Buying real estate in Spain?

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How do notaries in Spain help when buying property?

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Authored by the expert who managed and guided the team behind the Spain Property Pack

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Notaries in Spain serve as crucial legal gatekeepers who ensure property transactions are legitimate, properly documented, and legally binding.

They verify identities, check for debts and legal issues, authenticate the public deed of sale (escritura), and oversee the entire transfer process from final signing to registration. Understanding their role can save you time, money, and potential legal headaches when purchasing Spanish real estate.

If you want to go deeper, you can check our pack of documents related to the real estate market in Spain, based on reliable facts and data, not opinions or rumors.

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These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

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Real Estate Agent

Anna Siudzińska is a dynamic business strategist and experienced manager with a proven track record in sales, marketing, and corporate expansion. With years of experience navigating both domestic and international markets, she specializes in driving growth, strengthening companies' market positions and helping clients find lucrative real estate opportunities in Spain.

What exactly does a notary in Spain do when you're buying a property?

A Spanish notary acts as a government-appointed legal official who authenticates your property transaction and ensures it complies with Spanish law.

The notary verifies the identities and legal capacity of both buyer and seller, checks all required documents including proof of ownership and debt certificates, and confirms that the property is free from legal issues or outstanding debts. They also consult the Land Registry to verify current ownership status and any existing charges or mortgages on the property.

Most importantly, the notary drafts and authenticates the escritura pública (public deed), which is the official legal document that transfers property ownership from seller to buyer. This deed serves as definitive proof of ownership and is required for registration at the Land Registry.

The notary also ensures compliance with Spanish property law, explains the legal obligations of both parties, and oversees the proper execution of the sale contract. They make sure all taxes are properly documented and that the transaction follows established legal procedures.

As of September 2025, notaries in Spain maintain strict standards for property transactions and their authentication carries legal presumption of truth unless challenged in court.

At what stage of the buying process do you usually need to involve the notary?

You typically engage a notary at the final stage of your property purchase, specifically for signing the escritura pública (public deed) that formally transfers ownership.

The notary becomes involved after you've completed the initial negotiations, signed preliminary contracts, and conducted due diligence through your lawyer or real estate agent. Most of the earlier stages - property viewing, price negotiation, deposit payment, and legal checks - are handled by lawyers, agents, and other professionals.

However, preparatory work with the notary often begins beforehand. The notary's office will start reviewing documents and conducting preliminary checks once the appointment is scheduled, usually a few days to a week before the actual signing date.

It's worth noting that our Spain property pack covers the entire timeline of property purchase, including when to schedule your notary appointment.

The signing appointment typically takes place 1-3 months after you've signed the preliminary purchase agreement, depending on how quickly all parties can prepare the required documentation and resolve any outstanding issues.

How much are notary fees in Spain and how are they calculated?

Notary fees in Spain are regulated by law and typically range from 0.5% to 1% of the property's declared value, with a minimum charge of approximately €1,000.

The fees follow a tiered structure where the rate decreases as the property value increases. For properties up to €6,010, you pay a fixed fee of €90.15. For values between €6,010 and €30,051, the rate is 4.5 per thousand (4.5‰). The rate continues to decrease for higher value brackets.

For properties valued between €30,051 and €60,101, you pay 1.5‰, while properties between €60,101 and €150,253 are charged at 1.0‰. Properties between €150,253 and €601,012 are charged at 0.5‰, and anything above €601,012 is charged at just 0.3‰.

Property Value Range (€) Fee Rate Example Fee for €200,000 Property
≤ 6,010.12 €90.15 fixed Part of calculation
6,010.13 - 30,050.61 4.5‰ €108.18
30,050.62 - 60,101.21 1.5‰ €45.08
60,101.22 - 150,253.03 1.0‰ €90.15
150,253.04 - 200,000 0.5‰ €24.87
Total for €200,000 Combined ≈ €358

Additional charges may apply for copies, translations, and special services, but the base calculation follows this standardized formula across all Spanish notaries.

Who pays the notary in a property transaction in Spain?

By custom and common practice, the buyer typically pays all notary fees in Spanish property transactions, even though Spanish law technically states that sellers should pay for creating the deed.

The legal framework suggests that sellers pay for deed creation while buyers pay for copies and registration, but real estate practice has evolved differently. Buyers usually select the notary of their choice and bear the full cost of notarial services as part of their purchase expenses.

This arrangement can be negotiated between buyer and seller as part of the overall purchase agreement, but in 90% of transactions, buyers expect to pay notary fees along with other acquisition costs like taxes, registration fees, and legal fees.

The total notary fee is paid directly to the notary's office on the day of signing the escritura, typically by bank transfer, certified check, or cash for smaller amounts.

As of September 2025, this buyer-pays arrangement remains standard practice throughout Spain's residential property market.

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What specific documents does the notary check before the sale can go ahead?

The notary reviews a comprehensive set of documents to verify the legitimacy and legal status of the property transaction before signing can proceed.

Identity documents are the first requirement - valid DNI (Spanish national identity card) for Spanish residents or NIE (foreigner identification number) and passport for non-residents. The notary must verify that all parties have legal capacity to enter into the transaction.

Property-related documents include the seller's title deed proving ownership, a simple note (nota simple) from the Land Registry showing current ownership status and any registered charges, and the latest real estate tax (IBI) receipt demonstrating up-to-date tax payments.

Financial clearance documents are equally important: a certificate of zero community debt showing no outstanding homeowners' association fees, proof of payment for utility bills, and evidence that all municipal taxes are current. For properties built after 2007, an Energy Efficiency Certificate is mandatory.

Additional documents may include power of attorney certificates if representatives are acting for any party, building permits and licenses for newer constructions, and habitability certificates (cédula de habitabilidad) depending on the autonomous community.

The notary cross-references all documents to ensure consistency and flags any discrepancies that must be resolved before proceeding with the sale.

How does the notary verify that the property is free of debts, charges, or legal issues?

The notary conducts thorough checks with the Spanish Land Registry (Registro de la Propiedad) to verify the property's legal status and identify any existing debts, mortgages, or legal encumbrances.

They request and review the nota simple registral, an official document from the Land Registry that shows current ownership, any registered mortgages, easements, embargos, or other legal charges against the property. This document is updated in real-time and provides the most current legal status.

For community properties like apartments or townhouses, the notary requires a certificate of zero debt from the homeowners' association confirming no outstanding community fees. They also verify that the IBI (property tax) is current by examining recent payment receipts.

The notary checks for any pending legal proceedings, foreclosure actions, or judicial restrictions that might affect the property. They verify that utilities like water, electricity, and gas are properly connected and bills are current.

In complex cases, the notary may request additional certificates from municipal authorities confirming no outstanding urban planning violations or building infractions. This comprehensive verification process ensures buyers receive clear title free from hidden debts or legal complications.

It's something we develop in our Spain property pack.

Does the notary handle the payment of taxes like ITP or AJD, or is that my responsibility?

The buyer is responsible for paying property transfer taxes (ITP - Impuesto de Transmisiones Patrimoniales) or stamp duty (AJD - Actos Jurídicos Documentados), but the notary ensures proper documentation for these tax obligations.

The notary does not directly process tax payments to government authorities. Instead, they prepare the necessary documentation and ensure the escritura includes all information required for tax calculation and payment. They also inform buyers of their tax obligations and deadlines.

ITP applies to resale properties and typically ranges from 6% to 11% of the declared property value, depending on the autonomous community. AJD applies to new properties purchased directly from developers and is generally 1% to 1.5% of the purchase price.

Most buyers engage a gestoría (administrative services company) or their lawyer to handle actual tax payments and subsequent property registration. These professionals calculate exact tax amounts, prepare forms, make payments to tax authorities, and ensure compliance with all deadlines.

The tax payment deadline is typically 30 working days from the signing of the escritura. Failure to pay within this timeframe results in penalties and interest charges that can significantly increase your total cost.

The notary will provide you with the necessary copies of the escritura and supporting documentation required for tax payment, but arranging the actual payment process is your responsibility as the buyer.

How does the notary confirm the identities and legal capacity of the buyer and seller?

The notary uses a strict identity verification process that includes examining official identification documents and confirming legal capacity of all parties involved in the transaction.

For Spanish residents, the notary requires a valid DNI (national identity document), while non-residents must present their NIE (foreigner identification number) along with a valid passport. The notary physically examines these documents to verify authenticity and ensures they haven't expired.

The notary confirms that individuals have legal capacity to enter contracts by verifying they are over 18 years old and mentally competent. For married individuals, they may require consent from spouses depending on the property regime. Company representatives must provide power of attorney documents and corporate registration certificates.

When representatives act on behalf of buyers or sellers, the notary meticulously reviews power of attorney documents to confirm the scope of authority and validity. These documents must be notarized and often require apostille certification for international parties.

The notary maintains detailed records of identity verification and their attestation carries legal presumption of accuracy under Spanish law unless challenged in court. This verification process protects against fraud and ensures only authorized parties can complete property transactions.

Special attention is paid to beneficial ownership identification in cases involving companies or trusts to comply with anti-money laundering regulations.

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What happens during the signing of the escritura (deed) at the notary's office?

The escritura signing is a formal ceremony where all parties meet at the notary's office to execute the final transfer of property ownership.

The appointment begins with the notary confirming identities of all attendees and verifying that required documents are complete and accurate. The notary then reads the entire escritura aloud, explaining key provisions, obligations, and rights of both parties.

If any party doesn't speak Spanish fluently, a certified translator must be present to ensure full understanding of the document contents. The notary explains the legal significance of the transaction and confirms that all parties understand their obligations.

Once questions are answered and all parties confirm understanding, the buyer and seller sign the escritura in the presence of the notary. The notary then signs and officially authenticates the document with their official seal.

Payment arrangements are confirmed during this ceremony. Buyers typically present bank drafts, certified checks, or wire transfer confirmations for the purchase amount. The notary verifies payment documentation but doesn't handle the actual money transfer.

Keys to the property are typically exchanged at this moment, marking the official transfer of possession. The notary provides copies of the signed escritura to all parties and explains next steps for property registration and tax payment.

The entire process usually takes 30-60 minutes depending on property complexity and translation requirements.

How long does it usually take after the notary appointment to get the property registered in your name?

Property registration at the Spanish Land Registry typically takes between 3-8 weeks after signing the escritura, though this can vary significantly by region and local administrative efficiency.

The notary forwards the signed escritura to the Land Registry (Registro de la Propiedad) within a few days of signing. However, the actual registration process depends on the workload at your specific local registry office.

Major cities like Madrid and Barcelona often experience longer delays due to higher transaction volumes, with registration taking 6-10 weeks. Smaller municipalities may process registrations in 2-4 weeks during less busy periods.

Your gestoría or lawyer typically handles the registration process on your behalf, submitting the escritura along with proof of tax payments (ITP or AJD) and paying the registration fees, which are usually 0.1-0.2% of the property value.

You can check registration status online through the Land Registry's website using your reference number. Once registered, you'll receive an official certificate (nota simple) confirming your ownership, which serves as definitive proof of title.

Until registration is complete, your ownership rights are protected by the signed escritura, but the Land Registry entry provides additional legal security and is required for certain transactions like obtaining mortgages or selling the property.

As of September 2025, digital registration processes have improved efficiency, but physical document processing still requires several weeks in most Spanish jurisdictions.

What role does the notary play in ensuring that the purchase money is safely transferred?

The notary verifies payment arrangements and confirms that proper financial instruments are in place, but they do not directly handle money transfers between buyer and seller.

During the escritura signing, the notary reviews bank drafts, certified checks, or wire transfer confirmations to verify that payment arrangements are legitimate and properly documented. They ensure that payment amounts match the declared purchase price in the deed.

The notary explains payment risks to both parties, including the implications of deferred payments, installment arrangements, or mortgage financing. They ensure that any payment guarantees or security arrangements are properly documented in the escritura.

However, the actual transfer of purchase funds is typically arranged and supervised by your gestoría, lawyer, or real estate agent rather than the notary. Many transactions use escrow services or attorney trust accounts to ensure secure fund transfers.

The notary documents the agreed payment method in the escritura and may note when payment has been confirmed, but they don't verify that money has actually changed hands. Their role is to authenticate the legal agreement rather than supervise the physical transfer of funds.

For large transactions, buyers often arrange payments through their Spanish bank, which can provide additional security and documentation for international transfers. The notary will accept confirmation from banks that payments are being processed according to the purchase agreement.

This separation of legal authentication and financial processing helps maintain the notary's impartiality while ensuring proper legal documentation of payment obligations.

If I don't speak Spanish, can the notary provide or require a translator, and how does that process work?

Yes, Spanish notaries can arrange certified translators when parties don't speak Spanish fluently, and in many cases, translation services are legally required to ensure proper understanding of the transaction.

The notary can provide a certified translator (traductor jurado) or you can arrange your own qualified translator, but the translator must be officially certified by the Spanish government. Friends, family members, or uncertified interpreters are not acceptable for legal document signing.

Translation costs typically range from €150-300 for a standard property transaction, depending on document complexity and session length. These costs are usually paid by the party requiring translation services, though this can be negotiated between buyer and seller.

Schedule translation services when booking your notary appointmentProvide documents in advance so the translator can prepareThe translator explains all contract terms and legal obligationsTranslation occurs in real-time during the signing ceremonyBoth original Spanish version and translation have equal legal validity

The certified translator must translate not just the words but also explain legal concepts and implications to ensure complete understanding. They may also translate questions from the non-Spanish speaker to the notary.

Some notaries in major tourist areas or cities with large international populations may speak English or other languages themselves, but official translation is still often required for legal compliance.

It's something we develop in our Spain property pack.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. The Agency Marbella - Role of a Notary in Spain
  2. MPM Consultants - Role of Notary in Spanish Property Transactions
  3. Spanish Lawyers UK - Role of Notary in Spanish Real Estate
  4. Broadway Consulting - Role of Notary in Spain Property Sales
  5. InmoAdapta - Notarial Procedures When Buying or Selling
  6. Revicasa - Documents for Property Sale at Notary
  7. Homerun Marbella - Spanish Property Law and Tax Guide
  8. Puravida Estate - Notary Fees in Spain Real Estate