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How much will you pay for an apartment in Tivat today? (2026)

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Get all the data you need about the real estate market in Tivat

This article covers apartment purchase prices across all major neighborhoods in Tivat as of 2026.

We update this blog post regularly, so the figures you see here reflect the latest available data.

Whether you are exploring the ultra-premium marina end of the market or looking for a more affordable entry point, this guide walks you through what each part of Tivat costs today.

And if you're planning to buy a property in this place, you may want to download our real estate pack about Tivat.

A quick summary table

Metric Value
Most expensive neighborhood for apartments in Tivat Porto Montenegro (around 8,700 euros per square meter)
Most affordable neighborhood for apartments in Tivat Mrčevac (around 3,200 euros per square meter)
Average price per square meter across all Tivat neighborhoods Around 4,900 euros per square meter
Median apartment price across the Tivat market Around 270,000 euros
Lowest realistic starting budget to buy an apartment in Tivat Around 96,000 euros
Most expensive apartment type in Tivat by bedroom count Two-bedroom apartment
Most affordable apartment type in Tivat by bedroom count Studio apartment
Average price for a studio apartment in Tivat Around 130,000 euros (citywide average)
Average price for a one-bedroom apartment in Tivat Around 218,000 euros (citywide average)
Average price for a two-bedroom apartment in Tivat Around 327,000 euros (citywide average)
Price gap between Tivat's most and least expensive neighborhoods About 2.7 times more expensive at the top than at the bottom
Price dispersion across Tivat neighborhoods Very high: from around 3,200 euros per square meter in Mrčevac to 8,700 euros in Porto Montenegro

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Tivat neighborhoods in 2026 ranked by apartment purchase price

This table ranks the main neighborhoods in the Tivat apartment market by price, from the most expensive to the most affordable.

For each neighborhood, the table includes the average price per square meter, the median property price, the starting budget, the average price for a studio apartment, a one-bedroom apartment, and a two-bedroom apartment, the typical buyer profile, the key advantages, the key drawbacks, and the market segment.

Finally, please note you'll find much more detailed data in our real estate pack about Tivat.

Rank Neighborhood Average Price per Square Meter Median Property Price Starting Budget Average Price for a Studio Apartment Average Price for a One-Bedroom Apartment Average Price for a Two-Bedroom Apartment Typical Buyers Key Pros Key Cons Market Segment
1 Porto Montenegro 8,700 euros 740,000 euros 380,000 euros 261,000 euros 435,000 euros 652,000 euros Marina lifestyle buyers seeking the most prestigious address in Tivat Direct marina access, branded amenities, strong prestige, and the easiest luxury resale story in Tivat Highest entry prices in Tivat, and service charges can be a heavy ongoing cost Luxury
2 Lustica Bay 8,170 euros 695,000 euros 380,000 euros 245,000 euros 409,000 euros 613,000 euros Resort-home buyers looking for a polished second-home environment near Tivat Full resort infrastructure, new building stock, sea views, and strong lifestyle appeal for holiday buyers More self-contained location, longer drive to central Tivat, and premium maintenance costs Luxury
3 Pod Kuk 4,590 euros 300,000 euros 190,000 euros 138,000 euros 230,000 euros 344,000 euros View-seeking buyers who want elevated positions close to central Tivat Elevated views and quick access to the city center make apartments feel more premium than inland districts Hilly streets and limited walkability reduce convenience for daily errands Premium
4 Centar 4,460 euros 270,000 euros 120,000 euros 134,000 euros 223,000 euros 335,000 euros Professionals and year-round residents who want walkable access to Tivat's promenade and services Walkable to the promenade, shops, and services, with strong year-round usability for apartment owners Parking pressure, tighter plots, and seasonal traffic make central Tivat living less relaxed Premium
5 Radovici 4,120 euros 247,000 euros 155,000 euros 124,000 euros 206,000 euros 309,000 euros Beach-area lifestyle buyers drawn by Plavi Horizonti and the Lustica Bay spillover Close to Plavi Horizonti and Lustica Bay, with strong appeal for holiday and hybrid living Less urban feel and more car-dependent than central Tivat neighborhoods Premium
6 Seljanovo 3,800 euros 228,000 euros 180,000 euros 114,000 euros 190,000 euros 285,000 euros Families and everyday residents who want a practical Tivat neighborhood without luxury pricing Popular neighborhood near schools, shops, and Porto Montenegro without the top-tier price tag Good-quality stock moves quickly, so buyers face competition for well-located apartments Mid-Market
7 Mazina 3,590 euros 215,000 euros 150,000 euros 108,000 euros 180,000 euros 269,000 euros Local buyers seeking bay views at mid-market prices in Tivat Higher-positioned apartments often get bay views while staying close to central Tivat Slope and access roads can be inconvenient for older residents or those doing daily walking Mid-Market
8 Donja Lastva 3,550 euros 213,000 euros 125,000 euros 107,000 euros 178,000 euros 266,000 euros Buyers who want a waterfront feel with easy access to Porto Montenegro Pleasant waterfront character and easy access to Porto Montenegro support both quality of life and rental appeal Seafront premiums create sharp price gaps between apartments within the same neighborhood Mid-Market
9 Kalimanj 3,490 euros 202,000 euros 145,000 euros 105,000 euros 175,000 euros 262,000 euros Marina-adjacent locals looking for a central Tivat address at a lower price than Seljanovo or Centar Close to the town core and marina zone, but generally cheaper than Seljanovo or the city center Mixed building quality means buyers need to inspect paperwork and condition carefully Mid-Market
10 Kava 3,480 euros 202,000 euros 100,000 euros 104,000 euros 174,000 euros 261,000 euros Value-focused households who want practical Tivat access near the airport corridor Good value relative to the Tivat average, with practical access to the center and the airport road Less charm and a weaker waterfront feel than the more prestigious Tivat neighborhoods Mid-Market
11 Dumidran 3,320 euros 183,000 euros 150,000 euros 100,000 euros 166,000 euros 249,000 euros New-build budget buyers looking for functional layouts at a lower price than prime Tivat Newer projects offer functional layouts and an easier entry point than the established Tivat neighborhoods Airport-road proximity and a less established neighborhood identity can limit long-term upside Affordable
12 Mrcevac 3,200 euros 176,000 euros 125,000 euros 96,000 euros 160,000 euros 240,000 euros Budget-first buyers who want to get into Tivat apartment ownership while staying near beaches and the airport One of the most accessible ways into Tivat apartment ownership while staying near the beach and airport Micro-location quality varies a lot, so pricing can be uneven from one block to the next Affordable

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Key insights about apartment purchase prices in Tivat

Insights

  • Porto Montenegro and Lustica Bay sit at around 8,200 to 8,700 euros per square meter in 2026, which is more than double the price of any other Tivat neighborhood. That gap is unusually large for a city of this size.
  • After Lustica Bay, the next most expensive Tivat neighborhood (Pod Kuk) costs roughly 4,590 euros per square meter in 2026. That is a drop of around 44%, which means the resort enclaves are in a pricing category of their own.
  • A budget of 200,000 euros in Tivat in 2026 is mid-market, not premium. It puts you in neighborhoods like Seljanovo, Mazina, or Donja Lastva, which are solid but far from the top of the market.
  • Porto Montenegro costs about 6% more per square meter than Lustica Bay on average. For buyers choosing between the two luxury options, that gap is real but relatively narrow compared to the overall price range in Tivat.
  • Kalimanj and Kava are priced almost identically at around 3,480 to 3,490 euros per square meter. In these two neighborhoods, exact location and building quality matter more than the headline price per square meter.
  • Radovici costs around 4,120 euros per square meter in 2026, which makes it one of the more expensive non-central neighborhoods in Tivat. The main reason is its proximity to Plavi Horizonti beach and the Lustica Bay development, which pushes prices up.
  • The cheapest realistic entry into the Tivat apartment market in 2026 is around 96,000 euros for a studio in Mrcevac. Below that level, options become very limited and often involve older or very small units.
  • Tivat's citywide apartment average was around 4,900 euros per square meter in late March 2026, which puts it well above the broader Montenegrin coastal average. Tivat is not just expensive for its two resort projects: the whole city is priced at a premium.
  • The price gap between the most expensive neighborhood (Porto Montenegro) and the least expensive (Mrcevac) is roughly 2.7 times in 2026. That is a very wide spread for a city of Tivat's scale.
  • Seljanovo stands out as the most balanced neighborhood in the Tivat apartment market: close to Porto Montenegro, practical for everyday life, and still priced below the premium tier at around 3,800 euros per square meter.
  • In Tivat in 2026, waterfront branding adds more pricing power than simply being close to the center. Porto Montenegro and Lustica Bay prove that a recognized resort name commands far more than a central address alone.
  • Sub-100,000 euro apartment options in Tivat still exist in 2026, but they are rare and almost exclusively found in older or smaller units in Kava or Mrcevac. Buyers at this budget need to move quickly and inspect carefully.

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About our methodology

We also believe it is important to show our reasoning. It is one of the ways we make our work solid, transparent, and rigorous, just as you will see in our real estate pack about Tivat.

First, please note that this data is updated regularly, so what you see here reflects the current values as of today.

In order to get reliable data on apartment purchase prices in Tivat, we applied a strict source filter. We only used authoritative, verifiable sources, not random listings or unsupported figures. More on that point below.

For each Tivat neighborhood, we aggregated the freshest apartment purchase price data available as of April 2026. When possible, we cross-checked multiple sources to confirm the same price range.

This allowed us to estimate the average price per square meter and the median property price for each neighborhood in Tivat.

We also calculated the starting budget, which represents the lowest realistic entry point to buy an apartment in that neighborhood. This is not the cheapest possible listing ever found, but a real, achievable floor for a standard apartment purchase in that part of Tivat.

For each apartment category, we estimated an average purchase price based on local market conventions in Tivat. Studio apartments were modeled at 30 square meters, one-bedroom apartments at 50 square meters, and two-bedroom apartments at 75 square meters. These sizes were kept constant across all 12 neighborhoods to make comparisons easy and fair.

These estimates were not applied as one flat city-wide number. They were adjusted by neighborhood and apartment type to better reflect the actual pricing conditions and ownership patterns found in each part of Tivat.

Montenegro's official statistics office (MONSTAT) does not publish closed-sale apartment medians for individual Tivat micro-neighborhoods, so this table is a triangulated neighborhood apartment market model, not an official transaction record. We anchored our analysis to MONSTAT's official coastal new-dwelling price series, then cross-checked those benchmarks against active apartment-only listing data from Estitor and other sources.

This table should therefore be read as a structured market estimate, not as an exact guarantee of transaction prices. Honesty, quality, and rigor are at the core of our work, and they are also what you will find in our real estate pack about Tivat.

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our real estate pack about Tivat, we rely on verifiable sources and a transparent methodology.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why It Is Authoritative How We Used It
MONSTAT: Prices of dwellings in new residential buildings, 2024 It comes from Montenegro's official national statistics office, making it the most reliable baseline available for residential property prices. We used it to anchor the 2024 official baseline for new-build housing prices on the Montenegrin coast. We also used it to check whether Tivat apartment price estimates sit at a reasonable level above the wider coastal average.
MONSTAT: Prices of dwellings in new residential buildings, Q1 2025 It is the official quarterly release for new residential dwelling prices in Montenegro, directly comparable to the 2024 annual figure. We used it to update the coastal benchmark into early 2025. We also used it to understand the pace of official price growth before moving to micro-neighborhood estimates for Tivat.
MONSTAT: Prices of dwellings in new residential buildings, Q2 2025 It is part of the same official MONSTAT quarterly series, so it is directly comparable across periods. We used it to confirm that the Montenegrin coast stayed on an upward price path through mid-2025. We also used it as a sanity check against our April 2026 neighborhood asking-price estimates for Tivat.
MONSTAT: Prices of dwellings in new residential buildings, Q3 2025 It is the most recent official MONSTAT quarterly release for coastal new-dwelling prices available before April 2026. We used it to confirm the latest official price level for the coastal region before projecting into 2026. We also used it to frame Tivat as a premium coastal submarket rather than a typical one.
CBCG: Summary of the Governor's Report, January 2025 It comes from Montenegro's central bank, giving it direct authority on housing credit conditions and macroeconomic drivers. We used it to understand the macro forces behind price pressure in the Montenegrin housing market. We also used it to confirm that housing loans and real-estate demand were still key drivers of price growth in early 2025.
CBCG: Review of countercyclical capital buffer rate, June 2025 It is an official financial stability document from the Central Bank of Montenegro, covering the relationship between credit growth and property prices. We used it to cross-check the link between foreign direct investment, housing loans, and housing price growth in Montenegro. We also used it to support the broader market context behind Tivat's 2026 pricing levels.
Estitor: Apartments for sale in Tivat It is one of Montenegro's largest active listings platforms and provides neighborhood-level apartment price indicators directly from live listings. We used it to anchor the citywide asking-price benchmark for apartments in Tivat in late March 2026. We also used it to compare individual neighborhood estimates back to the city average.
Estitor: Apartments for sale in Porto Montenegro It provides a dedicated apartment-only view for Porto Montenegro, one of the clearest active-listing sources for this specific submarket. We used it to take the Porto Montenegro price-per-square-meter benchmark directly from active listings. We also used it to verify realistic entry prices for studios and branded residences in the marina district.
Estitor: Apartments for sale in Lustica Bay It gives a dedicated apartment view for Lustica Bay without mixing in other property types, making the benchmark more reliable. We used it to extract the Lustica Bay apartment price benchmark from active listings. We also used it to compare Lustica Bay directly with Porto Montenegro at the top of the Tivat market.
Porto Montenegro: Official real estate pages It is the official developer and resort source for Porto Montenegro residences, giving it the most accurate view of the branded project's pricing and positioning. We used it to confirm the branded-residence positioning and current project pipeline at Porto Montenegro. We also used it to validate why Porto Montenegro maintains a luxury pricing premium above the rest of Tivat.
Lustica Bay: Official residential pages It is the official source for Lustica Bay residential offerings, making it the most direct reference for the resort's waterfront positioning. We used it to confirm the project's waterfront residential character and the ongoing inventory available to buyers. We also used it to explain why Lustica Bay sits firmly in the top pricing tier of the Tivat apartment market.

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