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Buying a property in Burgundy as a foreigner means dealing with transfer taxes, notary fees, agency commissions, and several recurring costs that can add up quickly if you're not prepared.
This blog post breaks down every cost, tax, and fee you'll face when buying, owning, renting out, or selling a residential property in Burgundy in 2026, with real numbers and official French sources so you know exactly what to budget.
We constantly update this article to reflect the latest rates, rules, and market conditions in Burgundy, so the figures you see here are as current as we can make them.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Burgundy.
Overall, how much extra should I budget on top of the purchase price in Burgundy in 2026?
How much are total buyer closing costs in Burgundy in 2026?
As of early 2026, the total buyer closing costs on a resale property in Burgundy typically range from about 7% to 9% of the purchase price, which means on a EUR 200,000 home (roughly USD 238,000) you should expect to pay between EUR 14,000 and EUR 18,000 (about USD 16,600 to USD 21,400) in taxes, notary fees, and disbursements combined.
If you keep expenses to the absolute legal minimum, for instance by buying a new-build in Burgundy with no mortgage and no buyer-side agency fee, your closing costs in Burgundy can drop to around 2.5% of the price, so roughly EUR 5,000 (about USD 5,950) on that same EUR 200,000 property.
At the other end, if you're buying a resale home in Burgundy with a mortgage, buyer-paid agency commission, and extra surveys for an older stone house, a prudent maximum budget is about 11% to 12% of the price, which on a EUR 200,000 purchase means up to EUR 22,000 to EUR 24,000 (around USD 26,000 to USD 28,500).
The main factors that push your closing costs in Burgundy toward the low or high end are whether you're buying new-build or resale (resale has much higher transfer taxes), which of Burgundy's four departements the property sits in (Saone-et-Loire has a lower tax rate than the other three), and whether you're financing with a mortgage or paying cash.
What's the usual total % of fees and taxes over the purchase price in Burgundy?
For a standard resale purchase in Burgundy in 2026, the usual total percentage of all fees and taxes combined sits between about 7.5% and 9.5% of the purchase price, while a new-build purchase typically costs between 2.5% and 4.5% all-in.
This range covers most standard residential transactions in Burgundy, though it can go slightly higher if you add a mortgage guarantee or buyer-side agency fee, or slightly lower if the property is in Saone-et-Loire where the departement transfer tax rate is 4.50% instead of the 5.00% applied in Cote-d'Or, Nievre, and Yonne.
Out of that total, the biggest share goes to government taxes, specifically the transfer tax (called DMTO), which alone accounts for roughly 5.8% to 6.3% of the price on resale, while the notary's professional fees (regulated tariff plus disbursements) typically make up 1% to 2% of the total.
By the way, you will find much more detailed data in our property pack covering the real estate market in Burgundy.
What costs are always mandatory when buying in Burgundy in 2026?
As of early 2026, the costs that are always mandatory when buying property in Burgundy are the transfer taxes (registration taxes paid to the government), the notary's regulated remuneration, the notary's disbursements for official searches and document filings, and a small security contribution, all of which are collected through the notary at the time of signing.
Beyond those mandatory items, costs that are optional but highly recommended in Burgundy include an independent building survey (especially for older stone houses where roof, damp, and septic issues are common), translation or interpreter support if you're not fluent in French legal language, and a mortgage broker if you're financing from abroad or have complex income.
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What taxes do I pay when buying a property in Burgundy in 2026?
What is the property transfer tax rate in Burgundy in 2026?
As of early 2026, the property transfer tax on a resale home in Burgundy is made up of a departement rate (5.00% in Cote-d'Or, Nievre, and Yonne, or 4.50% in Saone-et-Loire), plus a 1.20% communal add-on and a small state levy, which brings the total transfer tax to roughly 5.8% to 6.3% of the purchase price depending on which part of Burgundy the property is in.
There is no extra transfer tax or surcharge for foreign buyers in Burgundy, because the French transfer tax system is based on the property type and the legal nature of the transaction, not on the buyer's nationality or passport.
VAT (at 20%) generally applies only when you buy a new-build property from a developer in Burgundy, and in that case the VAT is usually already included in the advertised price, which is why new-build acquisition costs are much lower (around 2% to 3%) than resale.
What English speakers often call "stamp duty" in Burgundy is effectively the registration and transfer taxes described above, and they are paid at the time of signing through the notary, who collects the full amount from the buyer and then forwards it to the French tax administration.
Are there tax exemptions or reduced rates for first-time buyers in Burgundy?
France does not offer a broad first-time buyer transfer tax exemption like some other countries, so first-time buyers in Burgundy will generally pay the same transfer tax rates as any other buyer on a resale property.
If you buy through a company such as an SCI (a common French property-holding structure), the transfer tax treatment is usually similar for a standard asset purchase, but buying company shares instead of the property itself places you in a different legal and tax lane with potentially different rates.
The biggest tax difference in Burgundy is between new-build and resale: buying a new-build from a developer typically means total acquisition costs of about 2% to 3%, compared to 7% to 9% for a resale property, because the VAT regime replaces the higher transfer taxes.
Since there is no universal first-time buyer discount in France, the main way to access reduced rates in Burgundy is to purchase a property that qualifies under a specific tax regime (such as new-build or certain social housing programs), which the notary will verify as part of the transaction.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in France versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
Which professional fees will I pay as a buyer in Burgundy in 2026?
How much does a notary or conveyancing lawyer cost in Burgundy in 2026?
As of early 2026, the total notary bill in Burgundy (which bundles taxes, the notary's regulated fee, and disbursements into one payment) typically comes to about 7% to 8% of the price for resale or 2% to 3% for new-build, so on a EUR 200,000 resale purchase in Burgundy, expect a combined notary bill of roughly EUR 14,000 to EUR 16,000 (around USD 16,600 to USD 19,000).
The notary's own remuneration within that total is a regulated, sliding-scale percentage of the property price (not a flat rate), and it only represents a small portion of the bill, because the bulk of what people call "notary fees" in Burgundy is actually government transfer taxes passing through the notary's hands.
If you need document translation or a live interpreter for the signing in Burgundy, budget roughly EUR 200 to EUR 600 (about USD 240 to USD 710) for key document translations, and EUR 300 to EUR 800 (about USD 360 to USD 950) per session for an interpreter, depending on the language and travel involved.
A tax advisor is not always necessary if your situation is straightforward, but if you do want one for a Burgundy purchase, a one-off consultation typically costs EUR 200 to EUR 600 (around USD 240 to USD 710), while more complex structuring work involving an SCI or cross-border issues can run from EUR 1,000 to EUR 3,000 or more (about USD 1,190 to USD 3,570).
Whether you end up needing a tax advisor in Burgundy mostly depends on whether you're buying through a company, have residency in multiple countries, or plan to rent the property out, because in simpler cases the notary typically handles the tax side as part of the standard process.
We have a whole part dedicated to these topics in our our real estate pack about Burgundy.
What's the typical real estate agent fee in Burgundy in 2026?
As of early 2026, the typical real estate agent fee in Burgundy ranges from about 4% to 8% of the property price, so on a EUR 200,000 home that means roughly EUR 8,000 to EUR 16,000 (around USD 9,500 to USD 19,000), with the percentage tending to be lower on more expensive properties.
In Burgundy, the listing will state whether the agency fee is included in the advertised price ("FAI," meaning the seller effectively pays) or charged separately to the buyer, so you need to check each listing carefully because the structure affects both your out-of-pocket costs and the taxable base used to calculate transfer taxes.
The realistic low-to-high range for agent fees in Burgundy runs from about 3% on a higher-value property to as much as 10% on a very low-priced rural home, because agents in slower Burgundy micro-markets sometimes charge higher percentages to make the transaction worthwhile.
How much do legal checks cost (title, liens, permits) in Burgundy?
In Burgundy, most core legal checks (title search, liens verification, and permit review) are handled by the notary and appear as disbursements on the completion statement, typically costing between EUR 800 and EUR 1,500 (roughly USD 950 to USD 1,800), though more complex files can be higher.
If you need a formal property valuation, for example because your lender requires one, budget about EUR 250 to EUR 600 (around USD 300 to USD 710) for a standard residential valuation in Burgundy.
The legal check you should never skip in Burgundy, especially for older village houses and farmhouses, is verifying the septic system compliance (assainissement non collectif) and checking for boundary servitudes or rights of way, because these issues are extremely common in rural Burgundy and can create costly surprises after purchase.
Buying a property with hidden issues is something we mention in our list of risks and pitfalls people face when buying real estate in Burgundy.
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What hidden or surprise costs should I watch for in Burgundy right now?
What are the most common unexpected fees buyers discover in Burgundy?
The most common unexpected costs buyers discover in Burgundy are septic system upgrades (assainissement non collectif), roof or structural timber (charpente) repairs on older stone houses, damp remediation work, and boundary or right-of-way issues with neighboring properties, all of which can easily cost more than the notary's entire professional fee.
In Burgundy, property taxes are tied to the owner for the tax year, so you generally won't inherit unpaid taxes from the seller, but the notary should verify that the seller is up to date and handle any prorated adjustments at completion.
Scams involving fake listings or fraudulent fees do exist in France, so the safest rule in Burgundy is to make sure all funds flow through the notary's official escrow process and never pay "reservation fees" to unverified accounts.
Fees that are usually not disclosed upfront in Burgundy include mortgage guarantee costs (if you're borrowing), the true cost of "optional but actually needed" surveys on older properties, and upcoming major works contributions if you're buying an apartment in a copropriete building.
In our property pack covering the property buying process in Burgundy, we go into details so you can avoid these pitfalls.
Are there extra fees if the property has a tenant in Burgundy?
If the property you're buying in Burgundy has a sitting tenant, the main extra costs are legal review of the existing lease (typically EUR 200 to EUR 500, roughly USD 240 to USD 595) and potentially a delay cost if you planned to move in quickly, since French tenant protections can prevent immediate occupancy.
When you buy a tenanted property in Burgundy, you legally inherit the existing lease under exactly the same terms, which means you must honor the rent amount, the lease duration, and the tenant's rights for the remainder of the contract.
You generally cannot terminate the lease immediately after purchase in Burgundy, because French law requires landlords to give notice only at specific points (usually the end of the lease term) and only for legally valid reasons such as personal occupancy, sale, or serious breach by the tenant.
A sitting tenant in Burgundy usually lowers the property's market value by around 10% to 20% compared to a vacant equivalent, which can actually work in your favor as a negotiating lever if you're willing to be patient.
If you want to optimize your rental strategy, you can read our complete guide on how to buy and rent out in Burgundy.
We have made this infographic to give you a quick and clear snapshot of the property market in France. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
Which fees are negotiable, and who really pays what in Burgundy?
Which closing costs are negotiable in Burgundy right now?
The main negotiable closing costs in Burgundy are the real estate agent's commission, the scope and cost of buyer-commissioned surveys, and to a lesser extent, the notary's small non-regulated extras, while everything else on the buyer's bill is essentially fixed.
Transfer taxes, the notary's regulated tariff, and official disbursements are all set by law or government regulation in France, so these items cannot be negotiated down in Burgundy or anywhere else in the country.
On the negotiable items, buyers in Burgundy can realistically achieve a 0.5 to 1.5 percentage-point reduction on the agency commission (especially for properties that have been listed for a while), and can save EUR 200 to EUR 500 by carefully scoping which extra surveys they truly need.
Can I ask the seller to cover some closing costs in Burgundy?
In Burgundy's current market, asking the seller to cover some closing costs is uncommon but not impossible, with the best chances typically found on properties that have sat unsold for several months or on new-build developments where developers sometimes offer "notary fee" subsidies as a promotional incentive.
When sellers in Burgundy do agree to cover costs, it's most commonly a contribution toward the buyer's acquisition fees (the notary-side bill), and this is sometimes marketed by developers as "we pay your notary fees" to attract buyers.
Sellers in Burgundy are more likely to accept covering some costs when the market is slow, the property needs significant work, or when the buyer makes a clean offer with few conditions, because in those situations the seller's priority is closing the deal rather than maximizing every euro.
Is price bargaining common in Burgundy in 2026?
As of early 2026, price bargaining is very common in much of Burgundy, especially for rural homes needing renovation, properties that have been listed for several months, and listings where the agency fee is structured on the buyer's side.
Buyers in Burgundy typically negotiate between 3% and 8% below the asking price, which on a EUR 200,000 listing means a discount of roughly EUR 6,000 to EUR 16,000 (about USD 7,100 to USD 19,000), with larger reductions possible when major renovation work is obvious or in less sought-after villages outside the main wine areas.
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What monthly, quarterly or annual costs will I pay as an owner in Burgundy?
What's the realistic monthly owner budget in Burgundy right now?
A realistic monthly owner budget in Burgundy (excluding any mortgage payment) is roughly EUR 200 to EUR 500 per month (about USD 240 to USD 595), depending on whether you own an apartment or a house and how large the property is.
The main recurring expense categories making up this monthly budget in Burgundy are home insurance, heating and utilities (which can be significant in Burgundy's cold winters), routine maintenance, and building charges if you own an apartment in a copropriete.
For an apartment in Burgundy, expect roughly EUR 150 to EUR 400 per month (about USD 180 to USD 475) covering building charges, insurance, and basic utilities, while a house typically runs EUR 200 to EUR 500 per month (around USD 240 to USD 595) because you're responsible for all exterior maintenance, heating, and garden or outbuilding upkeep.
The monthly cost that tends to vary the most in Burgundy is heating, because older stone houses and farmhouses can be expensive to heat in winter unless you've invested in insulation, and the cost difference between a well-insulated apartment in Dijon and a drafty rural farmhouse can easily be EUR 150 to EUR 250 per month in the cold months.
You can see how this budget affect your gross and rental yields in Burgundy here.
What is the annual property tax amount in Burgundy in 2026?
As of early 2026, annual property tax (taxe fonciere) in Burgundy typically ranges from about EUR 800 to EUR 2,800 per year (roughly USD 950 to USD 3,330), depending on the commune, the property size, and whether the property is used as a main or second home.
For a small apartment or village house in Burgundy, expect roughly EUR 800 to EUR 1,400 per year (about USD 950 to USD 1,670), while a family house in or near Dijon or another high-demand commune can run EUR 1,500 to EUR 2,800 or more per year (around USD 1,800 to USD 3,330).
Property tax in Burgundy is calculated by taking the property's cadastral rental value (a theoretical rent figure originally set in the 1970s and periodically adjusted), applying a 50% discount for maintenance, and then multiplying by the local tax rate voted each year by the commune, which is why the amount varies so much from one Burgundy town to another.
Some property owners in Burgundy can access exemptions or reductions: new-build homes are typically exempt from taxe fonciere for the first two years, owners over 75 living in the property as their main home may qualify for a full exemption if their income is below a set threshold, and second-home owners should be aware that taxe d'habitation still applies to them even though it has been abolished for main residences.
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of France. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
If I rent it out, what extra taxes and fees apply in Burgundy in 2026?
What tax rate applies to rental income in Burgundy in 2026?
As of early 2026, rental income from a property in Burgundy is taxed under France's progressive income tax system (with rates from 0% up to 45% depending on your total taxable income), plus social charges of 17.2% for non-EU residents or 7.5% for EU/EEA residents with proper health coverage.
Landlords in Burgundy can deduct expenses from their rental income, with the method depending on the rental type: for unfurnished rentals under the micro-foncier regime you get an automatic 30% deduction, for furnished rentals under micro-BIC the allowance is 30% to 50% (depending on classification), and under the real regime you can deduct actual expenses like mortgage interest, repairs, insurance, and management fees.
After deductions, the effective tax rate for a typical non-resident landlord in Burgundy often lands between 20% and 35% of net rental income, though this varies widely based on your total income, your country of tax residence, and which regime you choose.
Non-resident property owners in Burgundy pay a minimum income tax rate of 20% on French rental income up to about EUR 29,300 and 30% above that threshold, which is often higher than the rate a French resident would pay on the same income, so treaty benefits and careful regime choice really matter for foreign landlords in Burgundy.
Do I pay tax on short-term rentals in Burgundy in 2026?
As of early 2026, short-term rental income in Burgundy is fully taxable and comes with additional obligations including a local tourist tax (taxe de sejour) collected per guest per night, a mandatory registration requirement for furnished tourist accommodation (meuble de tourisme), and possible business-type charges like the CFE if you rent frequently.
Short-term rental income in Burgundy is generally taxed under the BIC regime rather than the foncier regime used for long-term unfurnished rentals, and since the November 2024 law tightened the rules, the micro-BIC threshold for non-classified furnished tourist rentals has dropped significantly, meaning more short-term landlords in Burgundy may now need to use the real accounting regime.
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If I sell later, what taxes and fees will I pay in Burgundy in 2026?
What's the total cost of selling as a % of price in Burgundy in 2026?
As of early 2026, the total cost of selling a property in Burgundy (excluding any capital gains tax) typically ranges from about 5% to 8% of the sale price, though selling privately without an agent can bring it significantly lower.
The realistic low-to-high range for total selling costs in Burgundy runs from roughly 1% to 2% if you sell privately with minimal preparation, up to about 8% to 10% if you use an agent, pay for pre-sale diagnostics, and have early mortgage repayment fees.
The main cost categories making up that total in Burgundy are the real estate agent's commission (usually the largest item), mandatory pre-sale diagnostic reports, any early mortgage repayment penalty if you have an outstanding loan, and the notary's administrative contribution on the seller's side.
The single largest contributor to selling expenses in Burgundy is almost always the real estate agent's commission, which typically accounts for 4% to 8% of the sale price and can dwarf all other seller-side costs combined.
What capital gains tax applies when selling in Burgundy in 2026?
As of early 2026, selling a property in Burgundy that is not your main residence triggers a capital gains tax of 19% (income tax portion) plus 17.2% in social charges, for a combined base rate of 36.2% on the taxable gain, and an additional surtax of 2% to 6% may apply if the gain exceeds EUR 50,000.
The most important exemption in Burgundy (and all of France) is the main residence exemption, which completely eliminates capital gains tax if the property was your primary home at the time of sale, and beyond that, a holding-period allowance gradually reduces the tax, leading to full income tax exemption after 22 years and full social charges exemption after 30 years of ownership.
Foreign sellers in Burgundy do not pay a different capital gains tax rate based on nationality, but non-residents may face higher social charges (17.2% vs. 7.5% for EU/EEA residents with an S1 certificate), and the notary withholds the tax at the time of sale on behalf of the tax administration.
The taxable capital gain in Burgundy is calculated by subtracting the original purchase price (plus acquisition costs, which can be actual or a flat 7.5% estimate) and the cost of any documented improvements from the sale price, then applying the holding-period allowances to arrive at the amount that is actually taxed.
We made this infographic to show you how property prices in France compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Burgundy, we always rely on the strongest methodology we can ... and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| DGFiP - DMTO rates (1 Jan 2026) | Official French tax authority publication listing transfer-tax rates by departement. | We pulled the 2026 departement rates for Burgundy's four departements (Cote-d'Or, Nievre, Saone-et-Loire, Yonne). We used those rates to compute realistic buyer tax budgets in Burgundy in early 2026. |
| BOFiP - DMTO overview | Official tax doctrine explaining how transfer taxes are applied in practice. | We used it to confirm that a state collection levy applies on top of the departement tax. We used that to build the Burgundy-specific "all-in transfer tax" percentages. |
| BOFiP - communal add-on rate | Official published scale for the communal additional transfer tax. | We used it to confirm the 1.20% communal add-on that applies to property transfers. We then added it to Burgundy's departement rates to estimate total transfer tax on resale purchases. |
| Notaires de France - reduced vs full acquisition costs | National notaries' official information site on buyer costs. | We used it to anchor the rule of thumb: roughly 7% to 8% for resale and 2% to 3% for new-build acquisition costs. We then broke that into taxes vs professional fees so you can budget line-by-line. |
| Notaires de France - DMTO and sale-cost explainer | Direct notaries' explainer of what buyers pay and when. | We used it to confirm which components are borne by the buyer and when they're paid. We used it to frame which costs are truly mandatory versus situation-dependent. |
| Ministry of Economy - buyer fee guide | French government consumer guide explaining the full cost stack. | We used it to confirm the standard components buyers see at completion. We used it to support the mandatory vs optional cost classification in plain language. |
| ANIL - acquisition fee calculator | Public-interest housing information body known for neutral guidance. | We used it to triangulate the same acquisition cost components (taxes plus notary tariff plus disbursements). We used it to validate that our Burgundy budgets are realistic for individual buyers. |
| DGFiP - furnished rental guidance | Official tax page explaining how furnished rental income is declared and taxed. | We used it to describe the common simplified regime (micro-BIC) and its built-in expense allowance. We used it as the backbone for the rental income section. |
| DGFiP - capital gains tax page | Tax administration's official framework for taxed capital gains. | We used it to confirm the notary's role in collecting capital gains tax at sale. We used it to structure the selling costs section and holding-period allowances. |
| Legifrance - November 2024 short-term rental law | Official publication platform for French laws and decrees. | We used it to confirm that short-term rental rules tightened recently and matter in early 2026. We used it as the hard-law cross-check behind the government guidance pages. |
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