99% of what you need to know before buying real estate in Finland

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THE FINNISH PROPERTY MARKET IN 2025

If you're thinking about buying property in the Land of a Thousand Lakes, there are a few things you should know about the market.

Skip the lengthy 100-page reports filled with complex words, old info, and unsupported opinions. This document is different. Data is fresh and presented in easy words, useful graphs, and engaging charts.

After just 20 minutes of reading, you'll know more than 95% of people considering property investment in Finland.

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PRICES, RENTS AND YIELDS IN FINLAND IN 2025

How much does a lakeside cottage cost in Helsinki? Where can you find the best property yields in Finland? What's the average rent for an apartment?

This report will give you solid answers, using data sourced from our analysis of over 2,500 properties that have been available on the market. Then, you will know what you can expect when you're hunting for properties.

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ANALYSIS - IS 2025 A GOOD TIME TO BUY?

Is it a good idea to invest in property in Finland at this time? Certain sources may present a case for it, but your Finnish friends could have reservations. Remember, these opinions are subjective and might not be particularly strong.

In this document, we take the last notable trends in Finland (prices, yields, inflation, political climate, investor confidence, etc.) and tell you what they mean. Then, you can decide to go ahead or not.

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ANATOMY OF A GOOD / BAD PROPERTY DEAL

Did you check out a property you're thinking of buying? Not sure if it will make a good investment? Well, it's actually not too hard to determine.

Actually, bad investments in Finland always share certain traits. We've gathered all these details in this document to assist you.

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THE FULL BUYING PROCESS, STEP BY STEP

Do you need a notary or a lawyer? When do we give the deposit in Finland? How do you ensure proper property ownership? Are there any particularly error-prone stages?

From the start of your property search to the moment you obtain the keys of your property, this document will be your go-to guide. Use it frequently to double-check every important aspect to ensure nothing is overlooked and that everything is progressing as it should.

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24 CONTACTS TO BUY A PROPERTY IN FINLAND

The right people can make you save time and money. With that in mind, we've compiled a complete list of contacts you'll find indispensable while buying property in Finland. From A to Z, we've got you covered.

Inside this document, you'll have access to: Finnish real estate agents, property listing websites, Finnish real estate lawyers, property insurance agents, property managers, moving companies, and even expat communities in Finland.

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WHAT YOU NEED TO CHECK BEFORE BUYING

Misinterpreting 'Kiinteistövero,' navigating 'Maarekisteri' requirements, and overlooking 'Rasitustodistus'... there are common mistakes that buyers make in the Finnish property market.

Without knowing the legal and cultural landscape well, it's easy to fall into common traps that have led many to regrettable financial outcomes. Don't be another one.

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ALL THE DOCUMENTS AND WHAT THEY MEAN

Do you understand the purpose of a 'Kiinteistörekisteriote' (Real Property Register Extract) in Finland? What is the significance of 'Kiinteistövero' (Property Tax)?

Our team has reviewed all the documents you'll encounter when dealing with property – whether you're buying, renting, selling, or living in one. Each document is explained briefly: its purpose, when to use it, who provides it, and key things to be cautious about.

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WHERE AND HOW TO GET A MORTGAGE AS A FOREIGNER

If you're seeking financing options in Finland, this guide will prove to be highly valuable.

We have gathered all the information you need to apply for a mortgage with banks in Finland. This includes details on eligible banks, step-by-step guidance for the entire process, and helpful tips to increase your chances of getting approved. We also highlight common mistakes to avoid.

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HOW TO RENT OUT QUICKLY

Renting out your property in Finland can be faster if you know the traditional practices embraced by the Finnish people.

You might not know where to find tenants fast, how to set the right rent, or what to put in the rental agreement.

Here are some useful tips, with insider knowledge, that will help you save time and money.

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FOCUS ON HELSINKI (2025)

If modern design and saunas by the Baltic appeal to you, indulging in Finnish dishes like salmon soup is a treat, and you appreciate a blend of Nordic culture and urban innovation, Helsinki is your spot.

This report offers solid facts and data about this place: neighborhood analysis, yields, rentals, budget-based options, market strategies, and pitfalls.