As of June 2026, apartments in Luxembourg City are still expensive, but the market is easier to read than it was during the correction: resale apartments usually sit around €10,500–€11,000 per m², while new-build apartments are closer to €11,800–€12,300 per m².
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We constantly update this blog post so the apartment prices in Luxembourg City stay close to the latest official data.
The goal is simple: help a foreign buyer understand what an apartment in Luxembourg City really costs in 2026.
We focus only on residential apartments, not houses, offices or mixed-use property.
And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Luxembourg City.
Insights
- Luxembourg City resale apartments are cheaper than new-build apartments, but the gap is still large: a normal 80 m² new apartment can cost about €140,000 more than resale.
- Neighbourhood prices in Luxembourg City are not just about prestige: Belair is expensive, but Neudorf also screens high because new listings change the average.
- For a foreign buyer, the apartment price is only the start, because Luxembourg transfer duties can add about 7% before notary and mortgage costs.
- A one-bedroom apartment in Luxembourg City in 2026 usually needs a real budget of about €600,000 before closing costs.
- Studios in Luxembourg City often look cheaper in total price, but they are usually expensive per square meter because rental demand is very deep.
- Bonnevoie, Gare, Beggen, Cents and Hamm are often more realistic for first-time buyers than Belair, Limpertsberg or Merl.
- Apartment rents in Luxembourg City stayed firm in late 2025, which helps landlords, but high purchase prices still keep gross yields modest.
- Property tax in Luxembourg City is usually low compared with the property value, because it is based on an old unit-value system.
- Monthly building charges matter a lot in Luxembourg City, especially in buildings with lifts, shared heating, underground parking or major renovation work coming.
How much do apartments really cost in Luxembourg City in 2026?
What's the average and median apartment price in Luxembourg City in 2026?
As of June 2026, the average resale apartment price in Luxembourg City is about €760,000–€790,000, or about $880,000–$915,000, while the median resale apartment price is closer to €680,000–€720,000, or about $785,000–$835,000.
For price per square meter, a realistic resale-heavy average in Luxembourg City in 2026 is about €10,500–€11,000 per m², or about $1,130–$1,185 per sq ft, while the local currency and euro figures are the same because Luxembourg uses the euro.
Most standard apartments in Luxembourg City in 2026 sit between about €390,000 and €1.35 million, or about $450,000 and $1.56 million, depending mainly on size, building age and neighbourhood.
How much is a studio apartment in Luxembourg City in 2026?
As of June 2026, a typical studio apartment in Luxembourg City costs about €430,000, or about $500,000, with the local price also equal to €430,000.
For a normal studio in Luxembourg City, a realistic entry-level to mid-range budget is about €390,000–€470,000, or about $450,000–$545,000, while a premium studio in Belair, Limpertsberg, Kirchberg or Ville-Haute can easily move above €500,000, or about $580,000.
Most studio apartments in Luxembourg City are around 30–40 m², and our base case is a 35–38 m² studio because smaller apartments usually cost more per square meter.
How much is a one-bedroom apartment in Luxembourg City in 2026?
As of June 2026, a typical one-bedroom apartment in Luxembourg City costs about €600,000, or about $695,000, with the euro and local-currency amount being the same.
In practical terms, entry-level to mid-range one-bedroom apartments in Luxembourg City usually cost about €540,000–€680,000, or about $625,000–$785,000, while high-end one-bedroom apartments in Belair, Limpertsberg, Merl or Kirchberg can reach €700,000–€800,000, or about $810,000–$925,000.
Most one-bedroom apartments in Luxembourg City are around 50–60 m², and 52–58 m² is a sensible size range for a normal buyer budget.
How much is a two-bedroom apartment in Luxembourg City in 2026?
As of June 2026, a typical two-bedroom apartment in Luxembourg City costs about €850,000, or about $985,000, with the local price also equal to €850,000.
Entry-level to mid-range two-bedroom apartments in Luxembourg City usually cost about €770,000–€980,000, or about $890,000–$1.13 million, while high-end two-bedroom apartments in Belair, Merl, Limpertsberg, Gasperich or Kirchberg often cost €950,000–€1.15 million, or about $1.10 million–$1.33 million.
By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Luxembourg City.
How much is a three-bedroom apartment in Luxembourg City in 2026?
As of June 2026, a typical three-bedroom apartment in Luxembourg City costs about €1.18 million, or about $1.37 million, with the local and euro amount both equal to €1.18 million.
Entry-level to mid-range three-bedroom apartments in Luxembourg City usually cost about €1.05 million–€1.35 million, or about $1.21 million–$1.56 million, while high-end family apartments in Belair, Limpertsberg, Merl, Ville-Haute or Kirchberg can move above €1.4 million, or about $1.62 million.
Most three-bedroom apartments in Luxembourg City are around 100–115 m², and 105–110 m² is a realistic size for a normal family apartment.
What's the price gap between new and resale apartments in Luxembourg City in 2026?
As of June 2026, new-build apartments in Luxembourg City are about 17% more expensive per square meter than resale apartments.
The average new-build apartment price in Luxembourg City is about €11,800–€12,300 per m², or about $1,270–$1,325 per sq ft, based on VEFA pricing and recent registered data.
The average resale apartment price in Luxembourg City is about €10,500–€11,000 per m², or about $1,130–$1,185 per sq ft, which keeps resale apartments more realistic for many private buyers.
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Can I afford to buy in Luxembourg City in 2026?
What's the typical total budget (all-in) to buy an apartment in Luxembourg City in 2026?
As of June 2026, a standard apartment buyer in Luxembourg City should usually plan for about €875,000–€945,000 all-in, or about $1.01 million–$1.09 million, when buying a typical two-bedroom apartment.
This all-in budget usually includes the purchase price, registration duty, transcription duty, notary costs, mortgage costs, bank file costs, valuation costs and a small due-diligence budget.
We go deeper and try to understand what costs can be avoided or minimized (and how) in our Luxembourg City property pack.
What down payment is typical to buy in Luxembourg City in 2026?
As of June 2026, a foreign buyer purchasing a standard €850,000 apartment in Luxembourg City should often plan for a 20%–25% down payment, or about €170,000–€215,000, which is about $195,000–$250,000.
The minimum down payment can be much lower for a first-time main-residence buyer with strong Luxembourg income, but many banks are more cautious with investors and non-resident foreign buyers.
For better mortgage terms in Luxembourg City, a foreign buyer should usually aim for at least 20% equity, and 25%–35% is more realistic if the buyer does not earn stable income in Luxembourg.
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Which neighborhoods are cheapest or priciest in Luxembourg City in 2026?
How much does the price per m² for apartments vary by neighborhood in Luxembourg City in 2026?
As of June 2026, apartment asking prices by neighbourhood in Luxembourg City range from about €8,900 to €14,300 per m², or about $955 to $1,540 per sq ft.
The most affordable neighbourhoods in Luxembourg City include Cents, Pfaffenthal, Clausen, Dommeldange, Weimerskirch, Beggen, Pulvermühle, Hamm, Bonnevoie and Gare, where typical asking prices are roughly €8,900–€10,900 per m², or about $955–$1,175 per sq ft.
The most expensive neighbourhoods in Luxembourg City include Belair, Neudorf, Gasperich, Limpertsberg, Merl, Ville-Haute, Mühlenbach and Kirchberg, where asking prices are usually around €11,400–€14,300 per m², or about $1,225–$1,540 per sq ft.
What neighborhoods are best for first-time buyers on a budget in Luxembourg City in 2026?
As of June 2026, the top three Luxembourg City neighbourhoods for first-time buyers on a budget are Bonnevoie, Gare and Beggen, with Cents, Hamm and parts of Eich also worth checking.
In those budget-friendly Luxembourg City areas, a realistic apartment budget is about €430,000–€620,000 for studios and one-bedroom apartments, or about $500,000–$720,000, and about €750,000–€900,000 for many two-bedroom apartments, or about $865,000–$1.04 million.
Bonnevoie gives buyers transport and deep apartment stock, Gare gives central access at a discount, and Beggen can offer more space for the same Luxembourg City budget.
The trade-off is that these neighbourhoods need more street-by-street checking, because noise, building age, energy class and resale appeal can change quickly from one apartment to another.
Which neighborhoods have the fastest-rising apartment prices in Luxembourg City in 2026?
As of June 2026, the three fastest-rising apartment-price neighbourhoods in Luxembourg City are Beggen, Mühlenbach and Neudorf, based on the latest official asking-price trend.
Beggen rose by about 13% year on year, Mühlenbach rose by about 9%, and Neudorf rose by about 9%, while Eich and Rollingergrund also showed strong recent momentum.
The main driver is that buyers are looking beyond the classic prime districts, so northern and north-western Luxembourg City neighbourhoods can rebound faster when affordability becomes the main search filter.
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What extra costs will I pay on top of the apartment price in Luxembourg City in 2026?
What are all the buyer closing costs when you buy an apartment in Luxembourg City?
For a typical €850,000 apartment in Luxembourg City, buyer closing costs are often about €25,000–€85,000, or about $30,000–$100,000, depending mainly on whether the buyer can use the Bëllegen Akt tax credit.
The main closing costs in Luxembourg City are registration duty, transcription duty, notary fees, mortgage deed costs, bank file fees, valuation costs and optional technical checks.
The largest cost is usually the 6% registration duty plus the 1% transcription duty, unless the buyer receives a large Bëllegen Akt credit.
Some costs can vary, such as bank file fees, mortgage costs and due-diligence costs, but Luxembourg transfer duties are set by law and are not normal negotiation items.
On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Luxembourg City?
Buyers in Luxembourg City should usually budget about 8%–10% of the apartment price for closing costs if no Bëllegen Akt credit applies.
For most standard transactions, the realistic range is about 1%–5% for eligible main-residence buyers using the credit, and about 8.5%–10% for investors or non-eligible buyers.
We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Luxembourg City.
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What are the ongoing monthly and yearly costs of an apartment in Luxembourg City in 2026?
What are typical HOA fees in Luxembourg City right now?
HOA fees are common in Luxembourg City apartment buildings, and a normal owner should budget about €180–€500 per month, or about $210–$580 per month, depending on apartment size and building services.
For basic buildings in Luxembourg City, HOA fees can be around €120–€220 per month, or about $140–$255, while larger or more serviced buildings can reach €500–€700 per month, or about $580–$810.
What utilities should I budget monthly in Luxembourg City right now?
A typical apartment owner in Luxembourg City should budget about €120–€260 per month for utilities, or about $140–$300 per month, outside the building charges.
The realistic monthly range is about €90–€140 for a studio, €120–€180 for a one-bedroom, €170–€260 for a two-bedroom and €230–€340 for a three-bedroom, or about $105–$395 depending on size.
This budget usually includes electricity, heating exposure, hot water, water, internet, waste-related costs and small service charges that are not already included in the copropriété statement.
Electricity and heating are usually the biggest items, but heating can be hidden inside the building charges if the apartment has shared heating.
How much is property tax on apartments in Luxembourg City?
For a normal apartment in Luxembourg City, annual property tax is usually modest, often around €100–€500 per year, or about $115–$580 per year.
Luxembourg property tax is calculated from a unit value rather than the current market price, then adjusted by tax coefficients and the commune’s multiplier.
A realistic annual range for Luxembourg City apartments is about €150–€300 for many normal units, or about $175–$350, while unusual cases can be lower or higher depending on the cadastral value.
What's the yearly building maintenance cost in Luxembourg City?
A normal apartment owner in Luxembourg City should budget about €2,500–€6,000 per year for building charges, reserve funds and recurring maintenance, or about $2,900–$6,950 per year.
The realistic range is about 0.3%–0.7% of the apartment value in normal years, but older buildings can go above 1% when façade, roof, lift or energy work is needed.
These costs usually include cleaning, common electricity, lift maintenance, building insurance, heating systems, small repairs, reserve funds and voted works.
In Luxembourg City, some maintenance costs are included in monthly HOA charges, but large renovation works may be billed separately after a co-owner vote.
How much does home insurance cost in Luxembourg City?
A typical home insurance policy for an owner-occupier apartment in Luxembourg City costs about €300–€500 per year, or about $350–$580 per year.
The realistic range is about €250–€700 per year, or about $290–$810, depending on size, coverage, contents, water-damage protection, liability and whether the owner is living there or renting it out.
Home insurance is not legally mandatory for every apartment owner in Luxembourg City, but banks often require it when a mortgage is used, and it is strongly recommended in a co-owned building.
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What sources have we used to write this blog article?
Whether it’s in our blog articles or the market analyses included in our property pack about Luxembourg City, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.
We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| Observatoire de l’Habitat / STATEC registered apartment sales | It uses notarial deeds, not asking prices. | We used it as the anchor for real apartment prices in Luxembourg City. We used the 2025 Q4 and full-year release available before June 2026. |
| Logement.lu sale-price methodology | It explains how official sale prices are built. | We used it to separate resale apartments from VEFA new-build apartments. We also used it to avoid mixing garages, cellars and different price definitions. |
| Luxembourg City asking prices by neighbourhood | It is official open data with quartier-level detail. | We used it because notarial data does not go below commune level. We treated it as asking-price evidence, not final sale-price evidence. |
| Luxembourg City asking rents by neighbourhood | It is the official neighbourhood rent dataset. | We used it to estimate rent pressure by quartier. We compared rent per m² with asking sale prices per m². |
| Observatoire de l’Habitat rent page | It explains rental methodology and rent movement. | We used it to confirm that apartment asking rents were still firm in late 2025. We used it for the June 2026 rental context. |
| STATEC statistics portal | STATEC is Luxembourg’s national statistics institute. | We used it as the macro-statistical reference for housing and inflation. We did not use it for neighbourhood prices because that detail is not available there. |
| Guichet.lu Bëllegen Akt and buyer tax rules | It is the official public-service source for buyer tax rules. | We used it for the 6% registration duty, 1% transcription duty and buyer tax credit. We treated the temporary credit carefully because timing matters. |
| CSSF Regulation No. 20-08 | CSSF is Luxembourg’s financial regulator. | We used it for loan-to-value caps and down-payment logic. We cross-checked it with the 2026 CSSF technical FAQ. |
| CSSF technical FAQ, 9 March 2026 | It is the latest regulator FAQ before June 2026. | We used it to explain that own funds must be real equity. We used it to frame what a foreign buyer should budget. |
| Banque centrale du Luxembourg interest-rate release | It is the official central-bank rate source. | We used it to check the 2026 mortgage-rate context. We did not use broker rates as the main benchmark. |
| European Central Bank EUR/USD reference rate | It is the official euro exchange-rate source. | We used it to convert euro apartment costs into US dollars. We rounded conversions because property budgets do not need daily FX precision. |
| Ministry of the Economy electricity aid page | It gives the official 2026 electricity-cost estimate. | We used it for the 2026 household electricity benchmark. We converted annual figures into monthly apartment utility budgets. |
| Logement.lu property tax page | It explains Luxembourg’s impôt foncier system. | We used it to explain why property tax is usually low. We combined it with Luxembourg City practice to estimate apartment tax. |
| Alzette 2026 syndic fee grid | It publishes a transparent Luxembourg copropriété fee grid. | We used it because official sources do not publish actual HOA budgets by building. We used it only as a market proxy. |
| Switchr home insurance cost guide | It gives current Luxembourg insurance cost ranges. | We used it to estimate owner-occupier and landlord insurance budgets. We kept the range broad because coverage changes the premium. |
| Baloise home-owner insurance guide | It explains local insurance needs for owners. | We used it to check whether home insurance is mandatory or bank-driven. We also used it to separate owner and co-ownership risks. |
| Foyer Luxembourg home insurance page | It is a major Luxembourg insurer source. | We used it to cross-check the structure of apartment home insurance. We did not use it as a single-price source because premiums are quote-based. |
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