Do you list your sources?
Yes, on every table. Each one says where the figures came from and the month they were collected: registered sale prices, housing association annual reports and maintenance plans, published duty and broker rates, listing and bidding histories we track ourselves, and what the brokers we work with in each area are seeing week to week. Anything that is an estimate rather than a recorded number is labelled as one.
Am I buying a flat or a share in something?
Almost always a share. The association owns the building, you own a share in it and the right to live in your flat, and the association's finances become yours through the monthly fee. Two identical flats with different associations behind them are not the same purchase, which is what document 04 measures.
Can the board really refuse me?
Yes. Membership of the association is approved by its board, and a buyer who will not be living in the country is exactly the profile that gets questioned. It is worth establishing the position before you bid rather than after, which is document 08.
Can I buy it and rent it out?
Not as a business. Letting a co-operative flat requires the board's permission, which is given for a stated reason and a limited period, and repeated letting is usually refused. If income is the point of the purchase, document 12 explains what actually works here and what does not.
Can I see what the other bids were?
Afterwards, yes. The broker has to keep a list of every bid received, with times and amounts, and hand it over when the sale is done. Knowing that exists changes how you treat the last rounds. Document 03 covers how bidding really runs and what to ask for.
Is there stamp duty here?
On a house, yes, and on a mortgage deed as well. On a share in a housing association, no, only a small transfer fee. It is one of the few places where the form of ownership changes your bill by a serious amount, and document 06 works both through.
How long are the documents?
One to four pages each. They are tables and checklists rather than reports, so any one of them takes about ten minutes to read.
Which areas do you cover?
Eighteen areas: Gamla Stan, Norrmalm, Östermalm, Vasastan, Kungsholmen, Södermalm, Hammarby Sjöstad, Liljeholmen, Årsta, Hägersten, Bromma, Solna, Sundbyberg, Nacka, Danderyd, Täby, Norra Djurgårdsstaden and Barkarby. If you need somewhere or a specific association that is not in there, write to us and we will put it together for you at no extra cost.
I have a question about my own situation.
Ask us. If the answer is in the research we already have, we will send it. If it needs a call to someone in that area or a look at a specific association, we will do that too and come back to you, at no extra cost.
Is $99 a lot for a set of documents?
You are about to commit several million kronor to a market where the building's accounts matter more than the kitchen. Debt you did not read, a board that says no, a flat you are not allowed to let: there are plenty of ways this gets expensive.
What format are they in, and when do I get them?
PDF, so you can read them on your phone, tablet or computer. The download link appears on screen straight after payment and a copy arrives by email.
How often are they updated?
Every quarter. Our contacts in Stockholm re-check the numbers before each release, so the version you download today is the one updated this quarter.
I have another question.