Buying real estate in Turkey?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

How to buy land in Turkey for development?

Last updated on 

Authored by the expert who managed and guided the team behind the Turkey Property Pack

buying property foreigner Turkey

Everything you need to know before buying real estate is included in our Turkey Property Pack

Buying land in Turkey for development has become an increasingly attractive option for foreign investors seeking to capitalize on the country's growing real estate market. Turkey offers foreign buyers the opportunity to purchase various types of land with relatively straightforward legal procedures, though specific restrictions and requirements must be understood before proceeding.

As of June 2025, foreigners can legally buy residential, commercial, and agricultural land in Turkey without requiring residency or citizenship, making it one of the more accessible markets in the region for international property investment.

If you want to go deeper, you can check our pack of documents related to the real estate market in Turkey, based on reliable facts and data, not opinions or rumors.

How this content was created 🔎📝

At InvestRopa, we explore the Turkish real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like Istanbul, Ankara, and Antalya. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthiness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

photo of expert laurence rapp

Fact-checked and reviewed by our local expert

✓✓✓

Laurence Rapp 🇬🇧

Sales representative at Spot Blue - International Real Estate Agency

Laurence knows Turkey's real estate market inside out and is passionate about matching clients with the right property. At Spot Blue, he's here to help you find your dream home or investment in Turkey, from stunning coastal villas to vibrant city apartments.

What types of land can foreigners legally purchase in Turkey and what restrictions apply?

Foreigners can legally purchase three main categories of land in Turkey: residential, commercial, and agricultural properties.

Residential land allows you to build houses, villas, or apartment complexes for personal use or rental income. Commercial land permits construction of offices, factories, retail spaces, or tourism-related projects like hotels and resorts. Agricultural land can be purchased but comes with strict usage requirements—you must actively use the land for agricultural purposes within two years of purchase, or risk state repossession.

The most significant restrictions include geographic limitations around military zones, security-sensitive areas, and certain strategic border or coastal regions where foreign ownership is prohibited. Individual foreign buyers are limited to owning a maximum of 30 hectares (300,000 square meters) of land nationwide, regardless of how many separate properties this represents.

Additionally, foreign ownership in any single district cannot exceed 10% of that district's total private land area. Citizens from Syria, Armenia, North Korea, and Cuba are completely prohibited from purchasing land in Turkey, while most other nationalities are eligible to buy.

It's something we develop in our Turkey property pack.

Do foreigners need Turkish residency or citizenship to buy land, and does purchasing land provide a pathway to either?

Foreigners do not need Turkish residency or citizenship to purchase land in Turkey.

However, buying property worth at least $75,000 in major cities like Istanbul or $50,000 in smaller provinces allows foreigners to apply for a short-term residence permit. This residence permit must be renewed periodically and doesn't automatically lead to permanent residency, but it does provide legal status for living in Turkey.

For those seeking Turkish citizenship, purchasing real estate worth at least $400,000 (including land) opens the pathway to citizenship by investment. This investment can consist of multiple properties and land parcels, as long as the total value meets the minimum threshold. The properties must be held for at least three years, and the citizenship application process typically takes 3-6 months once all requirements are met.

The citizenship by investment program has proven popular among foreign buyers, as Turkish citizenship provides visa-free travel to over 110 countries and the right to live and work anywhere in Turkey permanently.

Which regions in Turkey are most popular among foreign buyers purchasing land for development?

Istanbul dominates foreign land purchases as Turkey's economic and cultural hub, attracting investors seeking both commercial and residential development opportunities.

The Mediterranean coast, particularly Antalya province, ranks second in popularity due to its established tourism infrastructure and consistent demand for holiday homes and rental properties. The Bodrum peninsula in MuÄźla province attracts luxury-focused investors developing high-end coastal villas and resort properties.

Izmir appeals to foreign buyers seeking more affordable entry points into the Turkish market while still accessing a modern, business-friendly environment with strong rental demand. Other significant regions include Bursa, which offers proximity to Istanbul at lower prices, Ankara for its stable government sector demand, and emerging coastal areas like Mersin and Aydin.

As we reach mid-2025, data shows that over 60% of foreign land purchases concentrate in these top five provinces, with Istanbul alone accounting for approximately 25% of all foreign real estate transactions. Foreign buyers particularly favor areas with existing infrastructure, established tourism sectors, and strong resale potential.

What purposes do foreigners typically use their purchased land for in Turkey?

Foreign land buyers in Turkey primarily develop residential projects, ranging from single-family villas to multi-unit housing complexes targeting both local and international markets.

Tourism-related development represents the second most common use, with foreigners building hotels, holiday villages, boutique resorts, and short-term rental properties in coastal and historic areas. Many investors specifically target the growing Airbnb and vacation rental market, particularly in regions like Antalya, Bodrum, and Cappadocia.

Commercial development includes office buildings, retail spaces, logistics centers, and industrial facilities, especially near major cities and transportation hubs. Some foreign buyers establish manufacturing operations or distribution centers to serve both Turkish and regional markets.

Agricultural land purchases often focus on organic farming, vineyards, olive groves, and agritourism projects. However, buyers must remember that agricultural land comes with mandatory use requirements—the land must be actively farmed within two years of purchase to maintain legal ownership.

Mixed-use developments combining residential, commercial, and recreational elements have become increasingly popular among foreign developers seeking to maximize investment returns.

What is the complete step-by-step process for foreigners to buy land in Turkey?

Step Required Actions Timeline
1. Eligibility Check Verify nationality eligibility, land type, and location restrictions 1-2 days
2. Turkish Tax Number Obtain tax identification number from local tax office 1 day
3. Bank Account Open Turkish bank account for transactions and currency exchange 1-3 days
4. Due Diligence Verify title deed, zoning permissions, and any encumbrances 1-2 weeks
5. Preliminary Contract Sign purchase agreement and pay 10-20% deposit 1 day
6. Currency Exchange Convert foreign currency to Turkish Lira through Turkish bank 1 day
7. Property Valuation Obtain mandatory certified appraisal report 3-5 days
8. Military Clearance Receive approval confirming land is not in restricted zone 2-4 weeks
9. Title Deed Transfer Complete final registration at Land Registry Office 1 day
10. Post-Purchase Register utilities, pay taxes, apply for residency if desired 1-2 weeks

Don't lose money on your property in Turkey

100% of people who have lost money there have spent less than 1 hour researching the market. We have reviewed everything there is to know. Grab our guide now.

investing in real estate in  Turkey

What documents are required for each stage and which need official translation or notarization?

The land purchase process requires specific documentation at each stage, with most foreign-language documents requiring official Turkish translation and notarization.

Initially, you'll need your passport (notarized and officially translated into Turkish), proof of address for bank account opening, and any existing business registration documents if purchasing as a company. The Turkish tax identification number application requires your translated passport and a completed application form.

During the purchase process, mandatory documents include the certified property valuation report (prepared by a Turkish-certified appraiser), the Currency Purchase Document proving your funds were converted to Turkish Lira through a Turkish bank, signed preliminary and final sales contracts, and biometric photographs for official records.

For remote purchases, a notarized and apostilled Power of Attorney is essential, allowing your designated representative to act on your behalf. This document must be prepared in your home country, apostilled by the appropriate authority, and then translated and notarized again in Turkey.

Additional required documents include earthquake insurance (DASK) policy, proof of military clearance approval, and various registry office forms completed during the title deed transfer process.

Can foreigners purchase land in Turkey without being physically present in the country?

Yes, foreigners can complete the entire land purchase process remotely through a properly authorized representative.

The key requirement is granting a notarized and apostilled Power of Attorney to a lawyer, real estate agent, or trusted representative in Turkey. This document must be prepared in your home country, apostilled by the appropriate government authority, then translated and notarized in Turkey to be legally valid.

Your representative can handle all aspects of the transaction, including opening bank accounts, conducting due diligence, signing contracts, converting currency, obtaining required approvals, and completing the title deed registration. Some Turkish consulates and title deed offices in major international cities now offer services allowing final registration without visiting Turkey.

However, you should carefully choose your representative and ensure comprehensive insurance coverage for the transaction. Many buyers prefer to visit Turkey at least once to personally inspect the land and meet their representative before granting full authority for such a significant purchase.

It's something we develop in our Turkey property pack.

What are the most common mistakes foreign buyers make and how can they be avoided?

The most frequent and costly mistake is failing to conduct proper due diligence on title deed validity, zoning restrictions, and potential military zone limitations.

Many foreign buyers purchase land without verifying that it's properly registered, has clear title, or is located in an area where foreign ownership is permitted. This can result in the government denying title transfer or even confiscating the property. Always hire a qualified local lawyer to verify all legal aspects before signing any agreements.

Another major pitfall is working with unreliable real estate agents or failing to use proper legal representation. Some international agencies charge significantly higher fees than local agents while providing the same services. Additionally, buyers often underestimate total costs, focusing only on the purchase price while ignoring transfer taxes, legal fees, and ongoing expenses.

Agricultural land buyers frequently misunderstand the mandatory cultivation requirements, assuming they can leave the land undeveloped. Failing to actively use agricultural land within two years can result in state repossession of the property.

To avoid these issues, always work with licensed professionals, conduct comprehensive legal and technical due diligence, understand all associated costs upfront, and ensure you fully comprehend any use restrictions or obligations attached to your specific land purchase.

What are all the costs involved in buying and owning land in Turkey?

The title deed transfer tax represents the largest upfront cost at 4% of the property's declared value, typically split equally between buyer and seller.

Additional upfront expenses include the mandatory property valuation report (€200-€300), notary fees for document authentication (varies by document complexity), sworn translator fees (€100-€200) for non-Turkish speakers, and real estate agent commission (typically 2% paid by the buyer). You'll also pay utility connection fees ranging from 1,800-3,000 Turkish Lira for water, electricity, gas, and internet services.

Ongoing annual costs include property tax ranging from 0.1-0.3% of the land's cadastral value, mandatory earthquake insurance (DASK) costing 100-300 Turkish Lira yearly, and potential maintenance fees if the land is part of a managed development or shared facility complex.

For new properties purchased directly from developers, VAT may apply at rates between 1-18% depending on property type and location, though foreign buyers may qualify for exemptions under certain conditions. Banking fees for currency conversion and wire transfers typically add another 0.5-1% to the total transaction cost.

Total upfront costs generally range from 6-8% of the property value, not including the purchase price itself.

Can foreigners pay entirely in cash, and what are the payment method options?

Cash payment is common and often preferred by Turkish sellers, but carrying large amounts of physical cash involves significant risks and customs declaration requirements for amounts over $10,000.

Bank wire transfer represents the safest and most practical payment method, with mandatory conversion to Turkish Lira through a Turkish bank. This process provides the required Currency Purchase Document proving compliance with Turkish foreign exchange regulations. Most buyers transfer funds electronically to their Turkish bank account, then complete the currency conversion and payment process locally.

Mortgage financing is available to foreign buyers from Turkish banks, typically covering 50-70% of the property value with loan terms of 10-15 years. However, interest rates for foreigners are relatively high, down payments of 30-35% are standard, and approval requires extensive documentation including proof of income, translated financial statements, and property insurance.

The citizenship by investment program requires full cash payment of at least $400,000, so mortgage financing cannot be used for citizenship-seeking purchases. Most investors choose the wire transfer method for its security, legal compliance, and ease of documentation for potential citizenship applications.

Cryptocurrency payments are not legally recognized for real estate transactions in Turkey and should be avoided.

infographics rental yields citiesTurkey

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Turkey versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

Are mortgage options available to foreigners and what are the typical terms?

Turkish banks do offer mortgage financing to foreign buyers, though terms are generally less favorable than those available to Turkish citizens.

Typical loan-to-value ratios range from 50-70% of the property's appraised value, requiring substantial down payments of 30-50%. Loan terms usually span 10-15 years, significantly shorter than mortgages available in many Western countries. Interest rates for foreign borrowers typically range from 15-25% annually as of mid-2025, reflecting both Turkey's economic conditions and additional risk premiums for non-resident borrowers.

Qualification requirements include proof of stable income (usually requiring at least 2-3 times the monthly payment amount), translated and notarized financial statements, employment verification, and comprehensive property insurance. Banks typically require a Turkish guarantor or may accept substantial additional collateral to secure the loan.

The mortgage application process can take 4-8 weeks and requires the property to have proper building permits and habitation licenses. Given the high interest rates and strict requirements, many foreign buyers choose to purchase with cash or arrange financing in their home countries if possible.

Some Turkish banks offer special programs for citizenship-seeking investors, but these loans cannot be used for the minimum $400,000 citizenship investment, which must be paid entirely in cash.

What is the long-term outlook for land prices and development opportunities in Turkey?

The Turkish land market has demonstrated strong growth potential, particularly in major urban centers and established coastal regions, with prices appreciating significantly over the past decade.

Development opportunities remain robust due to continued urbanization, growing tourism sector, and increasing foreign investment interest. Istanbul's ongoing infrastructure projects, including new airport facilities and transportation networks, continue driving land values higher in surrounding areas. Coastal regions like Antalya and Bodrum benefit from sustained international tourism growth and second-home demand from European buyers.

However, the market faces challenges from currency volatility, inflation pressures, and potential regulatory changes affecting foreign ownership rules. The Turkish Lira's fluctuations can significantly impact returns for foreign investors, though this also creates opportunities for buyers with strong foreign currencies.

As of June 2025, most market analysts consider Turkish real estate stable to moderately growing, with the best opportunities in well-located urban and coastal properties. Government initiatives promoting foreign investment and the citizenship program continue supporting demand, while Turkey's strategic location between Europe and Asia maintains its long-term appeal for international investors.

The outlook suggests continued growth in select markets, but success requires careful location selection, thorough market understanding, and awareness of currency and regulatory risks that could affect investment returns.

It's something we develop in our Turkey property pack.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. MBANY Real Estate - Foreign Land Ownership in Turkey
  2. Sedad Law Firm - Land Ownership Pros and Cons
  3. Istanbul Lawyer Firm - Foreign Investment Guide
  4. Deal Turkey - 2025 Foreign Buyer Guide
  5. Terra Real Estate - Land Buying Procedures
  6. Advocate Abroad - Legal Guide to Land Purchase
  7. Bayar Law - Agricultural Land Restrictions
  8. Global Citizen Solutions - Turkey Property Investment
  9. InvestRopa - Land Development Guide
  10. Skyline Holding - Land Purchase Guide