Buying real estate in Slovakia?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

Understand the title deed when buying a property in Slovakia

Last updated on 

All sources have been thoroughly verified for credibility. Furthermore, a local real estate expert has reviewed and approved the final article.

risks pitfalls buying real estate Slovakia

Everything you need to know is included in our Slovakia Property Pack

Looking into property investment in Slovakia is intriguing. The country offers options like historic townhouses, mountain chalets, and city apartments with great potential for growth.

However, for international buyers, navigating the complexities of the Slovakian real estate market can be quite challenging, especially when verifying the authenticity and legality of the "List vlastníctva," which is the official title deed in Slovakia.

We have actually covered this specific document (among others, like the sales contract) in our property pack for Slovakia.

In this article, we will give some insight to ensure a smooth and legally compliant property transaction in Slovakia.

However, please do not forget that this blog post is for informational purposes only and that we are not legal experts. It's always advisable to consult with one. They can indeed thoroughly examine your specific situation and provide you with the most appropriate and tailored advice.

What is the List vlastníctva in Slovakia?

The "List vlastníctva" in Slovakia, also known as the "Katastrálna mapa," is a crucial document in real estate transactions.

It's essentially a property title deed, a legal document proving ownership of a property. This document is different from other property documents because it officially records who owns the property, along with detailed information about the property itself.

This includes the location, size, boundaries, and sometimes even the value of the property.

Now, when it comes to the legal rights it confers to the property owner, the "List vlastníctva" is quite significant. It gives the owner the legal right to use, enjoy, and dispose of the property. This means you can live in it, rent it out, sell it, or even pass it on as an inheritance.

However, it's essential to understand what it does not confer. For instance, owning a property doesn't automatically allow you to make any changes to it, especially if they require planning permission. It also doesn't exempt you from following local laws and regulations regarding property use.

In terms of reliability, the "List vlastníctva" is a highly reliable document. It's maintained by the Slovakian Cadastre of Real Estate, which ensures its accuracy and legal validity.

So, when you're looking at a property, having this document in hand means you're seeing the most current and legally recognized information about the property.

For resale and inheritance, this document plays a pivotal role. In a resale, it provides clear evidence of ownership, which is essential for any legal property transaction.

For inheritance, it simplifies the process of transferring property rights to heirs, as it clearly defines the property and its owner.

For foreign investors, understanding and having the "List vlastníctva" is crucial. It not only assures you of your legal rights as a property owner in Slovakia but also helps navigate the legal framework of property ownership in a foreign country.

Remember, though, that owning property in Slovakia might involve additional legal considerations, especially for non-residents, so it's wise to consult with legal experts in Slovakian property law.

Get the full checklist for your due diligence in Slovakia

Don't repeat the same mistakes others have made before you. Make sure everything is in order before signing your sales contract.

buying property foreigner Slovakia

How to verify a title deed in Slovakia?

The process

Verifying the authenticity of a "List vlastníctva" (property title deed) in Slovakia requires a few important steps. Start by consulting the Slovakian Cadastre of Real Estate (Katastrálny úrad).

This government body maintains the official real estate records, and they can provide a current extract of the "List vlastníctva" for the property you're interested in. This document contains essential information like the registered owner and property details.

Lawyers and notaries in Slovakia are also instrumental in this process. They have access to the Cadastre's database and can help obtain and verify the "List vlastníctva." Engaging a real estate lawyer is especially wise, as they can offer legal advice and ensure the transaction adheres to local laws.

Real estate agents can offer some assistance, though their role is more about guiding you through the process and recommending legal professionals. They don't have direct access to the Cadastre's records, so their ability to verify documents is limited.

To identify potential red flags and avoid scams, you should always insist on a recent extract from the "List vlastníctva" and compare it with the official records.

Be cautious if the seller seems to be rushing the transaction or is vague about property details. Any discrepancies in the property's size, location, or ownership are warning signs.

Also, confirm that the seller is indeed the registered owner or has the legal right to sell the property. Deals that seem unusually favorable, like a property priced well below market value, should be approached with skepticism.

For foreign investors, navigating the Slovakian real estate market can be challenging due to language barriers and unfamiliar laws, so hiring a local legal expert is crucial.

By following these guidelines, you can significantly reduce the risk of falling victim to property scams in Slovakia. The key is to always verify the "List vlastníctva" through official channels and seek professional legal advice.

What to check

Understanding the property title deed, or "List vlastníctva" in Slovakia, involves a few key steps to access, trace, and interpret the property's history, and each of these steps has its own importance.

To access the property's history records, you can request a historical extract from the Slovakian Cadastre of Real Estate (Katastrálny úrad). This extract will provide details of past ownerships and transactions.

Understanding the property’s past is crucial as it can reveal patterns or issues that might affect future ownership, such as recurring disputes or unclear succession of ownership.

Checking for any outstanding debts or liens is another critical step. This information should be listed in the "List vlastníctva." Debts or liens against the property can have significant implications for a new owner. If you purchase a property with existing debts or liens, you might become responsible for them.

Therefore, confirming the absence of these encumbrances before finalizing a purchase is essential.

Verifying the accuracy of property measurements and boundaries stated in the title deed is also important. Inconsistencies in these details can lead to disputes with neighbors or legal issues.

You can compare the information in the title deed with physical surveys and, if available, satellite imagery or local municipality maps.

If there are discrepancies, they can be resolved by engaging a licensed surveyor to conduct a new survey. The results can then be used to update the official records at the Cadastre of Real Estate.

Another aspect to consider is zoning laws and land use restrictions. To find out about these, you should consult with the local municipal office or planning department.

Zoning laws dictate how a property can be used, whether it’s for residential, commercial, or agricultural purposes, and they also govern building regulations on the property. Understanding these restrictions is vital as it determines what you can and cannot do with the property.

After our research and the feedback collected from our local real estate partners, we have written an article about the risks and pitfalls when buying a property in Slovakia, you might want to check it out.

Don't sign a Slovak document you don't understand

Buying a property in Slovakia? We have reviewed all the documents you need to know. Stay out of trouble - grab our comprehensive guide.

buying property foreigner Slovakia

How to update the title deed after the property transaction in Slovakia?

After purchasing a property in Slovakia, updating the "List vlastníctva" (property title deed) is a key step.

This process is managed by the Slovakian Cadastre of Real Estate (Katastrálny úrad). Here's how it typically works:

Once the property transaction is completed, the new owner, or their legal representative, must submit an application to update the title deed at the Cadastre of Real Estate. This application should include the sale contract, proof of payment, and personal identification documents.

The Cadastre then reviews the application, verifies the transaction, and updates the ownership details in the "List vlastníctva."

Regarding insurance and additional protections, once you have verified the title deed and purchased the property, it's wise to consider several types of insurance. Property insurance is fundamental; it covers damage to the building and, in some cases, to the contents.

Liability insurance is also advisable as it protects against claims if someone is injured on your property. If the property is in an area prone to natural disasters, specific insurance covering these risks might be necessary.

For inheritance laws, particularly for foreign owners, the "List vlastníctva" has significant implications. In Slovakia, property ownership as stated in this document is a key factor in inheritance proceedings.

For foreign owners, it's important to be aware that Slovakian law may interact with the laws of your home country regarding inheritance.

It's often recommended to consult with a legal expert in both Slovakian law and the law of your home country to understand how these might intersect and affect your estate planning.

The "List vlastníctva" is a crucial document in these matters, serving as the official record of your ownership and the basis for any legal proceedings related to the property.

Make a profitable investment in Slovakia

Better information leads to better decisions. Save time and money. Download our guide.

buying property foreigner Slovakia

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.