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Are Airbnb rentals in Helsinki a good idea? (2026)

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Authored by the expert who managed and guided the team behind the Finland Property Pack

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Airbnb in Helsinki in 2026 can work, but the best results usually come from a small, well-located apartment that stays legally low-risk.

This blog post looks at short-term rental rules, Airbnb revenue, operating costs, current housing prices in Helsinki and the neighborhoods where demand is strongest.

We constantly update this blog post so the Helsinki Airbnb numbers stay useful for buyers who want fresh 2026 data.

And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Helsinki.

Insights

  • A Helsinki Airbnb in 2026 is mostly an apartment play, because central guest demand is concentrated in compact housing-company buildings, not detached houses or villas.
  • The legal risk in Helsinki is not a simple citywide Airbnb ban, but the risk that regular tourist use turns a flat into accommodation premises.
  • A realistic Helsinki Airbnb listing in 2026 earns around €1,450 to €1,750 per month before costs, but central apartments can do much better in summer.
  • The most useful Helsinki Airbnb benchmark is not the best month, because January and February can be weak while June to August can look very strong.
  • Kamppi, Kluuvi, Punavuori, Kallio and Töölö are attractive Airbnb areas, but these same dense apartment districts can create the most housing-company friction.
  • Pasila is a more practical Helsinki Airbnb opportunity than many buyers expect, because Slush, Messukeskus events and train access support business demand.
  • The crowded Helsinki Airbnb price band is around €80 to €130 per night, so better-quality one-bedrooms and family-friendly two-bedrooms can stand out.
  • For most non-professional buyers, a one-bedroom apartment near metro, tram or train access is the simplest Helsinki Airbnb property to understand and operate.
  • Management fees can turn a profitable Helsinki Airbnb into a weak investment, because outsourced hosting can take 15% to 25% of gross revenue.
  • Helsinki entered 2026 with record tourism demand, but buyers should still model conservative occupancy because private Airbnb datasets define active listings differently.
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Fact-checked and reviewed by our local expert

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Jae Seok An

Founder, Airbtics

Jae Seok An is the Founder & Data Scientist at Airbtics, a short-term rental analytics platform helping investors, hosts, and property managers analyze Airbnb markets, revenue potential, occupancy, and pricing trends using data-driven insights.

Can I legally run an Airbnb in Helsinki in 2026?

Is short-term renting allowed in Helsinki in 2026?

As of early 2026, short-term renting is allowed in Helsinki, but a residential Airbnb in Helsinki must still look and function like normal housing unless the property has the correct status for accommodation use.

The main Helsinki Airbnb rule comes from Helsinki Building Control guidance, which says that turning a flat into accommodation premises can be a substantial change of use that may require a building permit.

The most important condition is simple: an occasional home rental is lower risk, while a full-time apartment used like a hotel is much more likely to create a permit problem in Helsinki.

Hosts also need to respect housing-company rules, lease terms, noise rules, key-box practices, fire safety expectations and Finnish tax reporting, because these practical limits often matter more than a single Airbnb license.

If a Helsinki Airbnb is treated as illegal accommodation use, the likely consequence is a building-control intervention, a demand to stop the use, a permit process or pressure from the housing company.

For a more general view, you can read our article detailing what exactly foreigners can own and buy in Finland.

If you are an American, you might want to read our blog article detailing the property rights of US citizens in Finland.

Sources and methodology: we checked Helsinki Building Control guidance, Helsinki building permits and the Finnish Ministry of the Environment. We treated city building-use guidance as the strongest Helsinki-specific source. We also compared the rule text with our own Helsinki Airbnb risk review.

Are there minimum-stay rules and maximum nights-per-year caps for Airbnbs in Helsinki as of 2026?

As of early 2026, Helsinki does not publish a clear citywide minimum-stay rule or a fixed maximum-nights-per-year cap for Airbnb hosts.

This means there is no official 90-night or 120-night cap for any specific residential property type in Helsinki, but frequent short stays in an apartment can still create a building-use problem.

Because there is no simple Helsinki Airbnb night cap, careful hosts usually track booked nights, guest turnover and income mainly for tax reporting and risk management.

For a conservative investor, it is still smart to model around 90 to 120 rented nights per year unless the building-use position is clearly safe, because that is a practical risk limit rather than a legal cap.

Sources and methodology: we checked Helsinki Building Control, the Ministry of the Environment and EU Regulation 2024/1028. We found no official Helsinki night cap in these sources. We used a conservative planning range to help non-professional buyers avoid over-optimistic assumptions.

Do I have to live there, or can I Airbnb a secondary home in Helsinki right now?

You do not always have to live in the property to run an Airbnb in Helsinki, but a primary-home rental is much easier to defend than a full-time investment apartment.

A secondary home or investment property can be rented short term in Helsinki only if the actual use does not cross into accommodation activity without the right building-use approval.

For a non-primary residence, the main extra condition is to check the housing company, lease documents, building-use status and practical neighbor-friction risk before listing the apartment.

The big difference is that a primary residence used occasionally still looks like housing, while a secondary home rented to tourists most of the year can look like a small hotel inside a residential building.

Sources and methodology: we reviewed Helsinki accommodation-in-a-flat guidance, Helsinki Building Control instructions and Finnish national short-term rental material. We separated legal use from practical housing-company risk. Our own market review gave more weight to apartment buildings than houses because Helsinki is apartment-heavy.

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Can I run multiple Airbnbs under one name in Helsinki right now?

One person or company can technically operate multiple Airbnb listings in Helsinki, but several listings under one name make the activity look more professional.

There is no clear Helsinki rule that sets a maximum number of Airbnb properties one person can list, but several apartment listings can increase building-control, tax and housing-company scrutiny.

There is no simple multi-listing Airbnb license for Helsinki casual hosts, although professional accommodation activity may require building-use approval, business handling and proper tax reporting.

The main regulatory reason is that Helsinki wants to protect normal residential use in apartment buildings and avoid turning ordinary housing into informal hotel stock.

Sources and methodology: we compared Helsinki Building Control guidance, EU short-term rental data rules and Finnish Tax Administration guidance. We treated multiple listings as a risk signal, not a fixed ban. We also used our own listing-pattern review to understand where multi-unit activity is most visible.

Do I need a short-term rental license or a business registration to host in Helsinki as of 2026?

As of early 2026, ordinary occasional Airbnb hosts in Helsinki do not need a simple city Airbnb license, but professional or hotel-like use may need building-control approval and proper business and tax handling.

Where a change of use is needed, the host or owner normally has to deal with Helsinki Building Control through the building-permit process, and the timing depends on the building, documents and review complexity.

The most relevant documents are usually the housing-company position, floor plans, building-use information, fire and safety arrangements, and a clear explanation of how the flat will be used.

There is no standard public Helsinki Airbnb license fee, so buyers should budget for possible professional advice and permit costs only if the use starts to look like accommodation premises.

Sources and methodology: we checked Helsinki building permits, Helsinki flat accommodation guidance and Vero rental-income guidance. We did not invent a Helsinki Airbnb license where official sources do not show one. We used our own compliance checklist to separate casual hosting from professional accommodation.

Are there neighborhood bans or restricted zones for Airbnb in Helsinki as of 2026?

As of early 2026, Helsinki does not have an official neighborhood-level Airbnb ban or restricted-zone map for residential short-term rentals.

In practice, central apartment areas such as Kamppi, Kluuvi, Punavuori, Kallio, Töölö, Kruununhaka, Katajanokka and Ullanlinna can face more scrutiny because guest traffic is higher.

The reason is not a district ban, but the mix of dense housing companies, high tourist demand, shared stairwells, key access issues and possible resident complaints.

Sources and methodology: we checked Helsinki Building Control, Helsinki permit instructions and national short-term rental context. We found building-specific rules, not neighborhood bans. We also compared this with Airbnb supply concentration in central Helsinki districts.

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How much can an Airbnb earn in Helsinki in 2026?

What's the average and median nightly price on Airbnb in Helsinki in 2026?

As of early 2026, the average nightly price for an Airbnb listing in Helsinki is about €115 to €125, or about $125 to $135, while the median nightly price is about €95 to €105, or about $105 to $115.

The typical nightly price range that covers roughly 80% of Helsinki Airbnb listings is about €65 to €190, or about $70 to $205, because small outer-area studios and premium central apartments sit in very different bands.

The biggest pricing factor in Helsinki is not only centrality, but the combination of location, transit access and apartment quality during winter and event periods.

By the way, you will find much more detailed rent ranges in our property pack covering the real estate market in Helsinki.

Sources and methodology: we compared AirROI Helsinki data, AirDNA Helsinki data and Statistics Finland accommodation statistics. We rounded private STR data instead of copying one exact number. We also cross-checked public listing ranges and our own Helsinki neighborhood model.

How much do nightly prices vary by neighborhood in Helsinki in 2026?

As of early 2026, Helsinki Airbnb nightly prices range from about €65 to €110, or $70 to $120, in outer areas like Vuosaari, Herttoniemi and Itäkeskus to about €130 to €190, or $140 to $205, in Kamppi, Kluuvi and the city centre.

The three highest average nightly price areas for Helsinki Airbnb listings are usually Kamppi and Kluuvi at about €130 to €190, Punavuori and Ullanlinna at about €120 to €175, and Katajanokka and Kruununhaka at about €115 to €165.

The three lower-price areas are typically Vuosaari, Herttoniemi and Itäkeskus at about €65 to €110, and guests still choose them when the apartment is clean, near metro access and priced clearly below the centre.

Sources and methodology: we used AirROI, AirDNA and Helsinki facts and figures. We grouped neighborhoods by guest behavior rather than by administrative boundaries only. We also adjusted estimates for transit quality and event access.

What's the typical occupancy rate in Helsinki in 2026?

As of early 2026, the typical occupancy rate for an Airbnb listing in Helsinki is about 52% to 58% across active listings.

The realistic occupancy range for most Helsinki Airbnb listings is about 40% to 70%, with weak outer listings near the bottom and strong central entire apartments near the top.

Helsinki occupancy appears stronger than many smaller Finnish city markets because the capital has business travel, events, ferry traffic, summer tourism and international demand in one place.

The biggest factor behind above-average occupancy in Helsinki is being close to reliable metro, tram or train access, because guests care a lot about easy arrival in cold and dark months.

Sources and methodology: we triangulated AirROI occupancy signals, AirDNA market data and Helsinki tourism records. We used a range because datasets define active and available nights differently. We then checked the result against our own Helsinki listing-quality review.

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What's the average monthly revenue per listing in Helsinki in 2026?

As of early 2026, the average monthly revenue per Airbnb listing in Helsinki is about €1,450 to €1,750, or about $1,570 to $1,890, before cleaning costs, management, tax and mortgage payments.

A realistic monthly revenue range covering roughly 80% of Helsinki Airbnb listings is about €800 to €2,700, or about $865 to $2,915, because location, season and apartment size matter a lot.

Top Helsinki Airbnb listings can reach about €3,000 or more in strong summer or event months, because a €160 nightly rate at 20 booked nights gives about €3,200 in gross revenue.

Finally, note that we give here all the information you need to buy and rent out a property in Helsinki.

Sources and methodology: we calculated revenue from AirROI revenue data, AirDNA market data and Statistics Finland demand data. We used ADR times occupancy as a simple check. We also adjusted for inactive and part-time Helsinki listings.

What's the typical low-season vs high-season monthly revenue in Helsinki in 2026?

As of early 2026, a normal one-bedroom Airbnb in Helsinki can earn about €800 to €1,200, or $865 to $1,295, in low season and about €2,000 to €3,000, or $2,160 to $3,240, in high season.

The low season for Helsinki Airbnb demand is usually January and February, while the high season is June to August, with extra spikes around Helsinki Pride, Flow Festival, Slush and major Messukeskus events.

Sources and methodology: we used Statistics Finland accommodation statistics, City of Helsinki tourism data and Flow Festival dates. We treated events separately because they can distort normal monthly averages. We also compared revenue seasonality with our own Airbnb pricing model.

What's a realistic Airbnb monthly expense range in Helsinki in 2026?

As of early 2026, a realistic monthly expense range for operating a Helsinki Airbnb is about €450 to €850, or $485 to $920, if self-managed and about €750 to €1,350, or $810 to $1,460, if professionally managed.

The largest monthly cost is usually the housing-company charge plus management if outsourced, with small apartments often paying about €180 to €380, or $195 to $410, in housing-company charges before other costs.

Most Helsinki Airbnb hosts should expect operating expenses to absorb about 35% to 55% of gross revenue before mortgage payments and income tax.

If you want to go into more details, we also have a blog article detailing all the property taxes and fees in Helsinki.

Sources and methodology: we used Helsinki facts and figures, Statistics Finland rents and Finnish Tax Administration rental guidance. We excluded mortgage and income tax from the operating-cost range. We also benchmarked cleaning, supplies and management against our own STR operating assumptions.

What's realistic monthly net profit and profit per available night for Airbnb in Helsinki in 2026?

As of early 2026, a realistic Helsinki Airbnb can make about €350 to €1,100, or $380 to $1,190, in monthly pre-mortgage, pre-tax net profit, which equals about €15 to €65, or $16 to $70, per available night.

Most average Helsinki Airbnb listings sit closer to €350 to €700, or $380 to $755, per month if self-managed, while professionally managed average listings can be close to break-even.

A normal Helsinki Airbnb net profit margin is often about 20% to 40% before mortgage and tax, but the margin is much lower if the apartment has high debt or outsourced management.

The break-even occupancy rate for a typical Helsinki Airbnb is often around 35% to 45%, depending on nightly price, cleaning leakage, housing-company charges and management fees.

In our property pack covering the real estate market in Helsinki, we explain the best strategies to improve your cashflows.

Sources and methodology: we combined AirROI revenue data, Bank of Finland mortgage-rate data and Statistics Finland rent data. We separated operating profit from leveraged cash flow. We also ran our own simple revenue minus expense model for small Helsinki apartments.

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How competitive is Airbnb in Helsinki as of 2026?

How many active Airbnb listings are in Helsinki as of 2026?

As of early 2026, Helsinki has about 2,500 to 3,000 active Airbnb listings, with broader short-term rental supply possibly closer to 3,000 to 3,700 when intermittently active units are included.

Compared with the previous year, Helsinki Airbnb supply looks broadly stable to moderately higher, while the longer trend is that supply has recovered after the pandemic but faces more data transparency from 2026 onward.

Sources and methodology: we compared AirROI listing data, AirDNA Helsinki market data and EU short-term rental transparency rules. We used rounded ranges because private datasets count active listings differently. We also checked public supply signals and our own city-level listing review.

Which neighborhoods are most saturated in Helsinki as of 2026?

As of early 2026, the most saturated Airbnb neighborhoods in Helsinki are Kamppi, Kluuvi, Punavuori, Kallio, Töölö, Kruununhaka, Katajanokka and Ullanlinna.

These neighborhoods are saturated because they combine small apartments, walkable tourism, restaurants, tram or metro access and easy weekend demand, which attracts both casual hosts and investor-style listings.

Relatively less saturated opportunities may exist in Pasila, Jätkäsaari, Ruoholahti, Kalasatama, Hakaniemi, Herttoniemi and Vuosaari when the apartment has excellent transit and a clear guest use case.

Sources and methodology: we used AirROI supply data, AirDNA market data and Helsinki housing statistics. We matched STR supply with apartment-heavy districts. We also used our own neighborhood scoring for demand, transit and legal friction.

What local events spike demand in Helsinki in 2026?

As of early 2026, the main events that spike Helsinki Airbnb demand are Helsinki Pride, Flow Festival on 14 to 16 August 2026, Slush on 18 to 19 November 2026, Helsinki Day and major Messukeskus events in Pasila.

During these peak events, good Helsinki Airbnb listings can often raise nightly rates by about 20% to 60%, with the strongest effect in areas close to Suvilahti, Pasila, the city centre and major transit lines.

Hosts should usually adjust Helsinki Airbnb pricing and availability two to four months before major events, because the best guests often book early when dates are known.

Sources and methodology: we checked Flow Festival, Slush and Helsinki Pride. We linked each event to nearby Airbnb neighborhoods and transit. We also used our own event-pricing model to estimate rate uplift.

What occupancy differences exist between top and average hosts in Helsinki in 2026?

As of early 2026, top-performing Helsinki Airbnb hosts can reach about 65% to 72% occupancy when the listing is central, well-reviewed, easy to access and priced correctly.

An average Helsinki Airbnb host is more likely to sit around 52% to 58% occupancy, while weak listings can fall to about 35% to 45% if the location, photos or reviews are poor.

A new Helsinki Airbnb host usually needs 6 to 12 months to reach top-performer occupancy, because the listing needs reviews, seasonality data and a tested pricing strategy.

We give more details about the different Airbnb strategies to adopt in our property pack covering the real estate market in Helsinki.

Sources and methodology: we compared AirROI occupancy data, AirDNA performance signals and Helsinki tourism demand. We used a performance spread because host quality changes results a lot. We also reviewed public listing quality patterns in central Helsinki.

Which price points are most crowded, and where's the "white space" for new hosts in Helsinki right now?

The most crowded Helsinki Airbnb nightly price range is about €80 to €130, or $85 to $140, because this band contains many studios and one-bedroom apartments in central and near-central districts.

The better white-space opportunities are often around €140 to €190, or $150 to $205, for high-quality one-bedrooms and around €180 to €260, or $195 to $280, for practical two-bedrooms that serve families or business travelers.

A new host can compete in these underserved Helsinki Airbnb segments with real beds, strong lighting, quiet interiors, laundry, workspace, easy transit instructions, winter-ready arrival and a building setup that does not annoy neighbors.

Sources and methodology: we used AirROI pricing data, AirDNA pricing signals and Statistics Finland rent benchmarks. We compared crowded price bands with apartment size and guest type. We also used our own conversion review of Helsinki Airbnb listings.
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What property works best for Airbnb demand in Helsinki right now?

What bedroom count gets the most bookings in Helsinki as of 2026?

As of early 2026, studios and one-bedroom apartments get the most Airbnb bookings in Helsinki, but a one-bedroom usually offers the best balance between demand, nightly price and operating simplicity.

A practical booking-share estimate for Helsinki Airbnb demand is about 30% to 35% for studios, 35% to 40% for one-bedrooms, 18% to 25% for two-bedrooms and 5% to 10% for three-bedroom or larger homes.

One-bedrooms perform best in Helsinki because the city attracts solo travelers, couples, business visitors and short city-break guests who want central access without paying for a large home.

Sources and methodology: we combined Helsinki housing statistics, AirROI listing data and AirDNA market data. We estimated bedroom share from supply and guest-demand patterns. We also checked whether the result made sense against Helsinki apartment sizes and purchase costs.

What property type performs best in Helsinki in 2026?

As of early 2026, apartments perform best for Airbnb in Helsinki, especially studios, one-bedrooms and compact two-bedrooms in walkable or transit-friendly housing-company buildings.

Good Helsinki apartments can reach about 55% to 70% occupancy, while rowhouses and detached houses are more niche and often depend on family stays, parking, quiet areas or special features.

Apartments outperform other Helsinki Airbnb property types because they are closer to the centre, easier to heat and clean, more common in the housing stock and better matched to short-stay guest behavior.

Sources and methodology: we reviewed Helsinki facts and figures, Statistics Finland rent data and AirROI short-term rental data. We included all residential property types, but weighted apartments most heavily because they dominate Helsinki demand. We excluded villas from the core recommendation because they are rare in normal residential supply.

What sources have we used to write this blog article?

Whether it’s in our blog articles or the market analyses included in our property pack about Helsinki, we always rely on the strongest methodology we can … and we don’t throw out numbers at random.

We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why we trust it How we used it
City of Helsinki, instructions for providing accommodation in a flat This is the clearest Helsinki Building Control guidance on when a flat may become accommodation premises. We used it as the legal anchor for the article. We relied on it to explain why occasional home-sharing is lower risk than hotel-like apartment use.
City of Helsinki, building permits This is the official Helsinki page for building-permit questions. We used it to confirm that Helsinki Building Control is the relevant authority for building-use questions. We also used it to explain why a change of use can become a permit issue.
City of Helsinki, Building Control instructions and forms This is the city’s current page for Building Control guidance and forms. We used it to check the city’s 2026 permit-guidance context. We treated the accommodation-in-a-flat PDF as the most direct Helsinki Airbnb rule text.
Finnish Ministry of the Environment, short-term rental material The Ministry is the national authority involved in clarifying Finland’s short-term rental rules. We used it to understand the national rule background. We did not treat it as a Helsinki-specific Airbnb night cap or local ban.
EU Regulation 2024/1028 on short-term rental data sharing This is the official EU regulation covering platform data collection and sharing for short-term rentals. We used it to explain why short-term rental transparency improves from May 2026. We did not treat the regulation as a Helsinki ban or revenue limit.
Finnish Tax Administration, occasional rental income Vero is Finland’s official tax authority. We used it to confirm that short-term and occasional rental income is taxable. We also used it to explain why platform income must be reported.
Suomi.fi, rental income service page Suomi.fi is Finland’s official public-service portal. We used it to confirm that rental income and related expenses must be reported. We also used it to describe rental income as capital income.
Statistics Finland, accommodation statistics Statistics Finland is the national statistical agency. We used it to ground tourism demand and seasonality. We treated it as the best official benchmark, even though it does not fully capture Airbnb supply.
City of Helsinki, 2025 tourism record release The city release gives Helsinki-specific tourism figures based on Statistics Finland data. We used it to show that Helsinki entered 2026 with record overnight demand. We also used the 4,924,251 overnight-stay figure as a demand backdrop.
Visit Finland, 2025 monthly follow-up Visit Finland is the national tourism body. We used it to cross-check the strength of foreign visitor demand. We also used it to understand Helsinki’s international travel recovery.
Helsinki facts and figures 2025 This is the city’s official statistical pocketbook. We used it to understand Helsinki’s housing stock, prices, rents and urban structure. We also used it to focus the article on apartments rather than rare property types.
Statistics Finland, rents of dwellings This is the official rent dataset for Finland. We used it to benchmark the long-term rental alternative in Helsinki. We also used it to sense-check whether Airbnb revenue is attractive after costs.
Statistics Finland, rents in January to March 2026 This is a fresh 2026 official release on Finnish rental-market changes. We used it to keep the long-term rent comparison current. We also used it to avoid overstating rental growth in Greater Helsinki.
Statistics Finland, old dwellings in housing companies 2025 This is an official release on apartment and terraced-house price trends. We used it to frame purchase-price pressure for Helsinki Airbnb buyers. We also used it to connect short-term rental profit to real acquisition costs.
Bank of Finland, housing-loan interest rates The central bank is the strongest source for Finnish mortgage-rate conditions. We used it to frame financing pressure on Helsinki Airbnb profitability. We also used it to avoid presenting pre-mortgage profit as final cash flow.
AirROI Helsinki 2026 Airbnb dataset This is a current private-sector short-term rental dataset with city-level performance fields. We used it for listing count, nightly price, occupancy and revenue estimates. We rounded the figures and cross-checked them against other signals before publishing ranges.
AirDNA Helsinki market page AirDNA is a widely used short-term rental analytics provider covering Airbnb and Vrbo markets. We used it as a second private-sector check on Airbnb supply and pricing. We treated differences between datasets conservatively instead of relying on one exact number.
Slush 2026 Slush is one of Helsinki’s largest annual business-travel demand spikes. We used it to identify November event demand. We also used it to explain why Pasila, the centre and train-connected areas can outperform during startup-event weeks.
Flow Festival 2026 Flow is a major Helsinki music and urban culture festival with official 2026 dates. We used it to identify August peak pricing. We also used it to explain why Kallio, Sörnäinen, Kalasatama and central areas can spike during the festival.
Helsinki Pride 2026 This is the official Helsinki Pride event source. We used it to identify late-June event demand. We also used it as a practical signal for city-centre and transit-friendly Airbnb pressure.

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