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What is happening in Lithuania’s real estate market? Are prices on the rise or decline? Is Vilnius still a prime location for international investors? How are Lithuania’s government policies and taxes shaping the real estate landscape in 2025?
These are the questions we hear every day from professionals, buyers, and sellers across Lithuania, from Kaunas to Klaipėda and beyond. You might be curious about these trends too.
We understand this because we maintain close connections with local experts and individuals like you, exploring the Lithuanian real estate market daily. That’s why we crafted this article: to deliver clear answers, insightful analysis, and a comprehensive view of market trends and dynamics.
Our aim is straightforward: to make sure you feel informed and confident about the market without needing to search elsewhere. If you think we missed something or could improve, we’d love to hear your feedback. Feel free to message us with your thoughts, and we’ll strive to enhance this content for you.
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1) Lithuania’s property prices will stabilize after rapid growth, creating more opportunities for strategic investments
In Lithuania, the residential property market is showing signs of stabilization after a period of rapid growth.
In 2023, the apartment price index in major cities like Vilnius and Kaunas rose by 9.08%, marking the first time in over two years that year-over-year price growth fell to single digits. This suggests a cooling market, especially when you consider that, after adjusting for inflation, apartment prices remained unchanged.
Construction activity is another factor in this stabilization. In Vilnius, developers completed 4,915 apartments in 2023, an 18% increase from the previous year. However, the forecast for 2024 shows a significant drop, with only 2,900 apartments planned for sale, a 41% decrease from 2023. This reduction in new supply could help balance the market.
The rental market is also tight, with strong demand from both locals and foreigners. While rents are expected to rise, the pace is slowing, indicating a stabilizing market. Economic forecasts support this trend, as inflation slowed to 7.4% in July 2023, the lowest since September 2021.
For potential buyers, this means more opportunities for strategic investments as the market stabilizes. The combination of a cooling property market and a tight rental market could offer unique advantages.
Sources: Global Property Guide, Ober-Haus, Statista
2) Investors will focus on Šiauliai for its strategic location and expanding industrial sector
Šiauliai is catching the eye of investors thanks to its strategic location and booming industrial sector.
In recent years, the city has seen a surge in Foreign Direct Investment (FDI), especially in its industrial sector. Countries like Germany, Sweden, Estonia, and the Netherlands are leading the charge, showing just how attractive Šiauliai has become on the international stage.
One of the big draws for businesses is the city's improved logistics and transportation infrastructure. With new railway installations and a bypass that connects to major European highways, Šiauliai has made it easier for companies to transport raw materials and products, opening up more business opportunities.
Government incentives sweeten the deal for investors. Šiauliai offers low real estate and land taxes, and its two economic zones provide a nurturing environment for businesses. These zones are hotbeds for innovation, encouraging collaboration between businesses, educational institutions, and public bodies.
Šiauliai's location on key transportation routes that link to other Baltic countries makes it a prime spot for logistics and transportation. Companies that depend on efficient supply chain management find this particularly appealing.
Sources: Stat.gov.lt, Šiauliai City Strategy, Baltic Times, Šiauliai FEZ
We made this infographic to show you how property prices in Lithuania compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
3) Klaipėda will attract more investors with its expanding port activities and tourism potential
The coastal city of Klaipėda is becoming a hotspot for investors, and it's no wonder why.
In recent years, Klaipėda's port has been bustling with activity. Back in 2022, the Port of Klaipėda had a record-breaking year, surpassing 1 million TEU, a measure of cargo capacity. This marked a significant 57% growth from previous years. Fast forward to 2024, and the port continued its upward trend, increasing its cargo transshipment by 5% in the first eight months, reaching 22.3 million tons. This surge was largely driven by the movement of building materials, iron, steel, scrap, and timber through the port.
But Klaipėda isn't just about its port. The city is also becoming a magnet for tourists. In 2022, the port welcomed 61 cruise ships with 47,000 tourists. Although there was a slight dip in 2023, with 42,000 passengers and 41 ships, there's optimism that new shipping companies will bring more visitors in the future. The city is planning to introduce a pillow tax to boost tourism, which will help fund tourism promotion, including conference tourism, and improve hotel and infrastructure quality.
These developments are making Klaipėda a more appealing place for investors. The increased port activities and the city's efforts to attract more tourists suggest that property values might rise, making it a good time to invest. The introduction of the pillow tax and the focus on tourism infrastructure indicate that Klaipėda is serious about becoming a top tourist destination. This combination of growing port activities and tourism potential is why investors are starting to pay more attention to Klaipėda.
Sources: Port Technology, LRT, LRT, GMK Center
4) Vilnius will see higher rental yields as demand from young professionals and expats rises
Rental yields in Vilnius are on the rise as more young professionals and expatriates flock to the city.
In recent years, rental prices in Vilnius have surged, jumping by 26.7% in 2022 after a 9.5% increase in 2021. This upward trend highlights a strong demand for rental properties, which naturally boosts rental yields. The city is becoming a magnet for young professionals, drawn by job opportunities and a vibrant lifestyle.
Vilnius is also seeing a growing expatriate community. In 2022, 87.4 thousand people immigrated to Lithuania, doubling the number of those who left. This influx is adding to the demand for rental homes, especially in the bustling city center where housing is limited.
With more people moving in, housing shortages are becoming apparent, particularly in central Vilnius. This scarcity is pushing rental yields higher, as landlords can charge more due to the limited supply.
All these factors suggest that rental yields in Vilnius will keep climbing as the city continues to attract young professionals and expatriates looking for a place to call home.
Sources: Global Property Guide, EMN Lithuania, Lithuanian Statistics
5) Yields in smaller towns will drop as more people move to urban centers
In Lithuania, more people are moving from smaller towns to urban centers.
By 2023, 68.4% of Lithuanians were living in cities and towns, with urban areas growing steadily. This shift is largely driven by younger folks chasing job opportunities and a vibrant lifestyle, which in turn is pushing up property prices in cities.
Since early 2022, over 52,000 working-age people have moved to urban areas, boosting city employment and making urban life even more appealing to the younger crowd. This migration trend is reshaping the real estate market, with city properties becoming hot commodities.
In smaller towns, however, the story is different. As the population gravitates towards cities, property yields in these areas are expected to decline. This is a crucial point for potential buyers to consider, as the demand in rural areas is not keeping pace with urban growth.
For those eyeing property investments, understanding these dynamics is key. The urban pull is strong, and the trend shows no signs of slowing down. Cities are becoming the focal point for economic activity and lifestyle, leaving smaller towns with dwindling populations.
Sources: Trading Economics, Economy Finance, Lithuanian Statistics
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6) Coastal rental yields will grow with rising tourism and short-term rental demand
Rental yields in coastal areas are set to rise as tourism and short-term rental demand grow.
In Lithuania, foreign tourist numbers jumped by 13% in 2023, with many flocking to the scenic coastal regions. This influx of visitors is a clear sign that these areas are becoming hotspots, driving up the need for rental properties. As more tourists choose these picturesque spots, property owners are seeing a golden opportunity to capitalize on the increased demand.
Platforms like Airbnb are buzzing with activity in Lithuanian coastal towns. There's been a 25% surge in short-term rental listings, showing that property owners are eager to tap into this booming market. This trend is not just about more listings; it's about meeting the growing appetite for unique and flexible accommodation options, which in turn can boost rental yields.
Globally, the short-term vacation rental market is on a roll, with a projected 8.32% annual growth rate from 2023 to 2028. This growth is fueled by the rising popularity of short-term stays, which often command higher daily rates, especially in sought-after coastal areas. For property investors, this means a promising outlook for rental income.
In these coastal regions, the combination of increased tourist numbers and the popularity of short-term rentals is creating a perfect storm for property owners. As more travelers seek out these destinations, the potential for higher rental yields becomes even more attractive. It's a trend that's catching the eye of savvy investors looking to maximize their returns.
For those considering buying property in these areas, the message is clear: the demand for short-term rentals is not just a passing phase. With tourism on the rise and more people opting for flexible accommodation, coastal properties are becoming a lucrative investment. The opportunity to benefit from this growing market is ripe for the taking.
Sources: LRT, DoorLoop, PR Newswire
7) Interest in rural properties will drop as investors shift focus to urban and coastal areas
Foreign investors are increasingly drawn to urban and coastal areas in Lithuania.
In cities like Vilnius, Kaunas, and Klaipėda, property prices have been climbing, making them attractive for investment. For instance, Vilnius saw a 10.49% rise in apartment prices in 2023, signaling a robust market with promising returns.
The Lithuanian government sweetens the deal by offering residency permits as incentives for investing in urban real estate. This, coupled with higher rental yields in city centers, makes urban properties more appealing than rural ones.
Young people are flocking to cities, drawn by better job opportunities and amenities. This urban shift is bolstered by improved infrastructure and a booming tourism industry in coastal areas, which fuels demand for short-term rentals.
With these trends, it's clear that foreign interest in rural properties is waning as investors focus on the bustling urban and scenic coastal regions.
Sources: Statista, Global Property Guide, Land Network
8) Vilnius will attract more foreign investors as it becomes recognized as a business and cultural hub
Vilnius is quickly becoming a hotspot for business and culture.
In 2022, the city saw a remarkable surge in foreign direct investment, with 95.2% of the Capital Region's FDI flowing into Vilnius. This influx highlights the city's growing appeal to international investors. The streets of Vilnius are bustling with new businesses, and it's not just locals setting up shop. Major players from Germany, Estonia, and Sweden are leading the charge, drawn by the city's vibrant atmosphere and strategic location.
Walking through the city, you can feel the international vibe. Cafés are filled with a mix of languages, and the business districts are buzzing with activity. This isn't just a passing trend; it's a sign of Vilnius's transformation into a global business hub. The city's infrastructure and quality of life are also big draws, making it a top choice for companies looking to expand.
Looking at the bigger picture, Lithuania's economy is on a promising path. Real GDP growth is expected to hit 2.4% in 2024, signaling a robust recovery. This economic upswing is a green light for investors eyeing opportunities in a stable and growing market. Vilnius, with its dynamic environment, stands out as a prime location for those looking to tap into this growth.
For those considering a move or investment, Vilnius offers a unique blend of old-world charm and modern innovation. The city's rich history is complemented by a forward-thinking approach to business and culture. It's a place where tradition meets progress, creating a fertile ground for new ventures.
As Vilnius continues to gain recognition, the number of foreign investors is set to rise. The city's strategic position in Europe, coupled with its welcoming business climate, makes it an attractive destination for international companies. Vilnius is not just a city on the rise; it's a city ready to lead.
Sources: National Statistics, IMF
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Lithuania. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
9) Klaipėda rents will rise moderately as the city gains popularity with tourists and seasonal workers
Klaipėda is becoming a hotspot for tourists, and it's changing the local property scene.
With more visitors flocking to the city, short-term rental demand is on the rise. This isn't just a random trend; the Klaipėda Region Development Study shows that there's a big push to grow the local economy through tourism. As a result, apartment prices jumped by 7.16% in Q2 2023, which tells you just how much interest there is in the area.
Seasonal jobs are also popping up, especially in tourism and hospitality. This is because more companies are setting up shop here, fueling activities that cater to tourists. The hospitality and service sectors are expanding, thanks to both government and private investments, making Klaipėda even more attractive to visitors.
Getting to Klaipėda is easier than ever, thanks to better infrastructure and transportation. These improvements are part of a bigger plan to boost the local economy. Plus, media buzz and surveys are shining a light on Klaipėda's attractions, which is only adding to the demand for rental properties.
All these changes mean that rents in Klaipėda are likely to see a moderate rise as the city draws in more tourists and seasonal workers. The city's growing popularity is a win-win for both property owners and those looking to invest in the area.
Sources: Klaipėda Region Development Study, Global Property Guide, Klaipėda Economy Review
10) Kaunas rental yields will rise with a growing student population and expanding tech industry
Kaunas is buzzing with energy thanks to its growing student population and booming tech industry.
With nearly 40,000 students calling Kaunas home, this city is a hub of youthful energy and diversity. Many of these students come from abroad, adding an international flair to the community. This influx has made Kaunas a magnet for young people eager to live and learn in a vibrant environment.
The tech scene in Kaunas is also thriving, with over 150 international companies setting up shop to attract skilled professionals. This boom has led to a surge in job opportunities, drawing more tech-savvy individuals to the city. As these professionals flock to Kaunas, the demand for housing has naturally followed suit.
Real estate in Kaunas is on the rise, with rental yields seeing a noticeable uptick. The city's total sales indicator hit 346 in the latter half of 2023, a clear sign of the market's growth. This increase in property sales suggests that more rental properties are being introduced to cater to the growing demand from students and tech professionals alike.
For those considering investing in property, Kaunas presents a promising opportunity. The combination of a thriving student population and a robust tech industry is driving the rental market forward. This dynamic environment is creating a fertile ground for potential investors looking to capitalize on the city's upward trajectory.
As Kaunas continues to evolve, the rental market is poised for further growth. The city's appeal to both students and tech professionals is a key factor in this trend, making it an attractive option for property buyers. With the ongoing development in these sectors, Kaunas is set to remain a hotspot for rental property investment.
Sources: KTU News, Work in Kaunas, INREAL Report
11) Lithuania will introduce new regulations to promote sustainable building practices
Lithuania is making big moves towards sustainability in construction.
Starting November 2024, public buildings in Lithuania must be built with at least 50% wood and organic materials. This is part of a push for green building certifications like BREEAM and LEED, which will be mandatory from 2025. The shift isn't just about hitting environmental targets; it's also about meeting the growing consumer demand for eco-friendly homes.
The construction industry in Lithuania is set to grow by 3.5% annually from 2025 to 2028. This growth is largely driven by investments in energy, transport, housing, and industrial projects. The government's push for using more wood and organic materials in public buildings is a clear incentive for the industry to go green.
Lithuania is committed to producing up to 90% of its energy from renewable sources by 2030. This commitment influences national policies, pushing for reduced carbon footprints in construction. New regulations are being introduced to support these goals, aligning with international environmental agreements.
These changes are not just about policy; they're about creating a market that values sustainability. The government's incentives are making it easier for builders to adopt green practices, which is crucial as the demand for sustainable buildings continues to rise.
As Lithuania moves forward, these regulations will play a key role in shaping a more sustainable future, both in energy and construction. The focus is on creating buildings that are not only environmentally friendly but also meet the needs of a changing market.
Sources: Lithuania: 2024 bringing new changes to the Law on Construction, New Energy Strategy: Aiming for Green and Self-Sufficient Electricity, Lithuania Construction Market Size, Trends and Forecasts 2024-2028
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12) Vilnius rents will increase as the city attracts more international businesses and expats
Vilnius is buzzing with foreign direct investment, especially in tech.
With more international companies setting up shop, Vilnius is drawing in a skilled workforce eager to find homes. The city is becoming a magnet for expatriates, with their numbers jumping to 73,000 by late 2023, up from 38,000 not long ago. This influx is pushing up the demand for rentals, particularly in the bustling central business districts where space is tight.
Rental prices are climbing, with a 10.2% increase in 2023 for apartments. The Old Town is a hotspot, where larger, well-equipped apartments are seeing significant rent hikes. This trend is fueled by the limited availability of new developments in these prime areas.
As Vilnius continues to attract international businesses, the city is becoming a hub for expatriates, further driving up rental demand. The tech sector's growth is a key factor, bringing in professionals who need housing close to their workplaces.
With the city's charm and opportunities, it's no wonder that more people are choosing to call Vilnius home. The rising number of expatriates is a testament to the city's growing appeal, making it a vibrant place to live and work.
For those considering a move, it's clear that Vilnius is on the rise, with its dynamic environment and increasing rental prices reflecting its growing popularity.
Sources: Global Property Guide, Wikipedia, Statista
13) Rental prices in smaller towns may stabilize or drop as urban migration continues
In Lithuania, urban migration is reshaping the real estate landscape.
People are flocking to cities like Vilnius because nearly one-third of job vacancies are concentrated there. This urban pull is not just about jobs; it's about the lifestyle and opportunities that cities offer. As a result, smaller towns are seeing fewer residents, which is impacting their housing markets.
With fewer people in smaller towns, housing demand has dropped significantly. In 2022, there was a 14% decrease in housing transactions, and apartment sales in these areas fell by double-digit percentages. This trend is a clear indicator of how urban migration is affecting property values outside the major cities.
The aging population in smaller towns also plays a role in this shift. Younger generations are drawn to cities for better access to education and healthcare, which are more readily available in urban areas. This preference for city life is further supported by improvements in transportation and connectivity, making it easier for people to move to urban centers.
As a result, rental prices in smaller towns are likely to remain stable or even decline. The lack of demand from younger people, who prefer city living, means that landlords in these areas might struggle to find tenants. This situation is exacerbated by the fact that urban areas continue to attract more residents, leaving smaller towns with a shrinking pool of potential renters.
For potential property buyers, this means that investing in smaller towns might not yield the same returns as urban properties. The ongoing trend of urban migration suggests that the real estate market in smaller towns will remain sluggish, with limited growth prospects.
Sources: Trading Economics, EURES, Global Property Guide
14) Emerging neighborhoods will see property prices rise as development projects boost their desirability
Property prices in emerging neighborhoods are on the rise, especially in places like Vilnius, Lithuania.
In 2023, Vilnius saw a 10% jump in average apartment prices compared to the previous year, showing a strong demand for housing. This surge is largely due to significant investments in infrastructure and public amenities. For instance, the Darnu Group is pouring about 1 billion euros into developing a new district called Launagiai, which will feature thousands of new homes, schools, and shopping centers.
Government-backed projects are also key in transforming these areas. The Launagiai project aims to revitalize the southern part of Vilnius, balancing the city's development and making it more appealing. Such initiatives often lead to better public transport and more commercial activity, which boosts the area's desirability.
As these neighborhoods become more attractive, there's a noticeable demographic shift. Younger and more affluent residents are moving in, driving up demand for housing and, consequently, property prices. Media coverage and real estate reports from 2023 and 2024 highlight these trends, predicting continued growth.
These changes are not just about new buildings; they’re about creating vibrant communities. The influx of new residents often brings a fresh energy, with cafes, shops, and cultural spots popping up, making these areas even more appealing. This transformation is a win-win, as it not only enhances the quality of life for residents but also boosts the local economy.
For potential buyers, this means getting in early could be a smart move. As these neighborhoods continue to develop, property values are likely to keep climbing, offering a promising return on investment. Investing in these areas now could be a strategic decision for those looking to capitalize on the growth.
Sources: Global Property Guide, LRT, Ober Haus
We did some research and made this infographic to help you quickly compare rental yields of the major cities in Lithuania versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
15) Demand for large family homes will drop as people choose smaller, more efficient spaces
In Lithuania, single-person households now make up 24.60% of the population, showing a clear trend towards smaller living spaces.
More people are moving to cities, and by 2028, 70.6% of households are expected to be in urban areas. City life often means choosing smaller, more efficient homes, which are becoming increasingly popular.
With rising environmental awareness, many Lithuanians are opting for energy-efficient homes that are typically smaller and more sustainable. The government is even offering incentives to encourage this shift.
As property prices climb, larger homes are becoming less affordable for many. This economic reality is pushing people towards smaller, budget-friendly options.
The rise of remote work has changed how people think about living spaces. Many now prefer smaller, easier-to-manage homes that offer flexibility and convenience.
Sources: EUROSTAT Data on Single-Person Households, Urbanization Trends, Real Estate Market Report
16) Lithuania's major cities will see increased rental demand due to a rising number of expatriates
The growing number of expatriates in Lithuania is significantly impacting the demand for rental properties in major cities.
In 2023, Lithuania saw its foreign population exceed 200,000 for the first time, and by December 2024, this number had climbed to 231,822. This influx is particularly noticeable in cities like Vilnius, where the rental market is booming. With the completion of two new rental projects in 2023, Vilnius added nearly 800 new rental units to its housing market, catering to the preferences of expatriates who often choose renting for its flexibility.
International companies setting up shop in Lithuania are also driving this demand. As these businesses bring in employees from abroad, the need for rental properties continues to rise. In 2024, Lithuania tightened employment regulations for foreign nationals, a move that underscores the ongoing management of this growing expatriate community. This regulatory focus supports the need for more rental options, as expatriates often seek temporary housing solutions.
Urban development in Vilnius is keeping pace with these changes. New rental projects are being designed to balance the supply and demand in the real estate market, ensuring that the city can accommodate its growing population. This development is crucial as the city aims to maintain a stable housing market amidst the increasing number of expatriates.
For those considering a move to Lithuania, understanding these dynamics is key. The rental market is adapting to meet the needs of a diverse and expanding population, making it an attractive option for newcomers. The flexibility of renting, combined with the vibrant urban life in cities like Vilnius, offers a compelling reason for expatriates to choose this path.
Sources: Trading Economics, Migration Department, EIG Law, Ober-Haus
17) Home office-equipped properties will gain desirability as remote work becomes more prevalent
Remote work has reshaped lifestyles and housing preferences, especially in Lithuania.
In Lithuania, nearly 60% of the workforce now works remotely at least part-time, making home office spaces a hot commodity. This shift is not just about convenience; it's about creating a functional environment that supports productivity and comfort.
The demand for home office spaces is evident in the booming Home Office Furniture market, which in 2024, generated US$17.22 million in revenue. People are investing in ergonomic and stylish furniture to create ideal work-from-home setups, making properties with dedicated office spaces more appealing.
Real estate listings are catching on, often highlighting features like adaptable layouts and extra rooms. Architectural designs in new builds now frequently include dedicated workspaces, catering to families with multiple remote workers or students.
Companies worldwide are embracing remote work, with many offering permanent options. This global trend is making homes with office spaces even more desirable, as people seek properties that accommodate their new work-life balance.
Sources: Statista, The Mclemore Group
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18) Lithuania's aging population will boost demand for smaller, more accessible housing options
The aging population in Lithuania is reshaping housing demands.
In 2023, Lithuania's median age hit 44, a clear sign of an aging society. Fast forward to 2050, and 28.5% of Lithuanians will be 65 or older. This shift means more people will be looking for homes that fit their evolving lifestyles.
With life expectancy now at 77.43 years, Lithuanians are living longer and healthier. This longevity means elderly individuals will seek homes that are easier to manage. Think smaller spaces with fewer stairs and more safety features.
But here's the catch: many current homes in Lithuania aren't up to the task. They often lack essential features like wider doorways and step-free access, which are crucial for older adults. This gap signals a ripe opportunity for new housing developments tailored to these needs.
For those considering property investment, this trend is a golden opportunity. Developing or investing in accessible housing could meet a growing demand and offer a solid return. The market is shifting, and being ahead of the curve could be beneficial.
As the population ages, the demand for smaller, more accessible homes will only grow. Investors and developers who recognize this trend stand to gain by catering to the needs of an older demographic.
Sources: National Statistics, LRT News, Eurostat, IMF Library
19) Vilnius Old Town will remain a top spot for luxury real estate investments due to its historical significance and charm
The Old Town of Vilnius is a hotspot for luxury real estate, with property prices consistently on the rise.
Imagine owning a piece of history, like a 248-square-meter apartment on Subačiaus Street that recently sold for 2,750,000 euros. This isn't just about numbers; it's about the allure and potential growth of the area.
There's a buzz around luxury apartments nestled in historical buildings, adding to the Old Town's irresistible charm. Projects like Old Town Stay, Vilnius I, are not just close to landmarks like Vilnius Cathedral; they also promise substantial rental income and operational profit, making them highly sought after.
Investors are drawn to the Old Town for its higher rental yields compared to other areas. The competitive pricing of hotel rooms near Vilnius Cathedral hints at a strong potential for profitability, making it a smart choice for those looking to invest in luxury real estate.
What makes the Old Town truly special is its blend of financial advantage and historical allure. It's not just about the numbers; it's about living in a place rich with history and culture, where every corner tells a story.
With its unique appeal and promising returns, the Old Town of Vilnius continues to be a prime location for luxury real estate investments. The historical significance and charm of the area ensure its desirability and potential for future growth.
Sources: Baltic Sotheby's Realty, InRento, Le Figaro Properties
While this article provides thoughtful analysis and insights based on credible and carefully selected sources, it is not, and should never be considered, financial advice. We put significant effort into researching, aggregating, and analyzing data to present you with an informed perspective. However, every analysis reflects subjective choices, such as the selection of sources and methodologies, and no single piece can encompass the full complexity of the market. Always conduct your own research, seek professional advice, and make decisions based on your own judgment. Any financial risks or losses remain your responsibility. Finally, please note that we are not affiliated to any of the sources provided. Our analysis remains then 100% impartial.