Is living in Lisbon worth the price?

Authored by the expert who managed and guided the team behind the Portugal Property Pack

Yes, the analysis of Lisbon's property market is included in our pack

Who is the author of this content?

INVESTROPA

A team specialized in real estate investing in European countries

We are a team of financial experts, legal professionals, developers, and local real estate specialists dedicated to helping people like you avoid mistakes when investing in real estate in a foreign place, particularly in Lisbon. If you'd like to learn more about us, you can check our presentation page.

How this content was created 🔎📝

At INVESTROPA, we explore the Portuguese real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like Lisbon, Porto, and Cascais. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthiness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

How much is the average rent for a one-bedroom apartment in Lisbon?

As of September 2025, one-bedroom apartments in Lisbon rent for €1,000 to €1,420 per month on average.

Premium neighborhoods and very central locations command higher prices, reaching up to €1,800 monthly. Areas like Chiado, Príncipe Real, and prime spots in Avenidas Novas fall into this premium category.

Outer neighborhoods and emerging areas offer more affordable options, with some one-bedroom apartments available below the €1,000 threshold. Districts like Alvalade, parts of Benfica, and areas along the metro lines provide better value while maintaining good connectivity to the city center.

The Lisbon rental market has shown steady growth, with prices reflecting the city's increasing popularity among international residents and digital nomads. Property quality, building age, and proximity to metro stations significantly influence rental costs.

It's something we develop in our Portugal property pack.

What's the cost of living for a single person in Lisbon, including utilities, groceries, and transportation?

A single person in Lisbon should budget €1,700 to €2,100 per month for a comfortable lifestyle, including rent for a one-bedroom apartment.

Excluding rent, monthly living expenses range from €680 to €770. This covers utilities (€120-€180), groceries (€200-€250), public transportation (€30-€40), internet, mobile phone, and basic entertainment costs.

Utilities include electricity, water, gas, and internet services. Electricity costs vary seasonally, with higher bills during summer months due to air conditioning usage. Water and waste management fees are relatively modest compared to other European capitals.

Grocery costs depend on shopping habits and preferences for imported versus local products. Portuguese markets offer excellent value for fresh produce, fish, and local specialties. International brands and imported goods carry premium prices.

These figures represent a middle-class lifestyle with occasional dining out, weekend activities, and moderate consumption patterns.

How much does a meal at a mid-range restaurant in Lisbon cost?

Mid-range restaurant meals in Lisbon cost €25 to €40 per person for a complete dining experience including starter, main course, and drink.

Traditional Portuguese restaurants (tascas) and neighborhood eateries offer excellent value, with full meals often available for €15-€25. These establishments serve authentic local cuisine with generous portions and local wines.

Tourist-oriented restaurants in central areas like Rossio, Chiado, and Bairro Alto charge premium prices, often exceeding €40 per person. International cuisine restaurants typically fall into the higher price range.

Lunch menus (menu do dia) provide exceptional value at €10-€15, including soup, main course, dessert, and coffee. Many restaurants offer these fixed-price options during weekday lunch hours.

Wine adds relatively little to meal costs, with decent local wines available by the glass for €3-€6 in most establishments.

What are the public transportation options in Lisbon, and how much does it cost for a monthly pass?

Lisbon's public transportation system includes metro, buses, trams, commuter rail, and ferries, all integrated under a unified ticketing system.

Transport Option	Coverage Area	Monthly Pass Cost
Navegante Municipal	Lisbon city limits	€30
Navegante Metropolitan	Greater Lisbon area	€40
Single journey ticket	All city transport	€1.80-€1.85
Daily pass	24-hour unlimited	€6.45
Ferry to Cacilhas	Cross Tagus River	€1.35
Airport metro connection	City center to airport	€2.00

What's the job market like in Lisbon, and what's the average salary for a professional?

Lisbon's job market is moderately competitive but growing, particularly in technology, tourism, finance, and creative industries.

Average gross monthly salaries in Lisbon range from €1,700 to €2,215, with net take-home pay typically €1,500 to €1,600 after taxes and social security deductions. The national minimum wage stands at €870 monthly (net).

Technology professionals, engineers, and finance specialists earn higher salaries, typically €1,800 to €2,500 monthly gross. Marketing, design, and consulting roles fall into the €1,600 to €2,200 range. Service sector and administrative positions generally offer lower compensation.

The city has become a hub for startups, international companies establishing European operations, and remote work opportunities. English-speaking roles are increasingly common, particularly in tech companies and multinational corporations.

Portugal's Non-Habitual Resident (NHR) tax regime and D7 visa program have attracted international professionals, creating competition but also expanding job opportunities in various sectors.

How high are taxes in Portugal, and how do they compare to other European countries?

Portugal operates a progressive income tax system with rates ranging from 13% for low incomes to 48% for annual incomes exceeding €83,696.

Additional solidarity surcharges apply to higher earners, adding up to 5% on incomes over €80,000 annually. Social security contributions add approximately 11% for employees, deducted from gross salary.

Compared to other European countries, Portugal's tax rates are lower than most Western European nations like France, Belgium, and Germany, but higher than Eastern European countries. The effective tax burden for middle-income professionals is moderate within the European context.

The Non-Habitual Resident (NHR) program offers significant tax advantages for new residents, providing reduced rates or exemptions on certain types of income for up to 10 years.

Property taxes (IMI) are relatively low, typically 0.3% to 0.45% of property value annually. Capital gains tax on property sales varies depending on holding period and resident status.

What is the healthcare system like in Lisbon, and how much does it cost to get health insurance?

Portugal operates a universal healthcare system (SNS) providing free or low-cost basic medical care to residents.

Many expats choose private health insurance to access English-speaking doctors, reduce waiting times, and ensure immediate access to specialists. Private insurance costs range from €30 to €150 monthly, depending on coverage levels, age, and pre-existing conditions.

Public healthcare in Lisbon maintains high quality standards compared to other Western European systems. Major hospitals like Hospital de Santa Maria and Hospital Curry Cabral provide excellent care, though some services may involve waiting periods.

Private clinics and hospitals like Hospital da Luz, CUF, and Lusíadas offer immediate access to care with modern facilities and multilingual staff. Consultation fees range from €80 to €150 for specialists.

Prescription medications are subsidized under the public system, with patients typically paying 30-40% of costs. Dental care is not fully covered by public healthcare, making dental insurance a common additional expense.

How's the weather year-round in Lisbon, and how does it affect daily life?

Lisbon enjoys a Mediterranean climate with hot, dry summers and mild, wet winters, creating excellent living conditions year-round.

Summer temperatures reach up to 29°C in August, with minimal rainfall and abundant sunshine. Air conditioning becomes essential during peak summer months, affecting electricity costs. Outdoor dining and beach activities are popular from May through October.

Winter temperatures range from 14°C to 16°C between December and February, with frequent but light rainfall. Central heating is necessary during winter months, though heating costs remain moderate compared to northern European cities.

Spring and autumn offer ideal weather conditions with warm temperatures and occasional showers. These seasons are particularly pleasant for outdoor activities and exploring the city.

The consistent year-round sunshine and mild climate contribute significantly to quality of life, allowing for outdoor activities, al fresco dining, and beach access within 30 minutes of the city center throughout most of the year.

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Portugal versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

What are the top neighborhoods to live in Lisbon based on safety, affordability, and proximity to amenities?

Alvalade stands out as the top family-friendly neighborhood, offering green spaces, excellent schools, and moderate rental prices while maintaining easy access to the city center via metro.

Avenidas Novas serves as Lisbon's modern business hub with contemporary apartments, shopping centers, and direct connections to major employment areas. Rental prices are moderate for the quality and convenience offered.

Campo de Ourique attracts young professionals and creatives with its trendy atmosphere, excellent food market, local cafes, and relatively affordable housing options compared to central areas.

Parque das Nações offers modern riverside living with contemporary architecture, shopping malls, restaurants, and direct airport connections. This newer district provides apartment-style living with amenities but commands higher rental prices.

Estrela and Belém provide quieter residential alternatives with parks, museums, and historic charm while remaining well-connected to central Lisbon through public transportation.

Is Lisbon considered safe for expats, and what are the crime rates like?

Lisbon ranks among Europe's safest capital cities with a low crime rate index of 24.98 out of 100, which continues to decrease annually.

Violent crime remains extremely rare, with most incidents involving petty theft in tourist areas and on public transportation. Standard urban precautions are sufficient for personal safety.

The city center areas like Rossio, Chiado, and popular tourist spots experience occasional pickpocketing and bag snatching, particularly during peak tourist seasons. Evening hours in well-lit, populated areas pose minimal safety concerns.

Residential neighborhoods consistently report very low crime rates, with break-ins and property crimes uncommon. Police presence is visible and responsive throughout the city.

Expats consistently rate Lisbon as exceptionally safe for solo travelers, families, and elderly residents. The Portuguese culture emphasizes respect and courtesy, contributing to overall public safety.

How is the quality of schools in Lisbon, especially for international families?

Lisbon offers numerous high-quality international schools providing American, British, International Baccalaureate, and Cambridge curricula for expatriate families.

1. **Carlucci American International School** - Offers American curriculum with AP courses 2. **St. Julian's School** - British curriculum with excellent university placement rates 3. **International School of Lisbon** - IB program for all age groups 4. **Colégio Planalto** - Bilingual Portuguese-English education 5. **Deutsche Schule Lissabon** - German international school option 6. **Lycée Français Charles Lepierre** - French curriculum school

These schools maintain high academic standards, modern facilities, and extensive language support programs for non-Portuguese speaking students. Tuition fees typically range from €8,000 to €15,000 annually.

Public Portuguese schools offer free education with generally good standards, though language barriers may present challenges for international students. Some public schools provide English-language support programs.

It's something we develop in our Portugal property pack.

How easy is it to integrate into Lisbon's local culture, and are English speakers generally able to get by?

English speakers can navigate daily life in Lisbon comfortably, as many locals in service industries, business sectors, and younger demographics speak functional English.

The expatriate community in Lisbon is large and welcoming, with numerous meetup groups, coworking spaces, and international social clubs facilitating connections and networking opportunities.

Portuguese locals are generally friendly and patient with foreigners attempting to speak Portuguese. Learning basic Portuguese phrases significantly enhances daily interactions and demonstrates cultural respect.

Business environments increasingly operate in English, particularly in technology, finance, and international companies. Many restaurants, shops, and service providers in central areas accommodate English speakers.

Cultural integration happens naturally through participation in local festivals, markets, neighborhood cafes, and community events. The Portuguese lifestyle emphasizes relaxed social interactions and outdoor living, which many expats find appealing and accessible.

It's something we develop in our Portugal property pack.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

1. Global Citizen Solutions - Cost of Living in Lisbon
2. Portugal Investment Properties - Living in Lisbon
3. Move to Cascais - Renting Guide 2025
4. Lisboa Secreta - Transport Tickets 2025
5. Portugal Buyers Agent - Living in Lisbon
6. Two Tickets Anywhere - Lisbon Safety
7. Tivazo - Average Salary Portugal 2025
8. PWC Tax Summaries - Portugal Income Tax
9. C1 Brokers - Health Insurance Costs Portugal
10. Global Citizen Solutions - Health Insurance Portugal