As of June 2026, a realistic apartment budget in Split is about €315,000 to €370,000 for a normal resale apartment, or roughly $364,000 to $428,000, with prices changing a lot by neighborhood, sea view, building quality and legal status.
Get all the data you need about the real estate market in Split
We constantly update this blog post about apartment prices in Split, so the numbers stay useful for buyers who want a fresh 2026 view.
Split is now one of Croatia’s most expensive apartment markets, but the real price depends much more on the neighborhood than on the city average.
A small apartment in Kman or Sućidar can be very different from a renovated apartment in Bačvice, Meje, Firule or the old centre.
And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Split.
Insights
- The average apartment price in Split in 2026 is not the number buyers should trust most, because prime coastal apartments pull the average far above normal local stock.
- A realistic median apartment price in Split in June 2026 is around €315,000, or about $364,000, but many foreign buyers spend closer to €370,000.
- Split apartment asking prices in May 2026 were around €5,660/m² on Nekretnine.hr, but realistic transaction prices are usually lower after negotiation and due diligence.
- The cheapest useful apartment areas in Split in 2026 are Kman, Sućidar, Visoka, Brda, Mejaši and parts of Sjevero-istok.
- The most expensive Split apartment areas in 2026 are Meje, Bačvice, Firule, Varoš, Grad and strong sea-view parts of Žnjan and Trstenik.
- A studio in Split can look affordable at €175,000, but the best tourist-friendly studios often cost much more because small central units carry a premium.
- For foreign buyers, the real all-in budget for a €370,000 Split apartment is often closer to €395,000 to €410,000 after tax, agency, legal and admin costs.
- New-build apartments in Split usually cost 20% to 35% more than comparable resale apartments, mainly because buildable land and parking are scarce.
- Annual property tax is not the biggest cost in Split, but the 2026 direction clearly favors homes used as primary residences or long-term rentals.
- The hidden risk in older Split apartments is paperwork, not only price, especially for attic units, divided flats, extensions and historic-centre buildings.
How much do apartments really cost in Split in 2026?
What's the average and median apartment price in Split in 2026?
As of June 2026, the estimated average apartment price in Split is about €370,000, or about $428,000, while the estimated median apartment price in Split is about €315,000, or about $364,000, because many normal local apartments sell below the tourist-heavy average.
In the same market, the estimated average apartment price per square meter in Split is about €4,700/m², or about $5,440/m², which equals about €437/ft², or about $505/ft², while the median is closer to €4,450/m², or about $5,145/m².
Most standard apartments in Split in 2026 sit between about €3,700 and €6,300/m², or about $4,280 and $7,285/m², with older outer-Split apartments near the low end and central or coastal apartments near the high end.
How much is a studio apartment in Split in 2026?
As of June 2026, a typical studio apartment in Split costs about €175,000, or about $202,000, with cheaper older studios below that and renovated central studios well above it.
For a more realistic range, entry-level to mid-range studios in Split usually cost about €125,000 to €220,000, or about $145,000 to $254,000, while high-end or luxury studios near Bačvice, Varoš, Grad, Firule or Meje can reach €190,000 to €290,000, or about $220,000 to $335,000.
Most studio apartments in Split are about 25 to 35 m², so a few extra square meters can make a big difference when the unit is legally clean, renovated and easy to rent.
How much is a one-bedroom apartment in Split in 2026?
As of June 2026, a typical one-bedroom apartment in Split costs about €255,000, or about $295,000, which is why this format is often the first serious target for foreign buyers.
Entry-level to mid-range one-bedroom apartments in Split usually cost about €175,000 to €330,000, or about $202,000 to $381,000, while high-end one-bedrooms in Bačvice, Firule, Meje, Varoš or Grad can cost about €300,000 to €470,000, or about $347,000 to $543,000.
Most one-bedroom apartments in Split are about 40 to 55 m², and the best value usually comes from a practical layout rather than from paying extra for a tiny central address.
How much is a two-bedroom apartment in Split in 2026?
As of June 2026, a typical two-bedroom apartment in Split costs about €370,000, or about $428,000, which is a normal family-apartment budget in a city where coastal areas are very expensive.
Entry-level to mid-range two-bedroom apartments in Split usually cost about €250,000 to €480,000, or about $289,000 to $555,000, while high-end or luxury two-bedrooms in Žnjan, Bačvice, Firule, Meje or sea-view Trstenik can cost about €450,000 to €750,000 or more, which is about $520,000 to $867,000 or more.
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Split.
How much is a three-bedroom apartment in Split in 2026?
As of June 2026, a typical three-bedroom apartment in Split costs about €520,000, or about $601,000, although older larger flats can cost much less outside prime coastal areas.
Entry-level to mid-range three-bedroom apartments in Split usually cost about €340,000 to €700,000, or about $393,000 to $809,000, while high-end or luxury three-bedrooms in Meje, Bačvice, Firule, Žnjan or strong sea-view locations can cost about €650,000 to €1,100,000 or more, which is about $752,000 to $1,272,000 or more.
Most three-bedroom apartments in Split are about 80 to 120 m², so buyers should focus on parking, elevator access, building reserve and layout before paying extra for size alone.
What's the price gap between new and resale apartments in Split in 2026?
As of June 2026, new-build apartments in Split usually cost about 20% to 35% more than comparable resale apartments, and the premium can pass 40% when the unit has sea view, garage parking and strong energy performance.
A realistic average price for new-build apartments in Split is about €6,600/m², or about $7,630/m², which equals about €613/ft², or about $709/ft², with premium projects often above this level.
A realistic average price for resale apartments in Split is about €4,900/m², or about $5,665/m², which equals about €455/ft², or about $526/ft², although renovated resale apartments in Bačvice, Firule, Meje and Grad can price like new-build stock.
Make a profitable investment in Split
Better information leads to better decisions. Save time and money. Download our data.
Can I afford to buy in Split in 2026?
What's the typical total budget (all-in) to buy an apartment in Split in 2026?
As of June 2026, a buyer should expect an all-in budget of about €395,000 to €410,000, or about $457,000 to $474,000, for a typical €370,000 two-bedroom resale apartment in Split.
This all-in budget usually includes the purchase price, 3% real-estate transfer tax on resale property, agency fee if the buyer pays it, lawyer review, notary costs, land-register costs, translations, bank fees and a small cash buffer.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Split property pack.
What down payment is typical to buy in Split in 2026?
As of June 2026, a foreign buyer should usually expect a 30% to 40% down payment for an apartment in Split, which means about €111,000 to €148,000, or about $128,000 to $171,000, on a €370,000 purchase.
The minimum down payment in Split can sometimes be around 20% to 30% for a strong EU or Croatian resident borrower, but non-resident buyers and buyers with foreign income often need more cash.
For better mortgage terms in Split in 2026, a safer target is 35% to 40% down, because Split prices are high compared with local incomes and banks can be careful with coastal investment property.
Get fresh and reliable information about the market in Split
Don't base significant investment decisions on outdated data. Get updated and accurate information.
Which neighborhoods are cheapest or priciest in Split in 2026?
How much does the price per m² for apartments vary by neighborhood in Split in 2026?
As of June 2026, apartment prices across Split neighborhoods usually range from about €3,300 to €10,000+/m², or about $3,815 to $11,570+/m², which equals about €307 to €929+/ft², or about $355 to $1,075+/ft².
The most affordable Split neighborhoods are Kman, Sućidar, Visoka, Brda, Mejaši, Sirobuja, Neslanovac and Žrnovnica, where normal apartments often sit around €3,300 to €5,000/m², or about $3,815 to $5,785/m².
The most expensive Split neighborhoods are Meje, the Marjan edge, Bačvice, Firule, Grad, Varoš and strong sea-view parts of Žnjan and Trstenik, where prices often sit around €5,800 to €10,000+/m², or about $6,710 to $11,570+/m².
What neighborhoods are best for first-time buyers on a budget in Split in 2026?
As of June 2026, the top three budget neighborhoods for first-time buyers in Split are Kman, Sućidar and Mejaši, with Visoka, Plokite and Lokve also worth checking.
In these budget-friendly Split neighborhoods, a practical apartment usually costs about €220,000 to €390,000, or about $254,000 to $451,000, depending on size, building quality, parking and renovation needs.
Kman and Sućidar offer better access to central Split than many outsiders expect, while Mejaši often gives buyers newer buildings, easier parking and more space for the money.
The trade-off is that these areas are less glamorous than Bačvice, Meje, Firule or the old centre, so tourist appeal and resale emotion can be weaker.
Which neighborhoods have the fastest-rising apartment prices in Split in 2026?
As of June 2026, the fastest-rising apartment areas in Split appear to be Centar, including Grad, Varoš and Lučac-Manuš, followed by Žnjan-Trstenik-Duilovo and the affordability-spillover group of Kman, Sućidar and Visoka.
Centar may be up roughly 20% to 25% year over year, Žnjan-Trstenik-Duilovo roughly 12% to 18%, and Kman-Sućidar-Visoka roughly 10% to 15%, based on portal trends and official Adriatic Coast price momentum.
The main driver is simple: central Split has scarce supply, coastal Split has lifestyle demand, and cheaper inland neighborhoods are absorbing buyers priced out of Bačvice, Meje, Spinut and the old centre.
Get to know the market before buying a property in Split
Better information leads to better decisions. Get all the data you need before investing a large amount of money.
What extra costs will I pay on top of the apartment price in Split in 2026?
What are all the buyer closing costs when you buy an apartment in Split?
For a typical €370,000 resale apartment in Split, buyer closing costs are usually about €25,000 to €35,000, or about $29,000 to $40,000, before any renovation budget.
The main closing-cost categories in Split are real-estate transfer tax, agency fee if charged to the buyer, lawyer due diligence, notary work, land-register costs, translation costs, tax-number administration and mortgage-related fees.
The largest fixed buyer cost is usually the 3% real-estate transfer tax on resale apartments, while the agency fee can be larger if the buyer pays 2% to 3% plus VAT.
Some Split closing costs vary a lot, especially agency fees, legal fees, mortgage fees and translation costs, but tax and land-register rules are much less flexible.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Split?
Buyers should usually budget 6% to 8% of the purchase price for closing costs on a resale apartment in Split, or 2% to 4% on a new-build apartment when VAT is already included in the advertised price.
A realistic low-to-high range for most standard Split apartment transactions is about 4% to 9%, with the low end for clean cash resale purchases and the high end for financed purchases with buyer-paid agency fees.
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Split.
Buying real estate in Split can be risky
An increasing number of foreign investors are showing interest. However, 90% of them will make mistakes. Avoid the pitfalls with our comprehensive guide.
What are the ongoing monthly and yearly costs of an apartment in Split in 2026?
What are typical HOA fees in Split right now?
In Split, classic US-style HOA fees are not the right comparison, because most apartment buildings use a monthly building reserve, and a normal owner usually pays about €35 to €85 per month, or about $40 to $98, for a 70 m² apartment in an ordinary building.
A realistic range in Split is about €0.40 to €1.20/m² per month, or about $0.46 to $1.39/m², in basic buildings, and about €1.20 to €2.50/m² per month, or about $1.39 to $2.89/m², in newer buildings with elevators, garages or heavier maintenance needs.
What utilities should I budget monthly in Split right now?
A typical apartment owner in Split should budget about €190 to €230 per month, or about $220 to $266, for utilities in an 85 m² apartment, plus about €30 to €40, or about $35 to $46, for broadband internet.
The realistic utility range in Split is about €80 to €120 per month, or about $93 to $139, for a studio, and about €190 to €280 per month, or about $220 to $324, for a larger three-bedroom apartment, with higher months in summer and winter.
This monthly budget usually includes electricity, cooling, heating, water, garbage and internet, but it does not include building reserve, insurance, property tax or repairs.
Electricity is often the most important utility cost in Split apartments, because many owners rely on air conditioning in summer and electric heating or heat pumps in colder months.
How much is property tax on apartments in Split?
A foreign buyer in Split should budget about €5/m² per year, or about $5.80/m² per year, for annual property tax on taxable apartments, which means about €350, or about $405, for a 70 m² apartment.
Split property tax in 2026 is calculated mainly by floor area, not by purchase price, and primary residences or properly documented long-term rented homes may be exempt depending on use and local rules.
A realistic annual property-tax range in Split is about €175 to €475, or about $202 to $549, for many studios to three-bedroom apartments, although larger or differently classified properties can cost more.
What's the yearly building maintenance cost in Split?
A normal apartment owner in Split should budget about 0.5% to 1.0% of the apartment value per year for total maintenance, which means about €1,850 to €3,700, or about $2,140 to $4,280, on a €370,000 apartment.
The realistic yearly maintenance range in Split is about 0.5% to 1.5% of value, with newer buildings often near the lower end and older coastal or historic buildings near the higher end.
Building maintenance in Split usually includes the building reserve, small repairs, equipment replacement, roof or façade work, plumbing issues, common-area maintenance and owner-paid interior upkeep.
Some maintenance is covered by the monthly building reserve, but bigger works in older Split buildings can require extra owner contributions outside the regular monthly fee.
How much does home insurance cost in Split?
A typical home insurance policy for an apartment in Split costs about €120 to €350 per year, or about $139 to $405, for basic to mid-level cover.
A realistic annual insurance range in Split is about €100 to €650, or about $116 to $752, for most apartments, while premium sea-view or short-let apartments can cost €500 to €1,000 or more, or about $578 to $1,157 or more.
Home insurance is usually optional for cash buyers in Split, but a mortgage lender may require it, and owners should check water damage, liability, earthquake and short-let use before choosing a cheap policy.
Get the full checklist for your due diligence in Split
Don't repeat the same mistakes others have made before you. Make sure everything is in order before signing your sales contract.
What sources have we used to write this blog article?
Whether it’s in our blog articles or the market analyses included in our property pack about Split, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.
We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| Croatian Bureau of Statistics, House Price Indices | It is Croatia’s official source for residential price indices. | We used it to anchor national and Adriatic Coast price momentum. We treated it as transaction-price direction, not Split neighborhood pricing. |
| Croatian Bureau of Statistics, Q4 2025 HPI release | It reports official dwelling-price growth by Croatian region. | We used its Q4 2025 figures because they were the latest official HPI data available for June 2026. We used Adriatic Coast growth to adjust Split estimates upward. |
| Croatian Bureau of Statistics, Prices of Sold New Dwellings | It is Croatia’s official dataset for new dwellings sold by legal entities. | We used it to estimate the new-build premium. We did not apply national new-build prices mechanically because Split is much more expensive than Croatia overall. |
| Croatian National Bank, price indices methodology | It explains official price-index methodology in Croatia. | We used it to confirm that official HPI data is transaction-based. We used that to separate official evidence from portal asking prices. |
| Nekretnine.hr, Split market prices | It is a major Croatian portal with current Split zone-level asking prices. | We used it for May 2026 Split asking prices by broad zone. We discounted asking prices to estimate realistic transaction prices. |
| Nekretnine.hr, Split apartment listings | It shows live apartments by area, size and price. | We used listings to sense-check studio, one-bedroom, two-bedroom and three-bedroom ranges. We used listing examples as market texture, not as official averages. |
| Micasa, Split property prices | It provides another Croatian asking-price benchmark for Split apartments. | We used it as a secondary asking-price check. We compared it with Nekretnine.hr and Numbeo before setting final ranges. |
| Numbeo, Split property prices | It is a transparent crowd-sourced benchmark with recent Split entries. | We used it to cross-check city-centre and outside-centre prices. We did not treat it as official because it is contributor-based. |
| Numbeo, Split cost of living | It provides current utility and rent benchmarks from contributors. | We used it for utilities, internet and rent cross-checks. We adjusted its figures for owned apartments and seasonal electricity use. |
| Croatian Tax Administration, Real Estate Transfer Tax Act | It is Croatia’s official tax authority. | We used it to confirm the 3% real-estate transfer tax structure. We used it for tax treatment, not for market pricing. |
| Croatian Tax Administration, transfer-tax guidance | It explains who pays transfer tax and when it applies. | We used it to separate resale purchases from VAT-liable new-build purchases. We used it to build the closing-cost framework. |
| Narodne Novine, Split property-tax decision | Narodne Novine is Croatia’s official gazette. | We used it for the legal baseline of Split’s annual property tax. We cross-checked it with later 2026 reporting on municipal tax direction. |
| 385 Real Estate, Croatia annual property-tax update | It tracks current property-tax changes affecting foreign owners. | We used it as a 2026 market-practice check. We did not use it instead of official tax sources. |
| Eurostat, energy prices | Eurostat is the official statistical office of the European Union. | We used it to check Croatia’s household energy-cost position. We then translated that context into a Split apartment utility budget. |
| Wise, Split cost of living | It is useful as a practical relocation-cost cross-check. | We used it to cross-check utilities and internet costs. We did not use it as a primary property-price source. |
| European Central Bank, EUR/USD reference rate | It is the official euro reference-rate source. | We used it to convert euro amounts into approximate US dollars. We rounded dollar figures so readers can process the numbers quickly. |
| Global Property Guide, city price benchmarks | It compares apartment prices across many global cities. | We used it as a broad international benchmark. We did not use it to replace local Split sources. |
Make a profitable investment in Split
Better information leads to better decisions. Save time and money. Download our data.
Related blog posts