Authored by the expert who managed and guided the team behind the Montenegro Property Pack
Yes, the analysis of Tivat's property market is included in our pack
This article covers everything about rents in Tivat in 2026, from monthly costs by apartment size to which neighborhoods attract the best tenants.
We update this blog post regularly so you always have the latest rental figures for Tivat's coastal market.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Tivat.
Insights
- Tivat operates as two rental markets: standard neighborhoods like Seljanovo rent for around €850/month for a 1-bedroom, while Porto Montenegro units exceed €3,000 for similar sizes.
- Rents in Tivat have risen 6% to 10% year-over-year into January 2026, outpacing the national average due to sustained expat and marina worker demand.
- A typical long-term rental in Tivat costs around €16 per square meter monthly, but waterfront properties near Porto Montenegro can reach €40/sqm or more.
- Furnished apartments dominate Tivat's rental market, making up roughly 80% of long-term listings because expats and seasonal professionals prefer move-in-ready units.
- Vacancy rates in Tivat sit between 4% and 7% for standard rentals, though overpriced luxury units can remain empty for months.
- Peak tenant demand in Tivat hits during August to October, followed by a secondary wave from March to May.
- Young professionals in Tivat gravitate toward Seljanovo and Kalimanj, within walking distance of Porto Montenegro's cafes and hospitality jobs.
- Families renting in Tivat prefer Donja Lastva and Mrčevac for larger apartments, quieter streets, and easier parking.
- Annual property tax in Tivat runs between 0.25% and 0.50% of cadastral value, which often differs from market value.
What are typical rents in Tivat as of 2026?
What's the average monthly rent for a studio in Tivat as of 2026?
As of early 2026, the average monthly rent for a studio in Tivat is around €580 ($610 USD) for a furnished 25 to 35 square meter unit in a standard neighborhood.
Studio rents in Tivat range from €450 to €750/month ($475 to $790 USD), with lower prices in older buildings further from the waterfront and higher prices in newer constructions near Porto Montenegro.
Key factors affecting studio rents in Tivat include proximity to the marina, building age and condition, and whether the unit includes air conditioning and modern finishes.
What's the average monthly rent for a 1-bedroom in Tivat as of 2026?
As of early 2026, the average monthly rent for a 1-bedroom in Tivat is around €850 ($890 USD) for typical 40 to 55 square meter units on long-term lease.
1-bedroom rents in Tivat range from €650 to €1,050/month ($680 to $1,100 USD), though marina-adjacent units in Porto Montenegro can reach €1,400 to €3,000 depending on quality.
Kava and Mrčevac have the cheapest 1-bedroom rents in Tivat, while Seljanovo and Donja Lastva command higher prices for waterfront walkability and newer buildings.
What's the average monthly rent for a 2-bedroom in Tivat as of 2026?
As of early 2026, the average monthly rent for a 2-bedroom in Tivat is around €1,200 ($1,260 USD) for a typical 60 to 85 square meter unit in Seljanovo or Kalimanj.
2-bedroom rents in Tivat span €900 to €1,500/month ($945 to $1,575 USD), with prime Porto Montenegro and sea view apartments reaching €2,500 to €6,000 for luxury inventory.
Mrčevac and Lepetane offer the most affordable 2-bedroom rents since they sit further from the marina, while Donja Lastva and Porto Montenegro are most expensive.
By the way, you will find much more detailed rent ranges in our property pack covering the real estate market in Tivat.
What's the average rent per square meter in Tivat as of 2026?
As of early 2026, the average rent per square meter in Tivat for standard long-term rentals is around €16/month ($17 USD) for typical furnished apartments outside the premium waterfront zone.
Rent per square meter in Tivat ranges from €13 to €20 ($14 to $21 USD) in standard neighborhoods, while Porto Montenegro and top waterfront locations reach €25 to €40+ per square meter.
Tivat's rent per square meter sits notably higher than Podgorica (€10 to €12) and similar to Budva, reflecting Tivat's status as a premium coastal destination.
Characteristics pushing rent above average in Tivat include sea views with terrace, walkability to Porto Montenegro, secured parking, and new construction with good climate control.
How much have rents changed year-over-year in Tivat in 2026?
As of early 2026, rents in Tivat have increased 6% to 10% compared to January 2025, higher than Montenegro's national average due to concentrated expat and tourism demand.
Main factors driving Tivat rent increases include sustained demand from remote workers and marina employees, limited long-term rental supply, and the town's growing reputation as a premium destination.
This year's rent growth is slightly slower than the post-2022 surge when rents spiked due to migration waves, suggesting the market is normalizing but remains landlord-friendly.
What's the outlook for rent growth in Tivat in 2026?
As of early 2026, Tivat rents are projected to grow 4% to 8% over the coming year for standard rentals, with prime waterfront potentially seeing high single-digit increases if supply stays tight.
Key factors influencing Tivat rent growth include tourism-linked economic strength, demand from international remote workers, and whether new supply enters long-term rentals rather than seasonal use.
Seljanovo and Donja Lastva are expected to see strongest rent growth, where walkability to Porto Montenegro keeps demand consistently high among expats.
Risks include a tourism slowdown, local affordability pressure, or a surge of apartments becoming available for annual leases instead of seasonal rentals.
We have made this infographic to give you a quick and clear snapshot of the property market in Montenegro. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
Which neighborhoods rent best in Tivat as of 2026?
Which neighborhoods have the highest rents in Tivat as of 2026?
As of early 2026, the highest-rent neighborhoods in Tivat are Porto Montenegro (1-bedrooms often exceed €2,000/$2,100 USD), Donja Lastva (around €1,100/$1,155 USD), and Seljanovo (around €950/$1,000 USD).
These neighborhoods command premium rents because they offer waterfront access, modern buildings, walkability to marina restaurants, and an international-standard lifestyle.
Tenants in these high-rent Tivat neighborhoods typically include marina professionals, international remote workers, yacht crew, and expats seeking Mediterranean lifestyle with modern amenities.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Tivat.
Where do young professionals prefer to rent in Tivat right now?
Young professionals in Tivat prefer Seljanovo, Kalimanj, and Kava, all offering easy access to the marina, cafes, and coworking-friendly spaces.
Young professionals in these Tivat neighborhoods pay €700 to €1,000/month ($735 to $1,050 USD) for a 1-bedroom, with Kava offering better value and Seljanovo commanding a walkability premium.
Amenities attracting young professionals include proximity to Porto Montenegro's gyms and restaurants, reliable internet, a lively atmosphere, and walkability to hospitality jobs.
By the way, you will find a detailed tenant analysis in our property pack covering the real estate market in Tivat.
Where do families prefer to rent in Tivat right now?
Families in Tivat prefer Donja Lastva, Mrčevac, and Lepetane, which offer quieter streets, larger apartments, and more space than the marina core.
Families renting 2-3 bedrooms in these Tivat neighborhoods pay €1,000 to €1,600/month ($1,050 to $1,680 USD), with Mrčevac cheaper and Donja Lastva pricier for waterfront proximity.
These neighborhoods attract families with calmer residential atmosphere, easier parking, seaside promenades, and space for children away from tourist crowds.
Educational options include the local elementary school in town, with international schools in nearby Kotor or Budva reachable within 20 to 30 minutes.
Which areas near transit or universities rent faster in Tivat in 2026?
As of early 2026, fastest-renting areas in Tivat are near Tivat Airport/Mrčevac (popular with airline staff), town center/Kalimanj (best connectivity), and Seljanovo marina corridor (close to service jobs).
Properties in these high-demand Tivat areas stay listed 10 to 15 days when priced correctly, versus 25+ days for less connected or overpriced units.
The rent premium for properties near Tivat's transit points or marina employment hub runs €50 to €150/month ($55 to $160 USD) above comparable units further away.
Which neighborhoods are most popular with expats in Tivat right now?
The most expat-popular neighborhoods in Tivat are Porto Montenegro (leading for international residents), Seljanovo (more affordable marina access), and Donja Lastva (quieter waterfront lifestyle).
Expats in these Tivat neighborhoods pay €1,000 to €2,500/month ($1,050 to $2,625 USD) for 1-2 bedrooms, with Porto Montenegro highest and Seljanovo offering better value.
These neighborhoods attract expats with international-standard apartments, English-speaking services, reliable internet, and lifestyle amenities like restaurants and fitness facilities.
Expat communities include British, Russian, and Western European nationals, plus growing numbers of American and Canadian remote workers.
And if you are also an expat, you may want to read our exhaustive guide for expats in Tivat.
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Who rents, and what do tenants want in Tivat right now?
What tenant profiles dominate rentals in Tivat?
Tivat's rental market is dominated by marina/hospitality professionals in the Porto Montenegro ecosystem, remote workers seeking furnished 6-12 month leases, and local households upgrading or downsizing.
In Tivat, marina and hospitality workers make up 35% to 40% of long-term tenants, international remote workers 30% to 35%, and local Montenegrin households 25% to 30%.
Each profile seeks different properties: marina workers want affordable 1-bedrooms near the waterfront, remote workers prioritize furnished units with good internet, and families look for 2-3 bedrooms with parking.
If you want to optimize your cashflow, you can read our complete guide on how to buy and rent out in Tivat.
Do tenants prefer furnished or unfurnished in Tivat?
In Tivat, 75% to 80% of tenants prefer furnished units and only 20% to 25% seek unfurnished, reflecting the high proportion of mobile workers and expats.
The rent premium for furnished apartments in Tivat is around €100 to €200/month ($105 to $210 USD), varying by furniture and appliance quality.
Tenants preferring furnished rentals include expats, remote workers on medium-term stays, yacht crew, and seasonal hospitality staff avoiding the hassle of moving furniture.
Which amenities increase rent the most in Tivat?
Top rent-boosting amenities in Tivat are sea view with terrace, walkability to Porto Montenegro, private/secured parking, new construction with elevator/insulation, and on-site pool/gym/reception.
Premiums in Tivat: sea view/terrace adds €150-€300/month ($160-$315 USD), marina walkability €100-€200, parking €50-€100, new build quality €75-€150, and building amenities €100-€250+.
In our property pack covering the real estate market in Tivat, we cover what are the best investments a landlord can make.
What renovations get the best ROI for rentals in Tivat?
Best ROI renovations in Tivat: modern AC/heating, bathroom/kitchen refresh, window/insulation upgrades, reliable internet with workspace corner, and terrace improvements.
Costs and returns in Tivat: climate control €1,500-€3,000 adds €50-€100/month, bathroom/kitchen €3,000-€7,000 adds €75-€150/month, windows/insulation €2,000-€5,000 adds €40-€80/month.
Poor ROI renovations to avoid: luxury finishes exceeding neighborhood norms, pools in buildings with shared facilities, and lengthy structural changes keeping properties off-market.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Montenegro versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
How strong is rental demand in Tivat as of 2026?
What's the vacancy rate for rentals in Tivat as of 2026?
As of early 2026, the vacancy rate for long-term rentals in Tivat is around 4% to 7%, indicating a tight market where well-priced units find tenants quickly.
Vacancy in Tivat varies from 3% to 4% in high-demand areas like Seljanovo and Kalimanj, up to 8% to 10% for overpriced luxury units or less convenient locations.
Tivat's current vacancy is slightly below the historical 6% to 8% average, reflecting strong post-pandemic demand from expats and remote workers.
Finally please note that you will have all the indicators you need in our property pack covering the real estate market in Tivat.
How many days do rentals stay listed in Tivat as of 2026?
As of early 2026, rentals in Tivat stay listed around 15 to 20 days for correctly priced long-term units, varying significantly by quality and asking price.
Days on market in Tivat range from 10-15 days for well-priced 1-bedrooms in Seljanovo or Kalimanj, to 45+ days for overpriced premium units.
Current days-on-market is similar to a year ago, as tenant demand has kept pace with new supply, maintaining a balanced but landlord-friendly market.
Which months have peak tenant demand in Tivat?
Peak long-term tenant demand in Tivat is August through October (relocations and work-season resets), with a secondary peak March through May (pre-summer positioning).
Seasonal demand in Tivat is driven by tourism hiring cycles, yacht crew rotations at Porto Montenegro, and expat moves timed to warmer weather.
Lowest demand for long-term rentals is December through February, when holiday travel reduces relocations and owners shift focus to short-term lets.
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What will my monthly costs be in Tivat as of 2026?
What property taxes should landlords expect in Tivat as of 2026?
As of early 2026, landlords in Tivat should expect annual property taxes of €500 to €1,500 ($525 to $1,575 USD) for a typical apartment, or €40 to €125 monthly.
Property taxes in Tivat range from 0.25% to 0.50% of cadastral value, with waterfront and premium properties toward the higher end.
Tivat property taxes are based on cadastral value (not market value) set by municipal authorities, with rates published in the Official Gazette.
Please note that, in our property pack covering the real estate market in Tivat, we cover what exemptions or deductions may be available to reduce property taxes for landlords.
What utilities do landlords often pay in Tivat right now?
Landlords in Tivat commonly pay building/common-area fees (maintenance, cleaning, shared facilities) and sometimes internet/TV in furnished units as a marketing perk.
Monthly costs: building fees €30 to €80 ($32 to $84 USD) depending on property, plus €20 to €40 ($21 to $42 USD) for internet if included.
In Tivat, tenants typically pay consumption utilities directly (electricity via EPCG, water via Vodovod Tivat), while landlords handle fixed building charges.
How is rental income taxed in Tivat as of 2026?
As of early 2026, rental income in Tivat is subject to personal income tax at progressive rates of 9% and 15% depending on income level, following 2025 reforms.
Deductions landlords can claim include documented maintenance expenses, property management fees, and depreciation, depending on how rental activity is structured.
A common Tivat-specific mistake is failing to register rental income when leasing to foreigners or tourists, as authorities have increased enforcement in popular coastal areas.
We cover these mistakes, among others, in our list of risks and pitfalls people face when buying property in Tivat.
We made this infographic to show you how property prices in Montenegro compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Tivat, we always rely on the strongest methodology we can ... and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why it's authoritative | How we used it |
|---|---|---|
| MONSTAT | Montenegro's official statistics agency for national price and housing data. | We used MONSTAT to ground rent inflation via CPI/HICP housing components. We also used it as a reliability anchor for private Montenegrin housing trend sources. |
| ECB Data Portal | Republishes Eurostat's HICP series with clear definitions and update timestamps. | We triangulated rent inflation at country level. We then scaled the national signal to Tivat using local demand drivers and listing evidence. |
| Central Bank of Montenegro | Most credible source on macro trends, FDI, and housing market context. | We framed why rents are under pressure from migration, tourism, and investment. We used it as a macro sanity check for Tivat estimates. |
| IMF | Top-tier international institution with standardized country surveillance. | We grounded our 2026 outlook on growth, inflation, and demand risks. We explained why rent growth is likely to cool versus post-2022 surge. |
| World Bank | International authority on country fundamentals and forecasts. | We corroborated macro trajectory affecting household affordability. We kept the 2026 rent outlook realistic rather than assuming endless growth. |
| Cushman & Wakefield / CBS International | Major global real estate consultancy citing official stats. | We anchored coastal market pressure and Tivat housing stock growth. We used it as professional cross-check against Tivat asking rents. |
| Estitor | Large, transparent listings platform with sizes, locations, and asking rents. | We sampled asking rents by unit type and neighborhood. We converted these into typical rent ranges adjusted for size and seasonality. |
| Realitica | One of the biggest regional listing aggregators for the Balkans. | We used it as a second listing pool to reduce platform bias. We cross-checked whether Estitor price levels appeared broadly. |
| 2home.me | Structured portal showing price, size, and location for long-term rentals. | We validated price points for annual leases. We also used it for per-square-meter sanity checks when sizes were disclosed. |
| Global Property Guide | Long-running property research publisher with consistent methodology. | We triangulated national rent trend direction and year-over-year changes. We reconciled with Eurostat/ECB HICP signals. |
| PwC Tax Summaries | Top-tier tax firm with verifiable, regularly updated summaries. | We explained rental income treatment under Montenegro's PIT framework. We used it as reader-friendly cross-check alongside official references. |
| KPMG | Major global firm summarizing enacted legal changes with dates. | We confirmed tax rules changed effective 2025. We kept January 2026 tax discussion aligned with latest reforms. |
| EPCG | Montenegro's national electricity utility with official household tariffs. | We described utility costs and consumption/time-of-use variations. We kept monthly cost estimates realistic for tenants and landlords. |
| Vodovod Tivat | Local Tivat water utility publishing actual tariff schedules. | We estimated water/sewer fixed plus variable monthly costs specific to Tivat. We explained fixed fees versus per-cubic-meter usage. |
| Bencom | References Official Gazette municipal regulations with clear summary. | We translated municipal decisions into plain-English rates for budgeting. We treated it as secondary explainer cross-checked against official sources. |
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