £1.2 million, or about $870,000 to $1.61 million and €750,000 to €1.38 million.
[VARIABLE EXPAT GUIDE]How much do houses cost in the suburbs in Cambridge as of 2026?
As of 2026, a suburban house in Cambridge usually costs about £450,000 to £900,000, or about $605,000 to $1.21 million and €520,000 to €1.04 million.
Compared with a central Cambridge house, a suburban Cambridge house is often about £150,000 to £500,000 cheaper, or about $200,000 to $670,000 and €170,000 to €575,000, although Queen Edith’s and Trumpington can narrow that gap.
The most popular Cambridge suburbs for house buyers are Cherry Hinton, Trumpington, Queen Edith’s, East Chesterton, Arbury, King’s Hedges, Orchard Park, and parts of North Cambridge.
What areas in Cambridge are improving and still affordable as of 2026?
As of 2026, the best improving and still relatively affordable areas in Cambridge are East Chesterton, Abbey, Cherry Hinton, King’s Hedges, Arbury, Orchard Park, and parts of North Cambridge.
In these improving Cambridge areas, a typical house price is about £425,000 to £800,000, or about $570,000 to $1.07 million and €490,000 to €920,000.
The main sign of improvement is not just nicer cafes, but the pull of Cambridge North, North East Cambridge planning, Science Park demand, Addenbrooke’s growth, cycle routes, and new mixed-use development around the city edge.
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What extra costs should I budget for a house in Cambridge right now?
What are typical buyer closing costs for houses in Cambridge right now?
For a normal main-home buyer in Cambridge, total closing costs are usually about 6% to 9% of the purchase price, but foreign buyers and second-home buyers may pay more because of SDLT surcharges.
The main closing costs in Cambridge are Stamp Duty Land Tax, conveyancing, searches, surveys, mortgage fees, moving costs, and early repairs, which can easily total about £30,000 to £65,000, or about $40,000 to $87,000 and €35,000 to €75,000, on many family-house purchases.
The largest closing cost for most Cambridge house buyers is Stamp Duty Land Tax, especially once the purchase price moves above £500,000.
We cover all these costs and what are the strategies to minimize them in our property pack about Cambridge.
How much are property taxes on houses in Cambridge right now?
A typical annual property tax bill for a house in Cambridge is about £2,500 to £4,100, or about $3,350 to $5,500 and €2,875 to €4,700, because many family houses sit around Council Tax Band D to Band G.
Property tax in Cambridge is Council Tax, which is based on the property’s valuation band from the 1991 system, not on the current market value of the house.
[VARIABLE PROPERTY TAXES FEES]How much is home insurance for a house in Cambridge right now?
A typical annual home insurance cost for a house in Cambridge is about £450 to £900, or about $605 to $1,205 and €520 to €1,035, although large, older, listed, or flood-sensitive homes can cost more.
The main factors that affect home insurance premiums in Cambridge are rebuild cost, house age, listed status, flood exposure near the Cam, previous claims, roof condition, security, and whether the buyer chooses buildings-only or combined buildings and contents cover.
What are typical utility costs for a house in Cambridge right now?
A typical total monthly utility cost for a house in Cambridge is about £220 to £400, or about $295 to $535 and €255 to €460, with larger or poorly insulated houses often above that range.
The monthly breakdown is usually about £125 to £300 for gas and electricity, £35 to £60 for water, £30 to £50 for broadband, and £20 to £50 for basic household services, depending on house size and usage.
What are common hidden costs when buying a house in Cambridge right now?
Common hidden costs when buying a house in Cambridge often total about £5,000 to £20,000, or about $6,700 to $26,800 and €5,750 to €23,000, before any major renovation work.
Inspection fees in Cambridge usually include about £500 to £900 for a RICS Level 2 survey, about £900 to £1,800 for a RICS Level 3 building survey, and about £200 to £800 each for damp, timber, drainage, roof, or electrical checks.
Other hidden costs beyond inspections include conveyancing extras, mortgage fees, removals, urgent roof or boiler work, parking permits, conservation-area advice, and the first wave of repairs after completion.
The hidden cost that surprises first-time Cambridge house buyers most is the early repair bill, because many attractive Victorian or Edwardian terraces look charming but can need expensive drainage, insulation, roof, damp, or wiring work.
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What do locals and expats say about the market in Cambridge as of 2026?
Do people think houses are overpriced in Cambridge as of 2026?
As of 2026, many locals and expats think houses in Cambridge are overpriced, but most also understand that global university demand, biotech jobs, London access, and very limited land keep prices high.
Houses in Cambridge often take about 8 to 13 weeks to sell when priced properly, while overpriced larger houses can sit for several months before the seller cuts the price.
The main reason people call Cambridge house prices too high is that a normal family house can cost more than £600,000 even in non-prime areas, while wages outside tech, university leadership, medicine, and life sciences often do not stretch that far.
Compared with one or two years ago, sentiment in Cambridge is more cautious because mortgage rates and affordability pressure have cooled buyer urgency, even though the best-located houses are still not cheap.
[VARIABLE REAL ESTATE MARKET]Are prices still rising or cooling in Cambridge as of 2026?
As of 2026, Cambridge house prices are cooling rather than crashing, with ordinary houses broadly flat to slightly down and the best family houses still more resilient.
The estimated year-over-year change for Cambridge houses is roughly -1% to -3%, with flats weaker and prime houses supported by scarcer supply.
Over the next 6 to 12 months, experts and local market watchers expect Cambridge house prices to stay subdued, with more room to negotiate on overpriced homes but limited deep discounts in Newnham, De Freville, Queen Edith’s, and the station-side family market.
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What sources have we used to write this blog article?
Whether it’s in our blog articles or the market analyses included in our property pack about Cambridge, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.
We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| ONS local housing prices: Cambridge | It is the cleanest official local price source. | We used it as the main March 2026 benchmark. We separated houses from flats when interpreting Cambridge prices. |
| HM Land Registry UK HPI data tool | It is the official transaction-based house price dataset. | We used it to verify ONS figures and property-type categories. We treated the newest months as provisional. |
| GOV.UK UK HPI March 2026 | It explains the official UK HPI methodology. | We used it to avoid over-reading short-term price changes. We used March 2026 as the strongest official June 2026 anchor. |
| Rightmove sold prices: Cambridge | It gives useful sold-price texture from a major portal. | We used it to cross-check recent Cambridge sales. We treated it as support, not as the official anchor. |
| Rightmove current house listings | It shows what buyers see in the live market. | We used it to estimate current asking-price bands. We adjusted where listings looked too optimistic. |
| Plumplot Cambridge house prices | It republishes Land Registry-based local summaries. | We used it for median, price-band, and neighbourhood texture. We treated it as a secondary aggregation. |
| Cambridge City Council council tax bands | It is the official local council tax table. | We used it for 2026/27 annual tax estimates. We linked bands to likely family-house budgets. |
| GOV.UK SDLT residential rates | It is the official stamp duty source. | We used it to estimate buyer tax costs. We separated main-home buyers from foreign and additional-property buyers. |
| Ofgem April to June 2026 price cap | Ofgem is the UK energy regulator. | We used it for energy-cost estimates. We adjusted upward for larger and older Cambridge houses. |
| ABI home insurance Q1 2026 | ABI tracks actual home insurance premium trends. | We used it as the UK insurance baseline. We adjusted for Cambridge’s older and higher-value housing stock. |
| RICS UK Residential Survey April 2026 | RICS is a respected surveyor body. | We used it to assess market sentiment. We cross-checked it with ONS, Zoopla, and portal evidence. |
| Zoopla House Price Index May 2026 | It tracks achieved pricing and market activity. | We used it for current UK market direction. We applied it carefully because Cambridge has unique local demand. |