Buying real estate in Dublin?

We've created a guide to help you avoid pitfalls, save time, and make the best long-term investment possible.

Buying property in Dublin: risks, scams and pitfalls (2026)

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Authored by the expert who managed and guided the team behind the Ireland Property Pack

property investment Dublin

Yes, the analysis of Dublin's property market is included in our pack

Dublin in early 2026 remains a seller's market where tight supply and strong demand create real pressure to move fast.

That pressure is exactly where foreign buyers get burned, not always through outright fraud, but through rushed decisions, misunderstood deposits, and weak verification.

This guide walks you through the scams, traps, and grey areas that specifically affect foreigners buying residential property in Dublin right now, and we update it constantly to keep it current.

And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Dublin.

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Fact-checked and reviewed by our local expert

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Anthony McCann 🇮🇪

Co-Founder, FindQo.ie

Anthony McCann co-founded FindQo.ie to make property searching easier and smarter in Dublin. He recognised the growing demand for a modern solution in the city’s busy housing market. FindQo.ie helps Dubliners find places to buy, rent, or share—whether it’s a home or commercial space. The platform offers a smooth and helpful experience for anyone looking to move in Dublin.

How risky is buying property in Dublin as a foreigner in 2026?

Can foreigners legally own properties in Dublin in 2026?

As of early 2026, Ireland has no residency-based restrictions on property ownership, meaning foreigners can legally buy and own residential property in Dublin with the same rights as Irish citizens.

The main condition to understand is that buying property in Dublin does not give you any automatic right to live in Ireland, so residency and immigration remain completely separate matters you need to handle through proper visa channels.

Because direct ownership is fully permitted, foreigners buying property in Dublin typically purchase in their own name without needing special corporate structures or nominee arrangements, which keeps things straightforward compared to many other countries.

Sources and methodology: we cross-referenced Citizens Information (Ireland's state-backed public information service), Tailte Éireann (the national property registration authority), and Revenue (Irish tax authority) to confirm the legal framework. We also relied on our own transaction data and buyer feedback to validate these findings. This information reflects the legal position as of January 2026.

What buyer rights do foreigners actually have in Dublin in 2026?

As of early 2026, foreigners buying property in Dublin have the same legal buyer rights as Irish citizens, including full access to the Land Registry system, regulated estate agents, and standard contract protections under Irish law.

If a seller breaches a contract in Dublin, foreign buyers can enforce their rights through the Irish courts just like locals, including seeking specific performance (forcing the sale to complete) or claiming damages for losses, though this process can be slow and expensive.

The most common right foreigners mistakenly assume they have in Dublin is that an "accepted offer" is binding, when in reality your deal is not legally protected until contracts are formally signed and exchanged, which is why gazumping (the seller accepting a higher offer after yours was "accepted") remains a real risk.

Sources and methodology: we used World Justice Project Rule of Law Index 2025 for contract enforcement benchmarks, Citizens Information for buyer rights, and Savills for gazumping risk context. We supplemented this with our own analysis of common buyer misconceptions.

How strong is contract enforcement in Dublin right now?

Ireland is generally considered a strong rule-of-law jurisdiction, ranking well internationally on contract enforcement, which means foreign buyers in Dublin have meaningful legal protections, comparable to the UK, Germany, or France rather than weaker systems where property disputes can drag on for years without resolution.

The main weakness foreigners should know about is the gap between "offer accepted" and "contracts exchanged" in Dublin, because during this window (which can last weeks), neither party is legally bound, so the seller can accept a higher offer and you lose whatever money you spent on surveys and legal fees with no recourse.

By the way, we detail all the documents you need and what they mean in our property pack covering Dublin.

Sources and methodology: we used the World Justice Project Rule of Law Index 2025 for international benchmarking, Law Society of Ireland guidance on transaction risk, and Citizens Information for the standard buying process. Our own data on transaction timelines in Dublin informed the practical risk assessment.

Buying real estate in Dublin can be risky

An increasing number of foreign investors are showing interest. However, 90% of them will make mistakes. Avoid the pitfalls with our comprehensive guide.

investing in real estate foreigner Dublin

Which scams target foreign buyers in Dublin right now?

Are scams against foreigners common in Dublin right now?

Outright "fake seller steals your money" fraud is not the most common risk for foreigners buying property in Dublin, but transaction traps that feel normal to locals yet confuse foreigners (like non-refundable auction deposits or unexpected service charges) are very common.

The type of property transaction most frequently targeted by scammers in Dublin is online listings and auction-style purchases, where urgency is high and buyers feel pressure to transfer deposits quickly without proper verification.

The profile of foreign buyer most commonly targeted in Dublin is someone who is searching remotely, unfamiliar with Irish property processes, and feeling pressure to secure a property in a competitive market before they miss out.

The single biggest warning sign that a deal may be a scam in Dublin is pressure to transfer money urgently combined with reluctance to let your solicitor handle documents or verify the seller's identity through official channels.

Sources and methodology: we analyzed fraud patterns described by An Garda Síochána (Irish police), CSO recorded crime data, and Law Society of Ireland warnings about deposit risks. We combined this with our own research on common foreigner experiences in Dublin's property market.

What are the top three scams foreigners face in Dublin right now?

The top three scams affecting foreign property buyers in Dublin right now are deposit pressure scams (where a "10% deposit" in online auctions is actually non-refundable and contract-level), gazumping dressed up as normal negotiating (where the seller accepts a higher offer after yours was "accepted"), and apartment paperwork traps (where weak Owners' Management Company finances or upcoming major works create hidden costs).

The most common scam typically unfolds like this in Dublin: you find a property online, feel pressure to secure it fast, transfer a deposit directly to an auction platform or seller without proper solicitor involvement, and then discover the funds are non-refundable or the "seller" was not legitimate.

The single most effective protection against all three is simple: never transfer any money until your solicitor has verified the seller's identity through the Land Registry folio, confirmed the deposit terms in writing, and (for apartments) reviewed the OMC financial statements and service charge history.

Sources and methodology: we used Law Society of Ireland practice notes on auction deposit risks, Society of Chartered Surveyors Ireland guidance on apartment ownership, and Garda fraud pattern descriptions. Our pack includes detailed checklists based on these sources.
infographics rental yields citiesDublin

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Ireland versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.

How do I verify the seller and ownership in Dublin without getting fooled?

How do I confirm the seller is the real owner in Dublin?

The standard verification process in Dublin is to obtain the official Land Registry folio for the property through Landdirect (Tailte Éireann's online service) and have your solicitor match the seller's name to the registered owner.

The official document foreigners should check to verify ownership in Dublin is the folio, which is the State's record of who owns the property and what burdens (like mortgages) affect it, and you can order it yourself through Landdirect for a small fee.

The most common trick fake sellers use in Dublin is providing screenshots or photocopies of title documents rather than letting you verify independently through the official registry, and while outright impersonation is rare, this "trust me, here's a copy" approach is a red flag you should never accept.

Sources and methodology: we relied on Tailte Éireann (Ireland's property registration authority) for ownership verification processes, Landdirect for practical search steps, and Tailte Éireann FAQs for folio content explanation. We also used feedback from our network of solicitors working with foreign buyers.

Where do I check liens or mortgages on a property in Dublin?

The official place to check liens or mortgages on a Dublin property is the Land Registry, accessed through Landdirect, where mortgages and other charges appear as "burdens" on the property's folio.

When checking for liens in Dublin, you should request the full folio and filed plan, then have your solicitor review the "burdens" section which lists any registered mortgages, charges, or other encumbrances affecting the property.

The type of encumbrance most commonly missed by foreign buyers in Dublin is apartment-related obligations, specifically service charge arrears or special levies owed by the seller to the Owners' Management Company, which may not appear on the folio but transfer with the property.

It's one of the aspects we cover in our our pack about the real estate market in Dublin.

Sources and methodology: we used Tailte Éireann FAQs for folio and burden definitions, Landdirect for the practical search process, and SCSI guidance on apartment-specific liabilities. Our analysis of common foreigner oversights informed the encumbrance warning.

How do I spot forged documents in Dublin right now?

The most common type of forged document used in Dublin property scams is fake title documentation or screenshots purporting to show Land Registry records, though this is relatively rare in legitimate transactions because the official verification process is straightforward.

Specific red flags that indicate a document may be forged in Dublin include poor print quality, inconsistent formatting, missing official registry reference numbers, and any situation where the seller resists letting you verify independently through Landdirect or insists on urgency that prevents proper checks.

The official verification method you should use in Dublin is to ignore any documents the seller provides and instead order fresh copies directly from Landdirect, check the agent on the PSRA register, verify planning on the Dublin City Council portal, and confirm BER ratings on SEAI.

Sources and methodology: we triangulated fraud behavior patterns from An Garda Síochána, verification processes from Landdirect, and agent licensing from PSRA. Our "don't trust, verify" checklist comes from synthesizing these official sources.

Get the full checklist for your due diligence in Dublin

Don't repeat the same mistakes others have made before you. Make sure everything is in order before signing your sales contract.

real estate trends Dublin

What "grey-area" practices should I watch for in Dublin?

What hidden costs surprise foreigners when buying a property in Dublin?

The three most common hidden costs that foreigners overlook when buying property in Dublin are stamp duty (1% on the first 1 million euros, 2% above that), Local Property Tax (ranging from around 90 to over 1,800 euros annually depending on property value), and for apartments, annual service charges and sinking fund contributions that can run from 1,500 to over 4,000 euros per year in managed developments in areas like the Docklands or Sandyford.

The hidden cost most often deliberately concealed by sellers or agents in Dublin is apartment service charge arrears or upcoming special levies for major building works, and this is common enough that experienced buyers always request OMC financial statements before committing.

If you want to go into more details, we also have a blog article detailing all the property taxes and fees in Dublin.

Sources and methodology: we used Revenue for stamp duty rates, Revenue LPT guidance for property tax bands, and SCSI for apartment service charge context. Our pack includes detailed cost calculators based on current Dublin rates.

Are "cash under the table" requests common in Dublin right now?

For straightforward Dublin home purchases through mainstream agents and solicitors, "cash under the table" requests are not common and should be treated as a serious red flag because they conflict with Ireland's strict anti-money laundering regime.

When they do occur, the typical reason sellers give for requesting undeclared cash payments in Dublin is to reduce the official sale price on paper, which lowers their capital gains tax liability and the buyer's stamp duty, but this is tax evasion.

If you agree to an undeclared cash payment in Dublin, you face legal risks including prosecution for tax fraud, potential denial of mortgage financing if the true price is discovered, and difficulty proving what you actually paid if you later need to sell or dispute the transaction.

Sources and methodology: we analyzed the regulatory framework using PSRA anti-money laundering supervision data, Revenue tax compliance requirements, and Citizens Information on agent obligations. Our recommendation is based on the clear legal risks involved.

Are side agreements used to bypass rules in Dublin right now?

Side agreements to bypass official rules are not widespread in mainstream Dublin property transactions, but verbal assurances or informal undertakings about issues that should be documented (like "we'll sort out that planning permission later") do occur and create real risk for foreigners.

The most common type of side agreement in Dublin involves sellers making informal promises about unpermitted building works (such as attic conversions or rear extensions), service charges that "probably won't increase," or BER ratings that "don't really matter," all of which shift risk onto the buyer.

If a side agreement is discovered by authorities in Dublin, foreigners face consequences ranging from being unable to get insurance or a mortgage on unpermitted works, to liability for rectification costs, to potential fines, and critically, the side agreement itself may be unenforceable in court.

Sources and methodology: we identified common side agreement patterns from Dublin City Council planning enforcement context, SEAI BER verification requirements, and SCSI apartment documentation standards. Our guidance emphasizes verifying claims against official records.
infographics comparison property prices Dublin

We made this infographic to show you how property prices in Ireland compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.

Can I trust real estate agents in Dublin in 2026?

Are real estate agents regulated in Dublin in 2026?

As of early 2026, real estate agents in Dublin are regulated by the Property Services Regulatory Authority (PSRA), which licenses estate agents, auctioneers, letting agents, and property management agents, and actively investigates complaints and conducts anti-money laundering audits.

A legitimate real estate agent in Dublin should hold a PSRA licence for the relevant category of property services (typically "Auctioneer/Estate Agent" for sales), and this licence must be current and not suspended or revoked.

Foreigners can verify whether an agent is properly licensed in Dublin by searching the PSRA public register, which takes about 60 seconds and should be done before you pay any booking deposit or provide identity documents.

Please note that we have a list of contacts for you in our property pack about Dublin.

Sources and methodology: we used Citizens Information for the regulatory framework, the PSRA register for verification steps, and PSRA annual reports for enforcement activity evidence. Our pack includes a pre-verified list of licensed agents working with foreign buyers.

What agent fee percentage is normal in Dublin in 2026?

As of early 2026, buyers in Dublin typically do not pay the selling agent's fee directly because it is paid by the seller and built into the sale price, so your direct costs are for your own professionals like solicitors and surveyors.

The typical range for seller-paid agent fees in Dublin is 1% to 2% of the sale price plus VAT, though this varies by property value and whether it is a private treaty sale or auction.

Because buyers do not usually pay the selling agent in Dublin, the thing to focus on is deposit terms rather than agent fees, and you should be suspicious if any agent asks you for a "fee" to view properties, have your offer considered, or "secure" a deal before your solicitor is involved.

Sources and methodology: we analyzed fee structures using Citizens Information buying guidance, Law Society of Ireland notes on transaction costs, and market data from our network. Our focus on deposits over fees reflects where foreign buyers actually face financial risk.

Get the full checklist for your due diligence in Dublin

Don't repeat the same mistakes others have made before you. Make sure everything is in order before signing your sales contract.

real estate trends Dublin

What due diligence actually prevents disasters in Dublin?

What structural inspection is standard in Dublin right now?

The standard structural inspection process for property purchases in Dublin involves hiring an independent surveyor or engineer to conduct a pre-purchase survey, which is not legally required but is strongly recommended and typically costs between 400 and 800 euros depending on property size.

A qualified inspector in Dublin should check foundations, walls, roof structure and covering, gutters and drainage, windows and doors, electrical systems, plumbing, heating, and signs of damp, subsidence, or structural movement.

The professionals qualified to perform structural inspections in Dublin are chartered surveyors (members of SCSI or RICS) and chartered engineers, and you should request someone with specific experience in the property type you are buying, whether that is a Victorian terrace in Rathmines or a modern apartment in the Docklands.

The most common structural issues that inspections reveal in Dublin properties are damp and moisture problems (especially in older houses in areas like Drumcondra or Ranelagh), roof defects, outdated electrical wiring, and poor insulation that does not match the claimed BER rating.

Sources and methodology: we used SCSI guidance on surveyor qualifications, SEAI for energy performance context, and Citizens Information for standard buying steps. Our analysis of common Dublin defects draws on surveyor feedback in our network.

How do I confirm exact boundaries in Dublin?

The standard process for confirming exact property boundaries in Dublin is to obtain the folio and filed plan from the Land Registry through Landdirect, which shows the registered boundaries on an official map.

The official document showing legal boundaries in Dublin is the Land Registry filed plan, which accompanies the folio and outlines the property extent, though you should note that Irish boundaries are often "general" rather than precisely surveyed.

The most common boundary dispute affecting foreign buyers in Dublin involves shared driveways, unclear garden divisions, or encroachments where the physical boundary on the ground does not match the registered boundary, especially in older terraced housing areas like Stoneybatter or Phibsborough.

To physically verify boundaries on the ground in Dublin, you should hire a chartered land surveyor who can compare the filed plan to the actual property and identify any discrepancies before you sign contracts.

Sources and methodology: we used Landdirect and Tailte Éireann for the official boundary documentation process, and SCSI for surveyor guidance. Our boundary dispute examples come from common patterns reported in Dublin transactions.

What defects are commonly hidden in Dublin right now?

The top three defects that sellers commonly conceal from buyers in Dublin are unpermitted building works like attic conversions or rear extensions (common), damp or water damage covered by fresh paint (common), and poor energy performance masked by an outdated or overstated BER certificate (sometimes happens).

The inspection technique that helps uncover hidden defects in Dublin is to use a combination of a professional survey (for structural issues), a search of the Dublin City Council planning portal (for unpermitted works), and verification of the BER on SEAI (for energy claims).

Sources and methodology: we identified common hidden defects using Dublin City Council planning enforcement context, SEAI BER verification data, and SCSI surveyor guidance. Our analysis reflects patterns commonly reported by surveyors and solicitors in our network.
statistics infographics real estate market Dublin

We have made this infographic to give you a quick and clear snapshot of the property market in Ireland. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.

What insider lessons do foreigners share after buying in Dublin?

What do foreigners say they did wrong in Dublin right now?

The most common mistake foreigners say they made when buying property in Dublin is treating an accepted offer as a done deal and spending money on surveys, legal fees, and travel before contracts were actually exchanged, only to get gazumped.

The top three regrets foreigners mention after buying in Dublin are not checking the Owners' Management Company finances before buying an apartment (leading to surprise service charges or special levies), not verifying planning permission for extensions or conversions (creating insurance and resale problems), and rushing due to market pressure without proper solicitor involvement.

The single piece of advice experienced foreign buyers most often give to newcomers in Dublin is to get a solicitor involved from day one, never transfer any money without their approval, and remember that nothing is binding until contracts are exchanged.

The mistake foreigners say cost them the most money or caused the most stress in Dublin is buying an apartment without understanding the building's financial health, then facing unexpected special levies of 10,000 euros or more for remediation works like fire safety upgrades or cladding replacement.

Sources and methodology: we synthesized common foreigner experiences from Citizens Information process guidance, SCSI apartment ownership warnings, and Law Society of Ireland deposit risk notes. Our pack includes a "lessons learned" section based on buyer feedback.

What do locals do differently when buying in Dublin right now?

The key difference in how locals approach buying property in Dublin compared to foreigners is that locals know the "sale agreed" stage is just the starting point of negotiation, not a commitment, so they budget for the possibility of losing survey and legal fees to gazumping and do not emotionally invest until contracts are signed.

The verification step locals routinely take that foreigners often skip in Dublin is immediately requesting OMC documentation and service charge history when buying an apartment, because locals know that buildings in areas like Smithfield, the Docklands, or Sandyford can have wildly different financial health even if the apartments look similar.

The local knowledge advantage that helps Dublin buyers get better deals is understanding which neighborhoods have planning complications (like conservation areas in Georgian Dublin that restrict renovations), which apartment blocks have problematic OMCs or pending remediation, and which agents are known for accepting below-asking offers versus those who run competitive bidding.

Sources and methodology: we derived local buyer behavior from PSRA agent verification practices, Landdirect search patterns, and Dublin City Council planning check habits. Our analysis also draws on transaction pattern data from our network of Dublin-based professionals.

Don't buy the wrong property, in the wrong area of Dublin

Buying real estate is a significant investment. Don't rely solely on your intuition. Gather the right information to make the best decision.

housing market Dublin

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our property pack about Dublin, we always rely on the strongest methodology we can … and we don't throw out numbers at random.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source Why it's authoritative How we used it
Citizens Information Ireland's state-backed public information service for residents and consumers. We used it to confirm the legal framework for foreign property ownership and standard buying steps. We also used it to set expectations for what a legitimate transaction looks like.
Tailte Éireann The State body responsible for property registration and national mapping. We used it to explain how title and ownership are evidenced through the folio system. We referenced their FAQs to clarify what burdens and charges mean on a property record.
Landdirect The official online service for Land Registry searches and title document ordering. We used it to show the practical verification step for confirming ownership. We recommended it as the "where you actually check" resource rather than trusting seller-provided documents.
PSRA The statutory regulator's public register of licensed property agents. We used it to provide a simple agent verification step for foreign buyers. We also referenced their enforcement activity to show the regulator actively investigates complaints.
Revenue Ireland's official tax authority setting stamp duty and LPT rules. We used it to state the real taxes that must be paid on purchase. We also used their LPT guidance to explain the 2026 to 2030 valuation period.
CSO Residential Property Price Index Ireland's official statistics agency providing authoritative price data. We used it to describe Dublin's market conditions and competitive pressure in early 2026. We referenced Dublin-specific median prices to explain why rushed decisions happen.
Law Society of Ireland The professional body for Irish solicitors providing practice guidance. We used their warning about online auction deposits to highlight a Dublin-specific pitfall. We created a "do not wire until solicitor confirms" rule based on their guidance.
Society of Chartered Surveyors Ireland Ireland's chartered surveying professional body with established expertise. We used it to explain apartment-specific risks like service charges and OMC obligations. We turned their guidance into a checklist for apartment buyers.
An Garda Síochána Ireland's national police describing real fraud patterns and prevention steps. We used their fraud behavior descriptions to identify warning signs. We applied their rental fraud patterns to buying contexts since the psychology is similar.
Dublin City Council Planning Portal The official local authority portal for planning records in Dublin. We used it as the practical check for verifying whether building works are permitted. We described it as a Dublin-specific due diligence step foreigners often skip.
SEAI BER Registry Ireland's national sustainable energy authority running the BER system. We used it to show how buyers can verify energy rating claims independently. We connected BER verification to hidden cost risks like retrofit expenses and resale value.
World Justice Project Rule of Law Index 2025 A widely used international benchmark built from household and expert surveys. We used it to assess Ireland's contract enforcement strength compared to other countries. We explained that while Ireland ranks well, enforcement can still be slow and expensive.
infographics map property prices Dublin

We created this infographic to give you a simple idea of how much it costs to buy property in different parts of Ireland. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.