Do you list your sources?
Yes, on every table. Each one says where the figures came from and the month they were collected: registered sale prices, published duty and agency rates, listing and bidding histories we track ourselves, co-operative accounts shared with us by owners, and what the agents we work with in each area are seeing week to week. Anything that is an estimate rather than a recorded number is labelled as one.
Is the rain really a problem for a house here?
For timber on a slope, yes, and it is the difference between a charming address and a standing bill. Drainage, roof valleys, cladding and ventilation are where the money goes, and the seller's survey grades them in a way that takes a minute to learn to read. Document 03 does exactly that.
Why is the price on the listing not the price?
Because a large share of flats here are held through a housing co-operative. You buy a share, and a portion of the building's loan comes with it, paid off through the monthly charge. Two flats with the same advertised price can cost very different amounts once that debt is counted, which is document 10.
Is it true I can win the bidding and still lose the flat?
In a co-operative, yes. Members hold a right to step in after the bidding and take the property at the price you agreed. It is legal, common and infuriating if nobody warned you. How to see it coming, and how people work around it, is in document 06.
Can I withdraw a bid?
No. A bid here is binding as soon as it is accepted, and the rounds move in minutes rather than days. That is why document 09 exists: everything you would normally check after agreeing a price has to be done before you send anything.
Can a foreigner actually buy property here?
Yes, with no restriction on ownership for a city flat. The friction is practical rather than legal: you will need a Norwegian identification number and an account here to settle, and lending to non residents is difficult. Document 07 lists what to arrange before you start looking.
What does it mean if the house is protected?
In the old timber quarters it means the facade, the windows and often the colour are not yours to change, and fire rules for dense wooden streets add requirements of their own. What that allows and forbids, and what it does to a renovation budget, is in document 09.
How long are the documents?
One to four pages each. They are tables and checklists rather than reports, so any one of them takes about ten minutes to read.
Which areas do you cover?
Eighteen areas: Nordnes, Bryggen and Bergenhus, Sandviken, Skansen, Marken, Kalfaret, Møhlenpris, Nygård, Årstad, Landås, Minde, Fjøsanger, Paradis, Fana, Bønes, Fyllingsdalen, Laksevåg and Åsane. If you need somewhere or a specific building that is not in there, write to us and we will put it together for you at no extra cost.
I have a question about my own situation.
Ask us. If the answer is in the research we already have, we will send it. If it needs a call to someone in that area or a look at a specific building, we will do that too and come back to you, at no extra cost.
Is $99 a lot for a set of documents?
You are about to commit several million kroner in a market where a bid cannot be taken back. Rot behind the cladding, debt you did not see behind the price, a facade you are not allowed to touch: there are plenty of ways this gets expensive.
What format are they in, and when do I get them?
PDF, so you can read them on your phone, tablet or computer. The download link appears on screen straight after payment and a copy arrives by email.
How often are they updated?
Every quarter. Our contacts in Bergen re-check the numbers before each release, so the version you download today is the one updated this quarter.
I have another question.